SURGIVET
ActiveSURGIVET has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €33k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 1255 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency82▼-17
Growth63▼-1
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 2.08 in 2024), but 53.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.9%
Return on assets
20%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
131 d late
2022
122 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€195k▲ 0.5%
2024 · €195k
2018: €187k
2019: €170k
2020: €177k
2021: €228k
2022: €206k
2023: €200k
2024: €195k
2018 → 2025
EBIT margin
23.8%▲ 10.8pp
2024 · 12.9%
2018: 3.3%
2019: 17.9%
2020: 23.5%
2021: 43.6%
2022: 24.4%
2023: 19.8%
2024: 12.9%
2018 → 2025
Net result
€33k▲ 96.5%
2024 · €17k
2018: €3k
2019: €22k
2020: €29k
2021: €75k
2022: €33k
2023: €25k
2024: €17k
2018 → 2025
Working capital
€49k▼ 7.3%
2024 · €52k
2018: €79k
2019: €41k
2020: €15k
2021: €50k
2022: €46k
2023: €33k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€228k-€206k▼ 9.7%€200k▼ 2.8%€195k▼ 2.8%€195k▲ 0.5%
Equity€55k-€53k▼ 3.4%€60k▲ 13.3%€77k▲ 27.8%€77k▲ 0.2%
Operating result€99k-€50k▼ 49.6%€40k▼ 21.1%€25k▼ 36.5%€46k▲ 84.8%
Net result€75k-€33k▼ 56.0%€25k▼ 23.5%€17k▼ 33.2%€33k▲ 96.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 85% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€29k▲ 15.9%
Current assets
€136k▲ 35.0%
Equity and liabilities €165k
Equity
€77k▲ 0.2%
Debt
€87k▲ 80.8%
The debt ratio rises from 38.5% to 53.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€51k▲
2024 · €30k
Cash flow
€38k▲
2024 · €22k
Solvency
46.9%▼
2024 · 61.5%
Current ratio
1.56▼
2024 · 2.08
Quick ratio
1.56▼
2024 · 2.08
Debt / equity
1.13▲
2024 · 0.63
ROE
42.6%▲
2024 · 21.7%
ROA
20.0%▲
2024 · 13.4%
Interest coverage
131.38▲
2024 · 84.73
Debt
€87k▲
2024 · €48k
Debt ≤ 1 year
€87k▲
2024 · €48k
Income taxes
€13k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€126k€165k▲
Fixed assets21/28€25k€29k▲
Tangible fixed assets22/27€25k€29k▲
Plant, machinery and equipment23€5k€6k▲
Furniture and vehicles24€14k€13k▼
Other tangible fixed assets26€6k€10k▲
Current assets29/58€101k€136k▲
Amounts receivable within one year40/41€27k€7k▼
Trade receivables40€27k€7k▼
Other amounts receivable41€223-
Cash at bank and in hand54/58€72k€113k▲
Deferred charges and accrued income490/1€1k€16k▲
Equity and liabilities
Total equity and liabilities10/49€126k€165k▲
Equity10/15€77k€77k▲
Contributions10/11€600€600=
Reserves13€76k€77k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€75k€75k▲
Profit (loss) carried forward14€112€113▲
Amounts payable17/49€48k€87k▲
Amounts payable within one year42/48€48k€87k▲
Financial debts43€4k€7k▲
Credit institutions430/8€4k€7k▲
Trade debts44€23k€31k▲
Suppliers440/4€23k€31k▲
Taxes, remuneration and social security45€22k€16k▼
Taxes450/3€22k€16k▼
Other amounts payable47/48€59€34k▲
Income statement
Code20242025
Turnover70€195k€195k▲
Non-recurring operating income76A€15k-
Goods, raw materials, services and sundry goods60/61€171k€142k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€8k€2k▼
Gross operating margin9900€39k€53k▲
Operating profit (loss)9901€25k€46k▲
Financial charges65/66B€358€392▲
Recurring financial charges65€358€392▲
Profit (loss) for the period before taxes9903€25k€46k▲
Income taxes67/77€8k€13k▲
Profit (loss) for the period9904€17k€33k▲
Profit (loss) for the period to be appropriated9905€17k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€33k▲
Profit (loss) brought forward from the previous period14P€102€112▲
Transfer from equity791/2-€33k
Transfer to equity691/2€17k€33k▲
To other reserves6921€17k€33k▲
Profit to be distributed694/7-€33k
Return on contributions (dividend)694-€33k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 131 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €75k ▲158%
Operating result €99k, net result €75k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Olivier STIEVENART
CurrentAdministrateur non statutaire et administrateur délégué · since 06-11-2023
06-11-2023
Appointed as Administrateur non statutaire et administrateur délégué
Location & real-estate footprint
Registered office, Lasne
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Céroux 411380 LasneGround area
2,738 m²
Building footprint
183 m²
Volume, LiDAR
1,191 m³
Parcel 25024B0393/00B002, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25024B0393/00B002 | Wallonia | 2,738 m² | 1 · 183 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,068 companies in sector 75000 we hold annual accounts for 1,943. 1,710 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2008
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.