BERGERVEN EQUINE PRACTICE
ActiveBERGERVEN EQUINE PRACTICE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €75k. Its solvency ranks better than 40% of 1259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency67
Growth-
Track record67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.17; short-term debt: 57.8% and cash: 2.2% of total assets), and 57.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.2%
Return on assets
40.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€78k
Total assets
€184k
Net result
€75k
Working capital
€-88k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €183k
Fixed assets
€165k
Current assets
€18k
Equity and liabilities €184k
Equity
€78k
Debt
€106k
Debt finances 57.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€124k
Cash flow
€108k
Solvency
42.2%
Current ratio
0.17
Quick ratio
0.17
Debt / equity
1.37
ROE
96.1%
ROA
40.6%
Interest coverage
134.72
Debt
€106k
Debt ≤ 1 year
€106k
Income taxes
€15k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€184k
Formation expenses20€840
Fixed assets21/28€165k
Tangible fixed assets22/27€165k
Land and buildings22€134k
Plant, machinery and equipment23€28k
Furniture and vehicles24€3k
Current assets29/58€18k
Amounts receivable within one year40/41€14k
Trade receivables40€14k
Cash at bank and in hand54/58€4k
Equity and liabilities
Total equity and liabilities10/49€184k
Equity10/15€78k
Contributions10/11€3k
Profit (loss) carried forward14€75k
Amounts payable17/49€106k
Amounts payable within one year42/48€106k
Trade debts44€18k
Suppliers440/4€18k
Taxes, remuneration and social security45€25k
Taxes450/3€15k
Remuneration and social security454/9€10k
Other amounts payable47/48€63k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k
Other operating charges640/8€2k
Gross operating margin9900€126k
Operating profit (loss)9901€90k
Financial income75/76B€18
Recurring financial income75€18
Financial charges65/66B€917
Recurring financial charges65€917
Profit (loss) for the period before taxes9903€89k
Income taxes67/77€15k
Profit (loss) for the period9904€75k
Profit (loss) for the period to be appropriated9905€75k
Appropriation of the result
Profit (loss) to be appropriated9906€75k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergervenstraat 43680 MaaseikGround area
4,780 m²
Building footprint
201 m²
Volume, LiDAR
859 m³
Parcel 72024C0444/00N000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BERGERVEN EQUINE PRACTICE
since 20232.352.934.047
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024C0444/00N000 | Flanders | 4,780 m² | 1 · 201 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMaaseik2.352.934.047
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DIERENARTSPRAKTIJK DE TEMMERMAN
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VETRWEBER
BE 0839.807.786
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SURGIVET
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ASCLEPIA86
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Of 6,077 companies in sector 75000 we hold annual accounts for 1,948. 1,715 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2023
Fiscal year end30-06
Activities, NACEBEL
75000Veterinary services
01430Raising of horses and other equines
01620Support activities for animal production
82990Other business support services
85510Sports and recreation education
93127Equestrian clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.