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Generated 12-08-2026
Active BE 0704.890.189Non-profit association

Sur Le Chemin

Rue Emile Vandervelde 11 ·1460 Ittre, Belgium· 7 yrs active
Sector: Activiteiten op het gebied van psychologie (86931)
Conclusion Checked

The computed 12-month bankruptcy probability of Sur Le Chemin is < 0.1% (very low). The 2025 annual accounts show equity of €28k and a net result of €9k. Its solvency ranks better than 85% of 2209 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €28k
Net result €9k
Staff (FTE) 1.2
Better than sector 85%
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health100Profitability93Solvency100Growth-Stability85
94 / 100

Strong profile, led by health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 100
Profitability 93
Solvency 100
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 01-07-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 88.7% 58.2%
better than 85% of 2209 sector peers
Net result €9k €60k
better than 13% of 2207 sector peers
Equity €28k €74k
better than 31% of 2209 sector peers
Gross operating margin €20k €96k
better than 11% of 2209 sector peers
Staff costs €8k €22k
higher than 35% of 359 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue€65k
EBITDA€10k
Net profit€9k
Cash flow€10k
Staff costs€8k
Income taxes-
Dividends-
Total assets€31k
Equity€28k
Debt€4k
of which ≤ 1y€4k
of which > 1y-
Working capital€23k
Employees (FTE)1.2
Ratios (computed)
2025
Current ratio7.45
Quick ratio7.45
Working capital ratio72.6%
Solvency88.7%
Debt / equity0.13
Long-term debt ratio-
Interest coverage62.36
Gross margin26.4%
Net margin14.7%
ROA30.5%
ROE34.3%
EBITDA margin16.2%
Days sales outstanding37d
Days payable outstanding9d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€31k
Fixed assets 21/28€5k
Tangible fixed assets 22/27€5k
Financial fixed assets 28€250
Current assets 29/58€26k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€31k
Equity 10/15€28k
Accumulated profits (losses) 14€28k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€4k
Trade debts payable within one year 44€1k
Income statement
Turnover 70€65k
Gross operating margin 9900€20k
Operating result 9901€10k
Financial income 75€10
Financial charges 65€168
Result before taxes 9903€9k
Net result for the period 9904€9k
Result to be appropriated 9905€9k
Ratios computed by Checked.
Directors & mandates 5 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (24086152). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Hálène Castel
    Membre
    State Gazette act 24086152 (06-06-2024)
    Current
    06-06-2024 → present
  • Jean Axel Jung
    Membre
    State Gazette act 24086152 (06-06-2024)
    Current
    06-06-2024 → present
  • Frank Dupont
    Director
    State Gazette act 24086152 (06-06-2024)
    Current
    22-05-2023 → present
Former directors (2)
  • Caels Youri
    Membre
    State Gazette act 24086152 (06-06-2024)
    Former
    - → 06-06-2024
  • Natacha Rornmes
    Director
    State Gazette act 24086152 (06-06-2024)
    Former
    - → 22-05-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten op het gebied van psychologie(86931)
Legal form Non-profit association(017)
Incorporation21-09-2018
StatusActive
Postal code1460
Establishment units 1 location
LA MAISON DES SOEURS
Rue Emile Vandervelde 11, 1460 IttreActiviteiten van huisartspraktijken
since 20242.360.641.884
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25108B0408/00M000 Wallonia 1,770 m² 1 · 249 m² 13.3 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
01-07-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
05-03-2025
State Gazette act Director changes
2024
06-06-2024
State Gazette act Director changes
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
05-03-2025 Discharge granted to the board Director changes
Technical details 
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  "act_meta": {
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2024
06-06-2024 3 directors appointed, 2 resigning Director changes
  • Frank Dupont, Bestuurder
  • Jean Axel Jung, Membre
  • Hálène Castel, Membre
  • Natacha Rornmes, Bestuurder
  • Caels Youri, Membre
Technical details 
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      "reason": "de_plein_droit_dissolution",
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      "effective_date": "2023-05-22",
      "evidence_quote": "D\u00E9mission de Madame Natacha Rornmes de son mandat d\u0027administrateur en date du 22/05/2023.",
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      "effective_date": "2023-05-22",
      "evidence_quote": "Nomination de Monsieur Frank Dupont en quallt\u00E9 d\u0027administrateur en date du 22/05/2023",
      "decharge_status": null,
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      "evidence_quote": "Confirmation admisslon comme membres effectifs, Monsleur Jean Axel Jung",
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    },
    {
      "kind": "director_in",
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    {
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  "act_meta": {
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Huisartspraktijken86210Activiteiten van huisartspraktijken86210Activiteiten op het vlak van geestelijke gezondheidszorg, m.u.v. psychiatrische ziekenhuizen en verzorgingstehuizen86904Activiteiten op het gebied van psychologie86931Overige verpleeginstellingen met huisvesting87109Overige verpleeginstellingen met huisvesting87109
Primary activity highlighted.
Names & trade names
Legal nameFR Sur Le Chemin
Registered office
Rue Emile Vandervelde 11
1460 Ittre, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative