Luca Créations
ActiveThe computed 12-month bankruptcy probability of Luca Créations is 2.2% (moderate). For Luca Créations, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €77k and a net result of €-1k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 27% of 3605 sector peers (fiscal year 2023). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2021
Profitability68▼-2
Solvency48▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
22.8%
Return on assets
-0.3%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 5 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline23-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 16-12-2024, 138 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
138 d late
2021
16 d late
2020
89 d late
2019
115 d late
2018
50 d early
← before the deadline
after the deadline →
Financials · fiscal year 2023, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-1k
2021 · €4k
2018: €13k
2019: €3k
2020: €19k
2021: €4k
2018 → 2023
Working capital
€-24k
2021 · €59k
2018: €9k
2019: €81k
2020: €76k
2021: €59k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212023Trend
Equity€40k-€44k▲ 8.4%€63k▲ 42.8%€66k▲ 5.8%€77k▲ 17.1%
Operating result€18k-€9k▼ 52.6%€34k▲ 301%€-2k€6k
Net result€13k-€3k▼ 73.1%€19k▲ 450%€4k▼ 80.8%€-1k
Result per fiscal year
Operating resultNet result
The operating result is €6k in 2023, compared with €-2k in 2021. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2023 in colour, 2021 as the grey bar beneath
Assets €339k
Fixed assets
€126k▲ 42.9%
Current assets
€214k▼ 5.4%
Equity and liabilities €339k
Equity
€77k▲ 17.1%
Provisions
€0▼ 100%
Debt
€262k▲ 15.1%
The debt ratio rises from 72.6% to 77.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€63k▲
2021 · €51k
Cash flow
€56k▼
2021 · €56k
Solvency
22.8%▲
2021 · 21.1%
Current ratio
0.90▼
2021 · 1.35
Quick ratio
0.48▼
2021 · 1.02
Debt / equity
3.38▼
2021 · 3.44
ROE
-1.4%▼
2021 · 5.5%
ROA
-0.3%▼
2021 · 1.1%
Interest coverage
10.26▼
2021 · 11.50
Debt
€262k▲
2021 · €228k
Debt ≤ 1 year
€238k▲
2021 · €167k
Debt > 1 year
€24k▼
2021 · €61k
Staff costs
€27k▼
2021 · €159k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2021
Balance sheet
Code20212023
Assets
Total assets20/58€314k€339k▲
Fixed assets21/28€88k€126k▲
Intangible fixed assets21€495€101k▲
Tangible fixed assets22/27€87k€25k▼
Plant, machinery and equipment23€51k€3k▼
Furniture and vehicles24€30k€22k▼
Other tangible fixed assets26-€284
Assets under construction and advance payments27€7k-
Current assets29/58€226k€214k▼
Stocks and contracts in progress3€55k€99k▲
Stocks30/36€55k€93k▲
Contracts in progress37-€7k
Amounts receivable within one year40/41€78k€95k▲
Trade receivables40€56k€89k▲
Other amounts receivable41€23k€5k▼
Cash at bank and in hand54/58€89k€17k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€314k€339k▲
Equity10/15€66k€77k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€46k€57k▲
Provisions and deferred taxes16€20k-
Provisions for liabilities and charges160/5€20k-
Other liabilities and charges164/5€20k-
Amounts payable17/49€228k€262k▲
Amounts payable after more than one year17€61k€24k▼
Financial debts170/4€61k€24k▼
Amounts payable within one year42/48€167k€238k▲
Current portion of amounts payable after more than one year42€36k€36k▼
Financial debts43-€100k
Credit institutions430/8-€100k
Trade debts44€94k€32k▼
Suppliers440/4€94k€32k▼
Taxes, remuneration and social security45€36k€70k▲
Taxes450/3€22k€70k▲
Remuneration and social security454/9€15k-
Income statement
Code20212023
Remuneration, social security and pensions62€159k€27k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€57k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-20k
Other operating charges640/8€3k€762▼
Gross operating margin9900€213k€71k▼
Operating profit (loss)9901€-2k€6k▲
Financial income75/76B€458€891▲
Recurring financial income75€458€891▲
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€6k▲
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€-6k€-1k▲
Income taxes67/77€-9k-
Profit (loss) for the period9904€4k€-1k▼
Profit (loss) for the period to be appropriated9905€4k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€57k▲
Profit (loss) brought forward from the previous period14P€42k€58k▲
Social balance
Average headcount (FTE)9087-0.6
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 138 days late
2023
31-12
Financial
Weakest financial yearnet €-1k ▼131%
Net result drops to €-1k, the lowest in the series.
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Highest result since 2018net €19k ▲450%
Operating result €34k, net result €19k, both a record.
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Messancy · 2 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Ardennes,Buvange 826780 MessancyGround area
5,849 m²
Building footprint
1,082 m²
Volume, LiDAR
10,878 m³
2 parcels, Wallonia · tallest building 12.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
C & F DECO
since 20062.159.535.645
C & F DECO
since 20172.341.434.104
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81023B0643/00H000 | Wallonia | 5,022 m² | 1 · 984 m² | 12.0 m · 4 fl. |
| 82016E0001/00F000 | Wallonia | 828 m² | 1 · 97 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1005.247.028
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PHYLLIPPROJECTS
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PARQUETS DROUVEN
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Of 747 companies in sector 43332 we hold annual accounts for 411. 348 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2006
Fiscal year end31-12
Activities, NACEBEL
43332Laying of wooden floor and wall coverings
45432
43341Painting of buildings
43990Other specialised construction activities
43999Specialised construction activities
45250
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.