Active BE 1017.290.369Private limited company

SurCo

Pauline Van Pottelsberghelaan 10 ·9051 Gent, Belgium· 1 yrs active

Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)

Conclusion Checked

The computed 12-month bankruptcy probability of SurCo is 0.3% (very low). The 2025 annual accounts show equity of €2.97M and a net result of €-209k. Its solvency ranks better than 67% of 503 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€2.97M
Net result	€-209k
Better than sector	67%
Active	1 yrs

Financial profile 3 of 5 axes measured · computed by Checked

55 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -

Profitability 0

Solvency 99

Growth -

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

0.3% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer

No health score: the filing is too brief

The accounts filed for FY 2025 supply 2 of the 6 factors this model weighs. Below 3 we publish no score, because it would mostly describe the model rather than this company.

This is not a judgement about the company. Micro and abbreviated schemas may omit turnover (rubriek 70), which makes the EBITDA margin and often the interest coverage impossible to compute.

Financial overview1 NBB filings

Annual accounts filed on 24-07-2026 with the NBB · fiscal year 2025 · verkort

Sector comparison

Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	64.4%	45.4%	better than 67% of 503 sector peers
Net result	€-209k	€56k	better than 5% of 503 sector peers
Equity	€2.97M	€214k	better than 91% of 503 sector peers
Gross operating margin	€-147k	€99k	better than 5% of 503 sector peers
Total assets	€4.61M	€774k	better than 88% of 503 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	verkort
Revenue	-
EBITDA	-
Net profit	€-209k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€4.61M
Equity	€2.97M
Debt	€1.64M
of which ≤ 1y	-
of which > 1y	€1.58M
Working capital	-
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	-
Quick ratio	-
Working capital ratio	-
Solvency	64.4%
Debt / equity	0.55
Long-term debt ratio	0.53
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-4.5%
ROE	-7.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €4.58M · 99.5% Current assets €23k · 0.5%

Equity & liabilities

Equity €2.97M · 64.4% Debt €1.64M · 35.6%

Full annual accounts (17 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€4.61M
Fixed assets	21/28	€4.58M
Financial fixed assets	28	€4.58M
Current assets	29/58	€23k
Cash & bank	54/58	€23k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4.61M
Equity	10/15	€2.97M
Contributions / capital	10/11	€3.17M
Accumulated profits (losses)	14	€-209k
Amounts payable	17/49	€1.64M
Amounts payable after one year	17	€1.58M
Income statement
Gross operating margin	9900	€-147k
Operating result	9901	€-147k
Financial charges	65	€62k
Result before taxes	9903	€-209k
Net result for the period	9904	€-209k
Result to be appropriated	9905	€-209k

Ratios computed by Checked.

Directors & mandates 4 directors

Current directors & mandates

GDP Cover BVLegal entity
Director· perm. rep.: Gilles Deplancke
State Gazette act 25115660 (15-09-2025)

Current
01-07-2025 → present
InsureCo BVLegal entity
Director· perm. rep.: Marc Janssens
State Gazette act 25115660 (15-09-2025)

Current
01-07-2025 → present
RISKCare BVLegal entity
Director· perm. rep.: Herman Kerremans
State Gazette act 25115660 (15-09-2025)

Current
01-07-2025 → present
DEPLANCKE Gilles
Non-statutory director
State Gazette act 25312801 (19-02-2025)

Current
19-02-2025 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form	Private limited company(610)
Incorporation	12-12-2024
Status	Active
Postal code	9051

Establishment units 1 location

SurCo

Pauline Van Pottelsberghelaan 10, 9051 GentHoldings

since 20242.370.403.054

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44062A0110/00K000	Flanders	1,561 m²	1 · 345 m²	0.0 m

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

24-07-2026

NBB filing Annual accounts filed

fiscal year 2025 · verkort

2025

15-09-2025

State Gazette act Director changes

19-02-2025

State Gazette act Capital & shares

Tim CARNEWAL

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

Capital history · 1

19-02-2025

Capital change

All acts · 2 updated 11 months ago

2025

15-09-2025 3 directors appointed Director changes

Herman Kerremans, Bestuurder
Marc Janssens, Bestuurder
Gilles Deplancke, Bestuurder

Original publication ↗

Technical details

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19-02-2025 Capital increase of €2,343,000 to €2,343,000 Capital & shares·Tim CARNEWAL

€0 → €2.343.000
Inbreng in geld · Apport en numéraire
2 kapitaalbewegingen in deze akte

Notary: Tim CARNEWAL · BrusselFirm: Berquin Notarissen

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Activiteiten van holdings64210Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Overige zakelijke dienstverlening, neg82990

Primary activity highlighted.

Names & trade names

Legal nameNL

SurCo

Registered office

Pauline Van Pottelsberghelaan 10

9051 Gent, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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