Equity
€4.1m ▲ 3.5%
IMBEFRANCE has made a profit in every financial year since 2006.
IMBEFRANCE
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991Gross marginpeak €621,069 (2008)
€444,268▲ 1.1%
Resultpeak €642,772 (2009)
€140,260▲ 0.8%
Equitypeak €4.1m (2025)
€4.1m▲ 3.5%
Debts
€894,982▼ 13.1%
Staffpeak 4.2 FTE (2008)
-not published
Board2 names since 2021
1 directorFRANCE Carl Paul Georges Jerôme
Documentsfilings and deeds
25-07-20266 days before the deadline
2025abbreviated format
Cash from €241,727 to €452,426
Key points
from the 2025 annual accountsTurnover
≈ €1.6m estimated
The abbreviated format states no turnover.
Investments
€45,506 0.2 × depreciation
Green is investment, beige is depreciation.
Liquidity
4.48 was 3.46 in 2024
Short-term debts fell from €212,064 to €208,233.
Filings
35 annual accounts since 1991
Two of the last ten came late. The 2021 accounts came latest: 3 days after the end of the period.
Position in the sector
€4.1m
More equity than 95% of companies in retail trade. Sector median €236,171 · 12,822 companies.
Checked score
96
Excellent
Financially stronger than 72% of small companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 3,698 companies (NACE 47, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026highest value
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
lowers risk
Size: total assets €5.1m
Founded in 1991
Figures for financial year 2025 (filed on 25-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 95% of them on solvency, 81% on liquidity, 60% on profitability and 51% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as IMBEFRANCE has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMBEFRANCE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for IMBEFRANCE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €390,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.48 (3.46 in 2024), above the usual 1.5. Short-term debt is 4.1% and cash 8.9% of total assets. 19% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 days early
2024
44 days early
2023
2 days early
2022
7 days early
2021
3 days late
2020
47 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0443801328
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Halle
Change of role: DECOCK Veerle Maria, from manager to statutory director
Appointment: FRANCE Carl Paul Georges Jerôme (statutory director) · “Zij mag alle fabrieksmerken,patenten en vergunningen nemen en deze aankopen,overdragen en verhandelen in het…” (deed in Dutch) · Director discharge: DECOCK Veerle Maria · Gazette deed
Environmental permit granted
Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Halle
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| IMBEFRANCE Halle | €5.1m | €444,268 | 81.0% | - |
| Apotheek Lox Leuven | €5.3m | €496,495 | 69.5% | 4.4 |
| APOTHEEK DESCAMPS Ostend | €4.3m | €467,094 | 26.9% | 3.3 |
| APOTHEEK BOXBERG Genk | €4.4m | €517,362 | 4.7% | 2.1 |
| GFI Mechelen | €4.6m | €507,274 | 31.3% | - |
| VANHEUSDEN Bilzen-Hoeselt | €3.6m | €361,435 | 58.7% | 2.7 |
| Pharmacie Savenay Neupré | €3.5m | €515,029 | 21.5% | 6.4 |
These companies have the same main activity as IMBEFRANCE: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €3.5m and €5.3m, founded between 1991 and 1995.
Official details
Source: KBO- Status
- Active since 10-04-1991Normal situation
- Activity
- Retail sale of pharmaceutical productsNACE 47730
- Establishment unit
- 2.052.633.0341500 Halle, since 30-04-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 14-11-2024
Annual accounts 2025
- Total assets
- €5.1m▼ 0.1%
- Filing
- Filed on 25-07-2026, 6 days before the end of the filing period
Insights on IMBEFRANCE
IMBEFRANCE files the abbreviated format. That format states no turnover. The gross margin fell from €506,076 in 2006 to €444,268 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMBEFRANCE
- What is the company number of IMBEFRANCE?
- The company number of IMBEFRANCE is 0443.801.328. The VAT number is the same number with BE in front: BE 0443.801.328.
- Where is IMBEFRANCE based?
- The registered office is at Brusselsesteenweg 5, 1500 Halle.Company details
- What does IMBEFRANCE do?
- According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
- What is the legal form of IMBEFRANCE?
- IMBEFRANCE is a private limited company (BV).
- When was IMBEFRANCE founded?
- IMBEFRANCE was founded on 10-04-1991.
- Is IMBEFRANCE still active?
- Yes, IMBEFRANCE is an active enterprise in the KBO register.
- What is the turnover of IMBEFRANCE?
- The turnover in financial year 2025 is ≈ €1.6m. This figure is estimated from the gross margin of €444,268 and 47 comparable companies (NACE 477). It probably lies between €1.3m and €2.7m.Financials
- Is IMBEFRANCE profitable?
- In financial year 2025, IMBEFRANCE made a profit of €140,260.
- Where can I find the annual accounts of IMBEFRANCE?
- IMBEFRANCE filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMBEFRANCE due?
- IMBEFRANCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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