Superphar

Active

Private limited companyfounded 196956 yrs activeRue de l'Ange 1, 5000 Namur, BelgiumKBO/BCE: BE 0406.879.465

Superphar has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4.16M and a net result of €4k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 6541 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2024

65 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability59▼-3

Solvency92▼-2

Growth49▲+2

Track record100

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €270k at 30 days acceptable

Liquidity ample (current ratio 1.88 against 2.09 in 2023; short-term debt: 33.1% and cash: 10.7% of total assets), and 33.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

66.5%

Return on assets

0.1%

Age of the figures

20 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

61 d late

2023

74 d late

2022

113 d late

2021

82 d late

2020

60 d late

2019

140 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover

€6.94M▲ 8.1%

2023 · €6.42M

2019: €0 2020: €6.28M 2021: €5.95M 2022: €6.21M 2023: €6.42M

2019 → 2024

EBIT margin

0.4%▼ 1.8pp

2023 · 2.1%

2020: 6.9% 2021: 1.9% 2022: 7.2% 2023: 2.1%

2020 → 2024

Net result

€4k▼ 97.1%

2023 · €139k

2018: €440k 2019: €288k 2020: €319k 2021: €96k 2022: €358k 2023: €139k

2018 → 2024

Working capital

€1.82M▼ 9.4%

2023 · €2.01M

2018: €1.30M 2019: €2.17M 2020: €2.55M 2021: €2.60M 2022: €2.57M 2023: €2.01M

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Turnover€6.28M-€5.95M▼ 5.2%€6.21M▲ 4.4%€6.42M▲ 3.3%€6.94M▲ 8.1%

Equity€3.56M-€3.66M▲ 2.7%€4.01M▲ 9.8%€4.15M▲ 3.5%€4.16M▲ 0.1%

Operating result€436k-€115k▼ 73.6%€445k▲ 287%€137k▼ 69.2%€26k▼ 81.0%

Net result€319k-€96k▼ 69.9%€358k▲ 272%€139k▼ 61.2%€4k▼ 97.1%

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2024 is 81% below 2023 and is the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €6.25M

37.9%

62.1%

Fixed assets €2.37M▲ 7.4%

Current assets €3.88M▲ 1.2%

Equity and liabilities €6.25M

66.5%

33.5%

Equity €4.16M▲ 0.1%

Debt €2.09M▲ 10.9%

The debt ratio rises from 31.2% to 33.5%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€311k▼

