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PAPER - TEX

Active
Private limited company (pre-2019)founded 1997active for 28 yearsNazarethsesteenweg 45, 9800 Deinze, BelgiumKBO/BCE: BE 0461.752.266
Summary

PAPER - TEX has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,620 and a net result of -€5,078. Equity remains stable across the filed financial years (±0.1% per year). Its solvency ranks better than 95% of 612 sector peers (NACE 53, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow ReportCompare
PAPER - TEXActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
Other postal and courier activities
NACE 53200
6th oldest company in East Flanders, Postal and courier sector1 site
Size
€73,735total assets 2025
Equity
€71,620
Loss
-€5,078
Turnover not published (micro format)
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
2025 accounts filed 11 days late4 deeds in the Belgian Official Gazette
Why 69raises riskSector: Postal and courier activities (NACE 53)Size: total assets €73,735Loss of €5,078 (financial year 2025)lowers riskFounded in 1997Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 53% of its sector peers (NACE 53, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 97.1% of total assets
Liquidity 53+1
short-term debt 2.9% · cash 2.5%
Profitability 10-40
return on assets -6.9%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (912 companies, NACE 53, micro)
Last 24 months 11-2024: 1.4%highest value 12-2024: 0.6%▼ -0.8 percentage points vs 11-2024 01-2025: 0.7%▲ +0.1 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.6%▼ -0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025lowest value 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.8%▲ +0.2 percentage points vs 03-2026 05-2026: 1.1%▲ +0.3 percentage points vs 04-2026 06-2026: 0.7%▼ -0.4 percentage points vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity ample (current ratio 32.03, compared with 54.56 in 2024, above the usual 1.5; short-term debt: 2.9% and cash: 2.5% of total assets), and 2.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 93% on solvency, 67% on liquidity, 21% on profitability and 30% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Postal and courier activities (NACE 53)
KBO
raises risk · Size: total assets €73,735
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1997
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €5,078 (financial year 2025)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-05-2026, 11 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
11 days late
2024
44 days early
2023
8 days early
2022
2 days early
2021
3 days late
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median (NACE 53) for financial year 2024 is 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end25-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€5,078
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 32.2% · 612 companies 97.1% View
  • Active since 1997founded 27-10-1997 28 years View
  • Total assets 20256 financial years filed €73,735 View

By topic

Financials

Financial year
2025
Total assets
€73,735
Loss
-€5,078
Solvency
97.1%
Total assets▼ 5.5%
Net result
20192025
Go to Financials

Timeline

Events
32
Since
1999
Next accounts
by 30-04-2027
  1. 22-04-2024Annual accounts filed
  2. 30-09-2023Back to profit
  3. 30-09-2023Liquidity more than doubled
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other postal and courier activitiesNACE 53200
Founded
27-10-1997
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Key facts about PAPER - TEX

What is the company number of PAPER - TEX?
0461.752.266. In Belgium the VAT number is the company number with BE in front: BE 0461.752.266.
Where is PAPER - TEX based?
The registered office is at Nazarethsesteenweg 45, 9800 Deinze.Company details
What does PAPER - TEX do?
According to the KBO register, the main activity is other postal and courier activities (NACE 53200).
What is the legal form of PAPER - TEX?
Private limited company (pre-2019) (BVBA).
When was PAPER - TEX founded?
On 27-10-1997.
Is PAPER - TEX still active?
Yes, PAPER - TEX is an active enterprise in the KBO register.
What is the turnover of PAPER - TEX?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PAPER - TEX profitable?
In financial year 2025, PAPER - TEX made a loss of €5,078.
Where can I find the annual accounts of PAPER - TEX?
PAPER - TEX filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PAPER - TEX due?
By 30-04-2027, for financial year 2026.Timeline

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