EXOFRUITS
ActiveSummary
EXOFRUITS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €795,267 and a net result of €219,818. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 32% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+1
Solvency46=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 2.24 against 3.16 in 2024; short-term debt: 25.7% and cash: 21.1% of total assets), but 78.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
5.9%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-02-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
19 d late
2024
on the day
2023
51 d late
2022
22 d late
2021
4 d early
2019
80 d early
2018
13 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#7 company by total assets in Koekelare, Wholesale and retail trade sector#10 employer in Koekelare
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€219,818▲ 21.5%
2024 · €180,887
Working capital
€1.2m▼ 14.5%
2024 · €1.4m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1.0m-€666,285▼ 35.2%€349,594▼ 47.5%€289,333▼ 17.2%€329,849▲ 14.0%
Net result€768,889above the sector's middle half-€592,554above the sector's middle half▼ 22.9%€282,339above the sector's middle half▼ 52.4%€180,887above the sector's middle half▼ 35.9%€219,818above the sector's middle half▲ 21.5%
Equity€469,669within the sector's middle half-€562,223within the sector's middle half▲ 19.7%€644,562within the sector's middle half▲ 14.6%€825,449within the sector's middle half▲ 28.1%€795,267above the sector's middle half▼ 3.7%
Total assets€2.5mabove the sector's middle half-€2.7mabove the sector's middle half▲ 9.7%€4.0mabove the sector's middle half▲ 46.4%€3.9mabove the sector's middle half▼ 3.2%€3.7mabove the sector's middle half▼ 4.0%
Debt€2.0m-€2.2m▲ 7.5%€3.4m▲ 54.6%€3.1m▼ 9.2%€2.9m▼ 4.1%
Working capital€1.0m-€953,609▼ 6.3%€1.4m▲ 41.6%€1.4m▲ 2.9%€1.2m▼ 14.5%
Solvency18.7%within the sector's middle half-20.4%within the sector's middle half▲ 1.7pp16.0%below the sector's middle half▼ 4.4pp21.2%within the sector's middle half▲ 5.2pp21.3%within the sector's middle half▲ 0.1pp
Staff (FTE)31.8above the sector's middle half-34.7above the sector's middle half▲ 9.1%28.3above the sector's middle half▼ 18.4%22.3above the sector's middle half▼ 21.2%21.9above the sector's middle half▼ 1.8%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.7m
Fixed assets
€1.6m ▼ 14.5%
Current assets
€2.1m ▲ 5.6%
Equity and liabilities €3.7m
Equity
€795,267 ▼ 3.7%
Debt
€2.9m ▼ 4.1%
Debt's share of the balance-sheet total falls from 78.8% to 78.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€629,399▲
2024 · €582,604
Cash flow
€519,368▲
2024 · €474,158
Current ratio
2.24▼
2024 · 3.16
Quick ratio
1.15▼
2024 · 1.88
Debt to equity
3.70▼
2024 · 3.72
ROE
27.6%▲
2024 · 21.9%
ROA
5.9%▲
2024 · 4.6%
Interest coverage
9.79▲
2024 · 8.24
Debt ≤ 1 year
€959,957▲
2024 · €644,402
Debt > 1 year
€2.0m▼
2024 · €2.4m
Income taxes
€81,847▲
2024 · €69,833
Staff costs
€1.0m▲
2024 · €972,884
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,600 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
2.0%
stopped otherwise
97%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,600 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1.3m | €997,600 | €972,884 | €1.0m | ▲ 3.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €109,296 | €121,642 | €61,536 | €293,271 | €299,550 | ▲ 2.1% |
| Other operating charges640/8 | - | €18,587 | €160,833 | €8,348 | €4,954 | ▼ 40.7% |
| Gross operating margin9900 | €2.9m | €2.1m | €1.6m | €1.6m | €1.6m | ▲ 4.9% |
| Operating profit (loss)9901 | €1.0m | €666,285 | €349,594 | €289,333 | €329,849 | ▲ 14.0% |
| Financial income75/76B | - | €8,175 | €7,175 | €31,780 | €36,139 | ▲ 13.7% |
| Recurring financial income75 | €7,621 | €8,175 | €7,175 | €31,780 | €36,139 | ▲ 13.7% |
| Financial charges65/66B | - | €33,392 | €35,173 | €70,734 | €64,322 | ▼ 9.1% |
| Recurring financial charges65 | €51,789 | €33,392 | €35,173 | €70,734 | €64,322 | ▼ 9.1% |
| Profit (loss) for the period before taxes9903 | €984,220 | €641,068 | €321,595 | €250,379 | €301,665 | ▲ 20.5% |
| Transfer from deferred taxes780 | - | €1,022 | €1,022 | €341 | €0 | ▼ 100% |
| Income taxes67/77 | €216,353 | €49,536 | €40,279 | €69,833 | €81,847 | ▲ 17.2% |
| Profit (loss) for the period9904 | €768,889 | €592,554 | €282,339 | €180,887 | €219,818 | ▲ 21.5% |
| Transfer from tax-exempt reserves789 | - | €2,434 | €2,434 | €811 | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €771,323 | €594,988 | €284,773 | €181,698 | €219,818 | ▲ 21.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.5m | €2.7m | €4.0m | €3.9m | €3.7m | ▼ 4.0% |
| Fixed assets21/28 | €397,644 | €788,896 | €1.8m | €1.9m | €1.6m | ▼ 14.5% |
| Tangible fixed assets22/27 | €389,426 | €780,678 | €1.7m | €1.9m | €1.6m | ▼ 14.4% |
| Plant, machinery and equipment23 | - | €471,762 | €1.1m | €1.2m | €969,771 | ▼ 17.0% |
| Furniture and vehicles24 | - | €24,435 | €17,699 | €26,080 | €54,567 | ▲ 109% |
| Leasing and similar rights25 | - | €81,624 | €52,245 | €40,145 | €0 | ▼ 100% |
| Other tangible fixed assets26 | - | €202,858 | €531,310 | €624,622 | €567,712 | ▼ 9.1% |
| Financial fixed assets28 | €8,218 | €8,218 | €9,718 | €1,538 | €38 | ▼ 97.5% |
| Current assets29/58 | €2.1m | €2.0m | €2.3m | €2.0m | €2.1m | ▲ 5.6% |
| Stocks and contracts in progress3 | €642,317 | €657,999 | €628,597 | €824,065 | €1.0m | ▲ 26.4% |
| Stocks30/36 | - | €657,999 | €628,597 | €824,065 | €1.0m | ▲ 26.4% |
| Amounts receivable within one year40/41 | €646,725 | €754,292 | €791,710 | €1.0m | €311,358 | ▼ 69.9% |
| Trade receivables40 | - | €504,290 | €279,389 | €434,057 | €126,616 | ▼ 70.8% |
| Other amounts receivable41 | - | €250,002 | €512,321 | €601,127 | €184,742 | ▼ 69.3% |
| Current investments50/53 | €940 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €810,905 | €536,009 | €848,950 | €171,129 | €788,418 | ▲ 361% |
| Deferred charges and accrued income490/1 | - | €12,201 | €4,539 | €3,097 | €5,860 | ▲ 89.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.5m | €2.7m | €4.0m | €3.9m | €3.7m | ▼ 4.0% |
| Equity10/15 | €469,669 | €562,223 | €644,562 | €825,449 | €795,267 | ▼ 3.7% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €407,669 | €500,223 | €582,562 | €763,449 | €733,267 | ▼ 4.0% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | - | €18,587 | €16,153 | €15,342 | €15,342 | = |
| Distributable reserves133 | - | €475,436 | €560,209 | €741,908 | €711,726 | ▼ 4.1% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Provisions and deferred taxes16 | €2,385 | €1,363 | €341 | - | - | - |
| Deferred taxes168 | - | €1,363 | €341 | - | - | - |
| Amounts payable17/49 | €2.0m | €2.2m | €3.4m | €3.1m | €2.9m | ▼ 4.1% |
| Amounts payable after more than one year17 | €936,139 | €1.2m | €2.5m | €2.4m | €2.0m | ▼ 18.3% |
| Financial debts170/4 | - | €222,319 | €1.2m | €1.1m | €682,885 | ▼ 38.1% |
| Trade debts175 | - | €950,000 | €1.2m | €1.3m | €1.3m | ▼ 1.3% |
| Amounts payable within one year42/48 | €1.1m | €1.0m | €923,493 | €644,402 | €959,957 | ▲ 49.0% |
| Current portion of amounts payable after more than one year42 | - | €93,776 | €227,915 | €221,994 | €390,809 | ▲ 76.0% |
| Trade debts44 | €301,797 | €189,189 | €328,007 | €250,061 | €178,579 | ▼ 28.6% |
| Suppliers440/4 | - | €189,189 | €328,007 | €250,061 | €178,579 | ▼ 28.6% |
| Taxes, remuneration and social security45 | - | €223,928 | €167,572 | €172,347 | €140,569 | ▼ 18.4% |
| Taxes450/3 | - | €52,613 | €40,478 | €19,300 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €171,315 | €127,094 | €153,047 | €140,569 | ▼ 8.2% |
| Other amounts payable47/48 | - | €500,000 | €200,000 | - | €250,000 | - |
| Accrued charges and deferred income492/3 | - | €6,600 | - | €36,834 | €33,729 | ▼ 8.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €768,889 | €592,554 | €282,339 | €180,887 | €219,818 | ▲ 21.5% |
| + Depreciation and write-downs630 | €109,296 | €121,642 | €61,536 | €293,271 | €299,550 | ▲ 2.1% |
| Operating cash flow (approximation) | €878,185 | €714,196 | €343,876 | €474,158 | €519,368 | ▲ 9.5% |
| Investment in fixed assets (approximation) | - | -€512,895 | -€1.0m | -€403,310 | -€30,167 | ▲ 92.5% |
| Change in cash | - | -€274,896 | €312,940 | -€677,821 | €617,289 | ▲ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €180,887 ▼35.9%
Net result drops to €180,887, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 51 days late
2023
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
30-06
Financial
Equity above €500,000Eq €562,223 ▲19.7%
4 profitable years in a row build equity to €562,223.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2018net €768,889 ▲32.1%
Operating result €1.0m, net result €768,889, both a record.
2020
12-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €1mEq €1.3m ▲87.1%
2 profitable years in a row build equity to €1.3m.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelare · 1 establishment unit since 1993
Ground area
6,958 m²
Building footprint
2,210 m²
Volume, LiDAR
10,563 m³
Parcel 32010A1315/00N000, Flanders · tallest building 11.0 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
AD Delhaize
since 19932.062.690.845
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32010A1315/00N000 | Flanders | 6,958 m² | 1 · 2,210 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersOwners 2
-
50%
-
50%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 105,158 EUR awarded · 75,301 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 11,429 EUR | 70,479 EUR |
| 2024 | 3 | 47,250 EUR | 4,093 EUR |
| 2023 | 1 | 45,750 EUR | 0 EUR |
| 2022 | 1 | 729 EUR | 729 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyKoekelare2.062.690.845
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 2,527 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded29-12-1992
Fiscal year end30-06
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0449124648
Also
9925:BE0449124648
Registered
16-05-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.