2023 · €356k

Cash flow

€289k▼

2023 · €358k

Solvency

66.5%▼

2023 · 68.8%

Current ratio

1.88▼

2023 · 2.09

Quick ratio

1.20▼

2023 · 1.44

Debt / equity

0.50▲

2023 · 0.45

ROE

0.1%▼

2023 · 3.3%

ROA

0.1%▼

2023 · 2.3%

Interest coverage

41.70▲

2023 · 38.87

Debt

€2.09M▲

2023 · €1.89M

Debt ≤ 1 year

€2.07M▲

2023 · €1.83M

Debt > 1 year

€16k▼

2023 · €46k

Income taxes

€45k▲

2023 · €19k

Staff costs

€1.09M▲

2023 · €920k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€6.04M€6.25M▲

Fixed assets21/28€2.20M€2.37M▲

Intangible fixed assets21€0€0=

Tangible fixed assets22/27€2.20M€2.36M▲

Land and buildings22€624k€599k▼

Plant, machinery and equipment23€506k€456k▼

Furniture and vehicles24€114k€249k▲

Other tangible fixed assets26€0€0=

Assets under construction and advance payments27€953k€1.06M▲

Financial fixed assets28€6k€6k=

Current assets29/58€3.84M€3.88M▲

Stocks and contracts in progress3€1.19M€1.40M▲

Stocks30/36€1.19M€1.40M▲

Amounts receivable within one year40/41€1.06M€988k▼

Trade receivables40€578k€420k▼

Other amounts receivable41€485k€568k▲

Current investments50/53€1.00M€800k▼

Cash at bank and in hand54/58€541k€671k▲

Deferred charges and accrued income490/1€38k€25k▼

Equity and liabilities

Total equity and liabilities10/49€6.04M€6.25M▲

Equity10/15€4.15M€4.16M▲

Contributions10/11€37k€37k=

Reserves13€2.99M€2.99M=

Non-distributable reserves130/1€4k€0▼

Reserves not available under the articles1311€4k€0▼

Tax-exempt reserves132€10k€10k=

Distributable reserves133€2.98M€2.98M▲

Profit (loss) carried forward14€1.12M€1.13M▲

Amounts payable17/49€1.89M€2.09M▲

Amounts payable after more than one year17€46k€16k▼

Financial debts170/4€45k€15k▼

Other amounts payable178/9€1k€1k=

Amounts payable within one year42/48€1.83M€2.07M▲

Current portion of amounts payable after more than one year42€33k€33k=

Trade debts44€690k€830k▲

Suppliers440/4€690k€830k▲

Taxes, remuneration and social security45€214k€200k▼

Taxes450/3€74k€53k▼

Remuneration and social security454/9€141k€147k▲

Other amounts payable47/48€895k€1.00M▲

Accrued charges and deferred income492/3€9k€9k▲

Income statement Code20232024

Turnover70€6.42M€6.94M▲

Goods, raw materials, services and sundry goods60/61€5.22M€5.65M▲

Remuneration, social security and pensions62€920k€1.09M▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€219k€285k▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9k€3k▼

Other operating charges640/8€24k€24k▲

Non-recurring operating charges66A€303€595▲

Gross operating margin9900€1.31M€1.42M▲

Operating profit (loss)9901€137k€26k▼

Financial income75/76B€30k€30k▲

Recurring financial income75€30k€30k▲

Financial charges65/66B€9k€7k▼

Recurring financial charges65€9k€7k▼

Profit (loss) for the period before taxes9903€158k€49k▼

Income taxes67/77€19k€45k▲

Profit (loss) for the period9904€139k€4k▼

Profit (loss) for the period to be appropriated9905€139k€4k▼

Appropriation of the result

Profit (loss) to be appropriated9906€1.32M€1.13M▼

Profit (loss) brought forward from the previous period14P€1.18M€1.12M▼

Transfer to equity691/2€200k-

To other reserves6921€200k-

Social balance

Average headcount (FTE)908714.616.3▲

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 11Financial 1Filings 10

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 61 days late

2024

31-12

Financial Weakest financial yearnet €4k ▼97.1%

Net result drops to €4k, the lowest in the series.

13-10

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 74 days late

2023

21-11

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 113 days late

2022

21-10

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 82 days late

2021

29-09

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 60 days late

2020

18-12

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 140 days late

2019

03-12

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 125 days late

2018

30-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 30 days late

2017

06-12

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 128 days late

2016

31-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Namur · 5 establishment units since 1969

establishment All 5 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de l'Ange 15000 Namur

Ground area

1.3 ha

Building footprint

2,722 m²

Volume, LiDAR

24,282 m³

5 parcels, Wallonia · tallest building 23.6 m, ±7 floors. Linked by address, not a title deed.

5 establishment units

Pharmacie Superphar/SUPERPHAR LABO

Rue de l'Ange 1, 5000 NamurNACE 1588001

since 19692.003.484.421

Pharmacie Superphar

Place Cardinal-Mercier 11, 5500 DinantWarehousing and support activities for transportation

since 20022.147.886.935

Pharmacie Superphar

Rue des Alouettes 1-3, 5500 DinantWarehousing and support activities for transportation

since 20052.147.887.034

Pharmacie Superphar

Chaussée de Nivelles(SL) 148, 5020 NamurRetail sale of pharmaceutical products

since 20112.200.617.521

Superphar / ISNES

Rue Guillaume Fouquet,Isnes 16, 5032 GemblouxWholesale trade

since 20222.342.309.676

5 parcels

Wallonia 5 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92065B0063/00G003	Wallonia	9,962 m²	1 · 1,817 m²	8.7 m · 3 fl.
91034F0071/00V000	Wallonia	1,443 m²	1 · 497 m²	23.6 m · 7 fl.
91034B0175/00R010	Wallonia	1,339 m²	1 · 205 m²	-
92120B0356/00Y007	Wallonia	213 m²	1 · 82 m²	9.5 m · 3 fl.
92094C0862/00A000	Wallonia	122 m²	1 · 120 m²	21.3 m · 5 fl.