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SURFACE STYLE

Active Private limited company (pre-2019)founded 2006active for 20 yearsRue des Augustins 16, 4500 HuyKBO/BCE: BE 0883.000.995
SURFACE STYLE
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Overview

Lifetime

18 annual accounts with figures on one time axis
peak €169,244 (2011)
€25,977▲ 8.1%
lowest -€56,726 (2009)
€7,668▲ €7,751
peak €125,350 (2025)
€125,350▲ 6.5%
€462,995▲ 16.1%
peak 1.8 FTE (2013)
-not published
Board2 names since 2021
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Back to profit: €7,668Debts from €398,791 to €462,995Cash from €38,340 to €612

Key points

from the 2025 annual accounts

Turnover

≈ €160,000 estimated

The accounts state no turnover.

Debts

€462,995 79% of the balance sheet
Suppliers 53%Taxes and wages 22%Other 25%

Of this, €456,656 falls due within a year.

Filings

18 annual accounts since 2007
AprilJune31 JulyOctober2010201520202025

Ten of the last ten came late. The 2019 accounts came latest: 122 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 4,681 companies had the same profile as SURFACE STYLE has now. Each dot stands for 12 companies, two years later.

97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,681 companies, not a prediction for SURFACE STYLE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0883000995
Resignation: (director) Director discharge: · General meeting of 06-09-2022 · Gazette deed
First establishment Rue des Augustins 16, Huy
Incorporation published on 23-08-2006 · Gazette deed
All 30 events

Comparable companies

same main activity, similar in size and age
Company
SURFACE STYLE Huy €0.6m €25,977 21.3% -
INTERIEURPUNT Beveren-Kruibeke-Zwijndrecht €0.7m €29,413 29.9% -
PHYLLIPPROJECTS Zwevegem €0.7m €25,777 6.2% -
Luca Créations Messancy €0.4m €45,994 17.8% -
De Keulenaer Wijnegem €0.3m €28,471 27.8% -
Van Loock Parketvloeren Kasterlee €0.6m €60,783 4.1% -
VANVINCKENROYE Halen €1.3m €29,655 48.6% -

These companies have the same main activity as SURFACE STYLE: laying of wooden floor and wall coverings (NACE 43332). They are comparable in size and age: total assets between €261,000 and €1.3m, founded between 2005 and 2010.

Official details

Source: KBO
Status
Active since 14-08-2006Normal situation
Activity
Laying of wooden floor and wall coveringsNACE 43332and 2 others
Establishment unit
2.156.907.0444500 Huy, since 20-09-2006
Financial year end
31 December
Peppol
Reachable since 11-02-2026
Company details

Annual accounts 2025

€25,977▲ 8.1%
€7,668
€125,350▲ 6.5%
€588,345▲ 13.9%
Filing
Filed on 31-08-2026
Financials

Insights on SURFACE STYLE

SURFACE STYLE files the micro format. That format states no turnover. The gross margin fell from €106,610 in 2007 to €25,977 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 31-08-2026, 31 days late
€25,977
▲ 8.1%
€18,986
▲ 96.7%
€21,714
▲ 46.1%
€10,396
▲ 103%
21.3%
▼ 1.5 percentage points
1.26
▼ 0.02

The turnover shown is an estimate from the gross margin.

Turnover ≈ €160,000. Estimated: probably between €110,000 and €260,000.

Money flows

no detail for 2025

Balance sheet

balance sheet total €588,345 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

21.3%

Higher than 23% of 37,177 companies in 2025.

1.26

Higher than 32% of 36,472 companies in 2025.

1.3%

Higher than 30% of 36,707 companies in 2025.

