SUPRAMARKT
ActiveSUPRAMARKT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.06M and a net result of €142k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 44% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-2
Solvency56▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.32 in 2024; short-term debt: 25.2% and cash: 21.4% of total assets), and 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
4.2%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
7 d early
2023
16 d early
2022
5 d early
2021
6 d early
2020
52 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.06M▲ 5.4%
2024 · €1.01M
2019: €986k
2020: €1.15M
2021: €1.24M
2022: €1.12M
2023: €1.03M
2024: €1.01M
2019 → 2025
Total assets
€3.38M▼ 8.2%
2024 · €3.68M
2019: €1.85M
2020: €2.06M
2021: €4.06M
2022: €3.47M
2023: €3.20M
2024: €3.68M
2019 → 2025
Net result
€142k▼ 33.1%
2024 · €213k
2019: €108k
2020: €168k
2021: €91k
2022: €-126k
2023: €-85k
2024: €213k
2019 → 2025
Working capital
€410k▲ 18.3%
2024 · €347k
2019: €603k
2020: €789k
2021: €351k
2022: €469k
2023: €350k
2024: €347k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.24M-€1.12M▼ 10.1%€1.03M▼ 7.6%€1.01M▼ 2.4%€1.06M▲ 5.4%
Operating result€92k-€-87k€-59k▲ 32.3%€253k€218k▼ 13.7%
Net result€91k-€-126k€-85k▲ 32.7%€213k€142k▼ 33.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.38M
Fixed assets
€2.12M▼ 6.6%
Current assets
€1.26M▼ 10.7%
Equity and liabilities €3.38M
Equity
€1.06M▲ 5.4%
Debt
€2.32M▼ 13.3%
The debt ratio falls from 72.6% to 68.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€486k▼
2024 · €504k
Cash flow
€410k▼
2024 · €464k
Solvency
31.4%▲
2024 · 27.4%
Current ratio
1.48▲
2024 · 1.32
Quick ratio
1.05▲
2024 · 0.99
Debt / equity
2.18▼
2024 · 2.65
ROE
13.4%▼
2024 · 21.1%
ROA
4.2%▼
2024 · 5.8%
Interest coverage
22.01▲
2024 · 14.93
Debt
€2.32M▼
2024 · €2.68M
Debt ≤ 1 year
€854k▼
2024 · €1.07M
Debt > 1 year
€1.47M▼
2024 · €1.61M
Income taxes
€55k▲
2024 · €6k
Staff costs
€874k▲
2024 · €854k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.68M€3.38M▼
Fixed assets21/28€2.27M€2.12M▼
Tangible fixed assets22/27€2.26M€2.11M▼
Land and buildings22€1.44M€1.38M▼
Plant, machinery and equipment23€739k€663k▼
Furniture and vehicles24€70k€56k▼
Other tangible fixed assets26€17k€19k▲
Financial fixed assets28€6k€7k▲
Current assets29/58€1.42M€1.26M▼
Stocks and contracts in progress3€360k€367k▲
Stocks30/36€360k€367k▲
Amounts receivable within one year40/41€143k€147k▲
Trade receivables40€97k€94k▼
Other amounts receivable41€46k€53k▲
Cash at bank and in hand54/58€903k€723k▼
Deferred charges and accrued income490/1€10k€27k▲
Equity and liabilities
Total equity and liabilities10/49€3.68M€3.38M▼
Equity10/15€1.01M€1.06M▲
Contributions10/11€464k€464k=
Reserves13€546k€600k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€19k€19k=
Distributable reserves133€527k€582k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€2.68M€2.32M▼
Amounts payable after more than one year17€1.61M€1.47M▼
Financial debts170/4€1.61M€1.47M▼
Amounts payable within one year42/48€1.07M€854k▼
Current portion of amounts payable after more than one year42€140k€140k=
Trade debts44€591k€502k▼
Suppliers440/4€591k€502k▼
Taxes, remuneration and social security45€113k€124k▲
Taxes450/3€22k€30k▲
Remuneration and social security454/9€90k€94k▲
Other amounts payable47/48€226k€89k▼
Accrued charges and deferred income492/3€236€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€854k€874k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€251k€268k▲
Other operating charges640/8€27k€53k▲
Non-recurring operating charges66A€0€930▲
Gross operating margin9900€1.38M€1.41M▲
Operating profit (loss)9901€253k€218k▼
Financial income75/76B€31€2k▲
Recurring financial income75€31€2k▲
Financial charges65/66B€34k€22k▼
Recurring financial charges65€34k€22k▼
Profit (loss) for the period before taxes9903€219k€198k▼
Income taxes67/77€6k€55k▲
Profit (loss) for the period9904€213k€142k▼
Profit (loss) for the period to be appropriated9905€213k€142k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€142k▲
Profit (loss) brought forward from the previous period14P€-159k€0▲
Transfer from equity791/2€238k€88k▼
Transfer to equity691/2€54k€142k▲
To other reserves6921€54k€142k▲
Profit to be distributed694/7€238k€88k▼
Return on contributions (dividend)694€238k€88k▼
Social balance
Average headcount (FTE)908721.621.3▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Back to profitnet €213k
Net result €213k after 2 loss-making years.
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet €-126k ▼238%
Net result drops to €-126k, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Equity above €1MEq €1.15M ▲17.1%
2 profitable years in a row build equity to €1.15M.
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jansstraat 298870 IzegemGround area
5,735 m²
Building footprint
2,009 m²
Volume, LiDAR
5,252 m³
Parcel 36009A0367/00R000, Flanders · tallest building 12.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SUPRAMARKT
since 19892.042.911.159
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36009A0367/00R000 | Flanders | 5,735 m² | 1 · 2,009 m² | 12.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 799 EUR awarded · 799 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 353 EUR |
| 2024 | 1 | 353 EUR | 176 EUR |
| 2023 | 1 | 135 EUR | 135 EUR |
| 2022 | 1 | 135 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteIzegem2.042.911.159
Dual-learning approval
3 endedSimilar companies · same sector, comparable size
Merckx-Voeding
BE 0403.608.189
Mechelen · Eq €1.06M
WNC
BE 0470.967.464
Sint-Pieters-Woluwe · Eq €1.07M
Delxillia
BE 0698.785.822
Gent · Eq €1.07M
HUDIS
BE 0460.975.771
Pelt · Eq €1.05M
AD KASTERLEE
BE 0805.664.281
Kasterlee · Eq €1.08M
Of 10,524 companies in sector 47110 we hold annual accounts for 5,860. 2,180 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-1989
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
47210Retail sale of fruit and vegetables
47221Retail sale of meat and meat products, excluding game and poultry
47241Retail sale of bread and pastry (bakery outlets)
47242Retail sale of chocolate and confectionery
47260Retail trade
52220
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationGeneral meeting
Verslag raad van bestuur. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. Diversen. (AOPC-1-8-08670/13.11)