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SUR EXPRES

Active
Private limited companyfounded 200223 yrs activeArthur Sterckstraat 12, 2600 Antwerpen, BelgiumKBO/BCE: BE 0478.631.850
Summary

The computed 12-month bankruptcy probability of SUR EXPRES is 6.9% (elevated). The 2025 annual accounts show equity of €33,755 and a net result of -€18,242. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 40% of 583 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
SUR EXPRESActiveChecked score 33/100
Risk analysis ReportCompare

Overview

Activity
Other postal and courier activities
NACE 53200NACE 64120
1 site
Size
€150,206total assets 2025
Equity
€33,755
Loss
-€18,242
Turnover not published (abridged schema)
Financial health
33 Weak Checked score 2025
Bankruptcy chance 12 m
6.9%
Structure
Accounts filed 31 d late1 of 11 deeds read
Why 33- Latest accounts 31 days late; 2 of the last 3 late- Sector Postal and courier activities (NACE 53)- 1 change of registered office in 24 months- Loss of €18,242 (FY 2025)Show the evidence

Checked score

Score 2025
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 22% of its sector peers (NACE 53, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 47-17
equity 22.5% of total assets
Liquidity 11-28
short-term debt 77.5% · cash 2.9%
Profitability 7-36
return on assets -12.1%
Bankruptcy probability, 12 months
6.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (904 companies)
Last 24 months 11-2024: 2.3% 12-2024: 2.3%● 0.0% vs 11-2024 01-2025: 2.3%● +0.0% vs 12-2024 02-2025: 2.3%● 0.0% vs 01-2025 03-2025: 2.3%● 0.0% vs 02-2025 04-2025: 2.3%▼ -0.5% vs 03-2025 05-2025: 2.2%▼ -3.5% vs 04-2025 06-2025: 2.2%▼ -2.7% vs 05-2025 07-2025: 2.4%▲ +10.4% vs 06-2025 08-2025: 0.8%▼ -67.1% vs 07-2025 09-2025: 0.8%● 0.0% vs 08-2025 10-2025: 0.8%● 0.0% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -1.8% vs 12-2025 02-2026: 0.8%● 0.0% vs 01-2026 03-2026: 0.8%▼ -0.6% vs 02-2026 04-2026: 0.8%▲ +0.5% vs 03-2026 05-2026: 0.8%▼ -3.1% vs 04-2026lowest value 06-2026: 1.8%▲ +136% vs 05-2026 07-2026: 1.8%▲ +3.2% vs 06-2026 08-2026: 2.5%▲ +36.6% vs 07-2026 09-2026: 6.9%▲ +177% vs 08-2026highest value 10-2026: 6.9%● 0.0% vs 09-2026highest value
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
  • Sector Postal and courier activities (NACE 53) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Loss of €18,242 (FY 2025) raises the probability
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.27 against 1.62 in 2024; short-term debt: 77.5% and cash: 2.9% of total assets), and 77.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 53, micro). Better than this share of them on solvency 38%, liquidity 15%, profitability 19%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Postal and courier activities (NACE 53)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Loss of €18,242 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
18 d early
2023
88 d late
2022
30 d early
2021
39 d early
2020
45 d early
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 July (4 of the last 5 filed years within 49 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered officeRegistered-office move · Board composition
  3. Weakest financial yearnet -€18,242

Key points

  • Caution: Among the weakest 11% on net resultsector median €5,155 · 586 companies -€18,242 View
  • Total assets 20256 fiscal years filed €150,206 View
  • Active since 2002founded 22-10-2002 23 years View

By topic

Financials

Fiscal year
2025
Total assets
€150,206
Loss
-€18,242
Solvency
22.5%
Turnover▲ 68.4%
Net result
20182022
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 27-05-2026Registered office
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other postal and courier activitiesNACE 53200
Founded
22-10-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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