SURFACE STYLE Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: top quarter

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192017201620152014201320122011201020092008200716 months
Balance sheet: assets
20/58 588,345516,474579,723511,021465,743438,421539,320474,564444,297381,297301,851356,354433,429432,155334,045268,598333,153237,383
20 ---------------0268671
21/28 12,04914,77819,98318,50414,5236,1706,1706,2196,6045,1166,44113,11121,95416,11411,11028,65259,29661,941
22/27 5,9948,72313,92812,6248,353003847691311,3618,13616,97915,51410,51028,05258,42860,507
23 7261,4552,1842,914000000073298523458638105184
24 2,6494,2098,2475,7743,9790038476901,0334,0128,023844028710,02923,860
26 2,6203,0593,4973,9364,37500001313285247219171,1141,3101,5071,703
28 6,0556,0556,0555,8806,1706,1706,1705,8355,8354,9855,0804,9754,975600600600600763
29/58 576,296501,696559,740492,517451,219432,251533,149468,344437,694376,181295,410343,243411,475416,041322,934239,947273,857175,442
3 57,00034,00030,00019,500-010,00016,000-055,000-----0-
30/36 57,00034,00030,00019,500-010,00016,000--------0-
37 ---------055,000-------
40/41 515,991423,344496,518469,937441,891351,021472,201411,263420,420358,643240,223328,370404,569407,568322,934237,077263,183175,442
40 492,991417,217479,937466,087441,449310,886456,412394,991406,882342,395232,947315,495388,346401,516316,963230,771253,757170,373
41 22,9996,12716,5813,85044240,13415,78916,27313,53816,2477,27612,87416,2236,0515,9716,3079,4265,069
54/58 61238,34018,8592,2953,16873,69649,31333,90617,27414,539-13,0084,8687,752-2,00010,356-
490/1 2,6936,01214,3637856,1597,5341,6357,17503,0001871,8662,0387210869318-
Balance sheet: equity and liabilities
10/49 588,345516,474579,723511,021465,743438,421539,320474,564444,297381,297301,851356,354433,429432,155334,045268,598333,153237,383
10/15 125,350117,682117,766115,822113,932115,979110,14883,598108,806106,96984,93294,708101,40590,10546,872-9,15047,57631,844
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
100 ------18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
101 -----------------0
13 86,86086,86086,86086,86086,86086,86086,86086,86086,86086,86076,86076,86076,86061,86021,86021,86021,8606,860
130/1 1,8601,8601,8601,8601,8601,860------------
130 ------1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,860
1311 1,8601,8601,8601,8601,8601,860------------
133 85,00085,00085,00085,00085,00085,00085,00085,00085,00085,00075,00075,00075,00060,00020,00020,00020,0005,000
14 19,89012,22212,30610,3628,47210,5194,688-21,8623,3461,509-10,528-7525,9459,6456,412-49,6107,1166,384
16 -------------0----
160/5 -------------0----
17/49 462,995398,791461,957395,199351,811322,442429,172390,966335,492274,328216,919261,647332,024342,050287,173277,748285,576205,539
17 -----------09,50215,698024,94847,08232,106
170/4 -----------09,50215,698024,94847,08232,106
42/48 456,656391,268458,272393,666348,164322,442429,075390,966335,492274,194216,919261,647322,522325,933287,173252,800237,694173,432
42 ----------09,5026,1965,87624,94822,13520,60610,556
43 -----015019,413--15,206---21,9058,237-750
430/8 -----015019,413--15,206---21,9058,237-750
44 244,400212,453284,119273,985170,070120,373289,925263,114219,273227,104164,398205,160219,341255,240200,970139,797180,703130,497
440/4 244,400212,453284,119273,985170,070120,373289,925263,114219,273227,104164,398205,160219,341255,240200,970139,797180,703130,497
45 102,82574,65184,087104,05778,71682,98978,33229,54733,26521,0838,64716,54557,08329,5816,16130,68025,58022,087
450/3 25,3559,18126,5919,27713,19522,15912,4685,1781,2801,1821,0173,01444,17422,2315997,08015,18010,872
454/9 77,46965,46957,49794,78065,52060,83065,86524,36931,98519,9007,63013,53112,9097,3505,56223,60010,40011,215
47/48 109,431104,16490,06515,62499,378119,08060,66878,89182,95426,00728,66830,43939,90235,23533,19051,95110,8059,543
492/3 6,3397,5243,6851,5333,647097-0133--0419-0800-
Income statement
70 -----------------941,660
76A ---207--501--207-7,00030,728-----
9900 25,97724,02517,95247,06835,21665,75368,78454,75330,82770,15971,01260,42362,163169,24495,043-16,639102,017106,610
60/61 -----------------835,050
62 ------8322,28346,43832,00145,83762,87960,15938,38231,0338,095-1,77127,542
630 2,7285,2063,7603,64779--3845151,2305,5258,8439,72518,46217,54128,07542,28835,758
631/4 -20,519-6,62622,8964,28840,728--611-4,380-27,045-14,264--32,606--32,606-
635/8 -------------0----
640/8 24,7829,1664418,73024,94115,89130,90628,34254724,22119,8421,08219,0557158,3934,0917652,517
649 ----------0-------
66A ----0113-5552702453,7121,0524852504601,0581506,115
9901 18,9869,6537,12511,7955,9099,10415,595-20,3541,87325,916-2,969-9,661-5,00086,42861,014-48,80524,58740,794
75/76B 105835,6901992,844245222763,1206353555182168125214254
75 105835,2771994424212763,1206353555182168125214254
76B --413-2,800-501-----------
65/66B 7,0319,2088,6513,6183,5091,9733,6295,1292,9522,4393,6283,5362,8423,7944,5356,9154,5413,779
65 7,0319,2085,9203,6183,5091,9733,6295,1292,9522,4393,6283,5362,8423,7944,5356,9154,5413,779
66B --2,731---------------
9903 12,0595284,1648,3765,2437,15412,488-25,2082,04023,502-9,776-6,69723,22283,06456,021-56,72619,91031,154
67/77 4,3916112,2216,4857,2911,3231,37802041,464--11,92221,831--4,1788,910
9904 7,668-831,9431,890-2,0475,83111,109-25,2081,83622,037-9,776-6,69711,30061,23356,021-56,72615,73222,244
9905 7,668-831,9431,890-2,0475,83111,109-25,2081,83622,037-9,776-6,69711,30061,23356,021-56,72615,73222,244
Appropriation of the result
9906 19,89012,22212,30610,3628,47210,5194,688-21,8623,34611,509-10,528-75220,94567,6456,412-49,61022,11622,244
14P 12,22212,30610,3628,47210,519-------------
691/2 ---------10,000--15,00040,000--15,0006,860
6920 -----------------1,860
6921 ---------10,000--15,00040,000--15,0005,000
694/7 -------------18,000---9,000
695 -------------18,000---9,000
Social balance sheet
9087 -------111.41.71.81.20.70.2--0.5
Hours worked1013 -------1,4801,0001,5922,2713,2242,1921,2224500-1,117
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00465289.

Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00465289 PDF
31-12-2024 micro format 16-09-2025 2025-00491992 PDF
31-12-2023 micro format 26-09-2024 2024-00472778 PDF
31-12-2022 micro format 09-08-2023 2023-00323972 PDF
31-12-2021 micro format 30-08-2022 2022-20348607 PDF
31-12-2020 micro format 26-10-2021 2021-73400376 PDF
31-12-2019 full format 30-11-2020 2020-74300512 PDF
31-12-2017 micro format 27-09-2018 2018-64900502 PDF
31-12-2016 micro format 29-09-2017 2017-64300168 PDF
31-12-2015 full format 10-08-2016 2016-41700484 PDF
31-12-2014 full format 25-07-2015 2015-35000329 PDF
31-12-2013 full format 08-08-2014 2014-40600235 PDF
31-12-2012 full format 30-09-2013 2013-60400267 PDF
31-12-2011 full format 24-07-2012 2012-32800501 PDF
31-12-2010 full format 09-08-2011 2011-38800385 PDF
31-12-2009 full format 16-09-2010 2010-54400518 PDF
31-12-2008 full format 11-08-2009 2009-56700027 PDF
31-12-2007 full format 21-08-2008 2008-59400286 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192017201620152014201320122011201020092008200716 months
21,71414,85910,88515,4425,987---19,9702,38827,1462,555-8184,725104,88978,555-20,73066,87576,551
10,3965,1225,7045,537-1,969---24,8232,35223,267-4,2512,14521,02579,69473,563-28,65158,02058,002
008,3847,9178,432-33502,01322,0502,171015,56523,465076439,806118,264
-37,72819,48116,564-874-70,52724,382-16,6322,735--8,140-2,884---8,356--
119,640110,428101,46898,851103,055109,809104,07577,379102,202101,98778,49181,59688,95390,10835,761-12,85336,1632,009
-----------------4.3%
21.3%22.8%20.3%22.7%24.5%26.5%20.4%17.6%24.5%28.1%28.1%26.6%23.4%20.9%14.0%-3.4%14.3%13.4%
1.261.281.221.251.301.341.241.201.301.371.361.311.281.281.120.951.151.01
1.141.201.161.201.301.341.221.161.301.371.111.311.281.281.120.951.151.01
3.693.393.923.413.092.783.904.683.082.562.552.763.273.806.13-6.006.45
6.1%-0.1%1.7%1.6%-1.8%5.0%10.1%-30.2%1.7%20.6%-11.5%-7.1%11.1%68.0%119.5%-33.1%69.9%
1.3%0.0%0.3%0.4%-0.4%1.3%2.1%-5.3%0.4%5.8%-3.2%-1.9%2.6%14.2%16.8%-21.1%4.7%9.4%
3.091.611.844.271.71-------------
-----------------66 days
-----------------57 days

EBIT margin: not included in this filing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€0€0€8,209€7,917€8,432
Financial fixed assets--€175--
€2,728€5,206€3,760€3,647€79

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on SURFACE STYLE

The operating result for 2025 is 97% higher than in 2024 and the highest since 2015. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total rises from 77.2% to 78.7%. Equity and debt are higher.

Board & ownership

Board

1 director, last change in 2022
Director
listed in the 2025 annual accounts, filed on 31-08-2026

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director

Director
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director, since before 31-12-2021
    • Director, until 06-09-2022

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,600
Source
2025 annual accounts

Network & group

Holdings

own 2016 accounts, the bar shows equity in euros
This companySURFACE STYLE1 holding, 1 country 2016 accounts

Belgium 1 Equity Result

  • BE 3.22% €43,497 result €4,677

Source: list of holdings in its own 2016 accounts. Every holding stands with its own latest accounts.

At the same address

Rue des Augustins 16, 4500 Huy · 7 other companies
PRESS SHOP AND MORE
establishment since 31-05-2024 · founded in 1930 · group bpost
 127 FTE (2025)
0403.517.327
NativE.D
registered office since 25-08-2022 · founded in 2022
 total assets €349,072 (2025)
0789.989.477
EURO-CHAPE A.D.
registered office since 14-11-2007 · founded in 2007
 total assets €222,593 (2025)
0892.645.369
AC SERVICES +
registered office since 01-04-2007 · founded in 2007
 total assets €113,063 (2025)
0887.446.466
Rutot, Anne-Marie (sole trader)
establishment since 01-10-2013
 founded in 2013
0537.948.043
A.C.P. LES AUGUSTINS R DES AUGUSTINS 16 HUY
registered office since 01-04-1978
 founded in 1978
0850.247.461
Association des copropriétaires de la Résidence Les Augustins à 4500 Huy rue des Augustins 16.
registered office since 16-03-1976
 founded in 1976
0818.198.463

Holdings through the years

2007 to 2016
Holdings through the years
Name2007200820092010201120122013201420152016
3.22%

Source: list of holdings in its own accounts

Timeline

Timeline

30 events since 2006

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 31 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0883000995
2025
Back to profit net €7,668 The net result is €7,668, after one loss-making year.
Annual accounts 2024 filed PDFmicro format · 47 days late
2024
Annual accounts 2023 filed PDFmicro format · 57 days late
2023
Annual accounts 2022 filed PDFmicro format · 9 days late
2022
Back to profit net €1,890 The net result is €1,890, after one loss-making year.
Resignation: (director)Director discharge: · General meeting of 06-09-20223 points ▸
  • General meeting, 06-09-2022
  • Director resignation,
  • Director discharge,

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFmicro format · 30 days late
2021
Annual accounts 2020 filed PDFmicro format · 87 days late
2020
Annual accounts 2019 filed PDFfull format · 122 days late
2019
Back to profit net €11,109 The net result is €11,109, after one loss-making year.
2018
Annual accounts 2017 filed PDFmicro format · 58 days late
2017
Annual accounts 2016 filed PDFmicro format · 60 days late
2016
Annual accounts 2015 filed PDFfull format · 10 days late
2015
Back to profit net €22,037 The net result is €22,037, after 2 loss-making years.
Annual accounts 2014 filed PDFfull format · 6 days before the deadline
2014
Annual accounts 2013 filed PDFfull format · 8 days late
2013
Annual accounts 2012 filed PDFfull format · 61 days late
2012
Equity above €100,000 equity €101,405 ▲12.5% After 3 profitable years in a row, equity reaches €101,405.
Annual accounts 2011 filed PDFfull format · 7 days before the deadline
2011
Highest result from 2007 to 2025 net €61,233 ▲9.3% The operating result of €86,428 and the net result of €61,233 are both a record.
Annual accounts 2010 filed PDFfull format · 9 days late
2010
Back to profit net €56,021 The net result is €56,021, after one loss-making year.
Annual accounts 2009 filed PDFfull format · 47 days late
2009
Weakest financial year net -€56,726 The net result drops to -€56,726, the lowest from 2007 to 2025. It recovers the following year.
Annual accounts 2008 filed PDFfull format · 11 days late
2008
Annual accounts 2007 filed PDFfull format · 21 days late
2006
First establishment Rue des Augustins 16, Huy
Incorporation PDFpublished on 23-08-2006

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 14 August 2006, SURFACE STYLE was incorporated.1 Total assets went from €539,320 in 2019 to €588,345 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0883.000.995
VAT number
BE 0883.000.995
Peppol ID
0208:0883000995
Other Peppol ID
9925:BE0883000995
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
14-08-2006
Financial year
ends on 31 December
Peppol
Reachable since 11-02-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SURFACE STYLE in French
Entity type
Legal entity

Activities

NACEBEL 2025
43332 Laying of wooden floor and wall coverings main activity
43331 Floor and wall tiling
47521 Retail sale of hardware, building materials, paint and glass (general range)
Codes under NACEBEL 2008
43332 Laying of wooden floor and wall coverings main activity
43331 Floor and wall tiling
47521 Retail trade
Codes under NACEBEL 2003
45432 main activity
45431
52461

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue des Augustins 16 registered office 4500 Huy 43331 Floor and wall tiling 20-09-2006 2.156.907.044

Buildings and parcels at the address

Ground area
1,355 m²
Buildings
185 m²
Volume, LiDAR
3,201 m³
Tallest building
19.6 m
Buildings to scale, each on its own parcel
185 m², 19.6 m 185 m², 19.6 m

Location

registered office establishment The establishment unit on the map
8 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
61031B0176/00H0001,355 m² 1 · 185 m² 19.6 m · 6

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0883.000.995

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