IMBEFRANCE
ActiveIMBEFRANCE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.14M and a net result of €140k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €330k at 30 days acceptable
Liquidity ample (current ratio 4.48 against 3.46 in 2024; short-term debt: 4.1% and cash: 8.9% of total assets), and 19% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
44 d early
2023
2 d early
2022
7 d early
2021
3 d late
2020
47 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.14M▲ 3.5%
2024 · €4.00M
2018: €3.44M
2019: €3.49M
2020: €3.64M
2021: €3.75M
2022: €3.79M
2023: €3.86M
2024: €4.00M
2018 → 2025
Total assets
€5.11M▼ 0.1%
2024 · €5.11M
2018: €4.38M
2019: €4.46M
2020: €5.31M
2021: €5.37M
2022: €5.35M
2023: €5.25M
2024: €5.11M
2018 → 2025
Net result
€140k▲ 0.8%
2024 · €139k
2018: €65k
2019: €50k
2020: €155k
2021: €105k
2022: €40k
2023: €70k
2024: €139k
2018 → 2025
Working capital
€725k▲ 38.8%
2024 · €522k
2018: €1.16M
2019: €1.14M
2020: €1.51M
2021: €1.53M
2022: €1.07M
2023: €583k
2024: €522k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.75M-€3.79M▲ 1.1%€3.86M▲ 1.8%€4.00M▲ 3.6%€4.14M▲ 3.5%
Operating result€142k-€93k▼ 34.4%€93k▼ 0.2%€180k▲ 93.6%€194k▲ 7.9%
Net result€105k-€40k▼ 61.5%€70k▲ 72.3%€139k▲ 99.8%€140k▲ 0.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.11M
Fixed assets
€4.17M▼ 4.7%
Current assets
€933k▲ 27.1%
Equity and liabilities €5.11M
Equity
€4.14M▲ 3.5%
Provisions
€75k▼ 12.3%
Debt
€895k▼ 13.1%
The debt ratio falls from 20.2% to 17.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€444k▲
2024 · €439k
Cash flow
€390k▼
2024 · €399k
Solvency
81.0%▲
2024 · 78.2%
Current ratio
4.48▲
2024 · 3.46
Quick ratio
4.48▲
2024 · 3.46
Debt / equity
0.22▼
2024 · 0.26
ROE
3.4%▼
2024 · 3.5%
ROA
2.7%▲
2024 · 2.7%
Interest coverage
48.29▲
2024 · 44.63
Debt
€895k▼
2024 · €1.03M
Debt ≤ 1 year
€208k▼
2024 · €212k
Debt > 1 year
€687k▼
2024 · €818k
Income taxes
€56k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.11M€5.11M▼
Fixed assets21/28€4.38M€4.17M▼
Tangible fixed assets22/27€4.38M€4.17M▼
Land and buildings22€4.30M€4.11M▼
Plant, machinery and equipment23€55k€47k▼
Furniture and vehicles24€22k€17k▼
Financial fixed assets28€3k€3k=
Current assets29/58€734k€933k▲
Amounts receivable within one year40/41€493k€481k▼
Trade receivables40€29k€29k▲
Other amounts receivable41€464k€451k▼
Cash at bank and in hand54/58€242k€452k▲
Equity and liabilities
Total equity and liabilities10/49€5.11M€5.11M▼
Equity10/15€4.00M€4.14M▲
Contributions10/11€220k€220k=
Reserves13€3.78M€3.92M▲
Tax-exempt reserves132€183k€160k▼
Distributable reserves133€3.59M€3.76M▲
Provisions and deferred taxes16€86k€75k▼
Deferred taxes168€86k€75k▼
Amounts payable17/49€1.03M€895k▼
Amounts payable after more than one year17€818k€687k▼
Financial debts170/4€691k€560k▼
Other amounts payable178/9€127k€127k=
Amounts payable within one year42/48€212k€208k▼
Current portion of amounts payable after more than one year42€150k€132k▼
Trade debts44€2k€17k▲
Suppliers440/4€2k€17k▲
Taxes, remuneration and social security45€24k€23k▼
Taxes450/3€24k€23k▼
Other amounts payable47/48€37k€37k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€259k€250k▼
Gross operating margin9900€439k€444k▲
Operating profit (loss)9901€180k€194k▲
Financial income75/76B€122€1k▲
Recurring financial income75€122€1k▲
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€170k€186k▲
Transfer from deferred taxes780€11k€11k=
Income taxes67/77€42k€56k▲
Profit (loss) for the period9904€139k€140k▲
Transfer from tax-exempt reserves789€22k€22k=
Profit (loss) for the period to be appropriated9905€162k€163k▲
Appropriation of the result
Profit (loss) to be appropriated9906€162k€163k▲
Transfer to equity691/2€162k€163k▲
To other reserves6921€162k€163k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €40k ▼61.5%
Net result drops to €40k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €155k ▲211%
Net result €155k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 51500 HalleGround area
275 m²
Building footprint
193 m²
Volume, LiDAR
1,613 m³
Parcel 23027G0299/00A000, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Brusselsesteenweg 5, 1500 Halle
since 19912.052.633.034
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027G0299/00A000 | Flanders | 275 m² | 1 · 193 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteHalle2.052.633.034
Similar companies · same sector, comparable size
Superphar
BE 0406.879.465
Namur · Eq €4.16M
Popelin Apotheken
BE 1004.967.609
Anderlecht · Eq €4.27M
PHARMACIE HOUBA
BE 0891.466.622
Brussel · Eq €4.28M
NICOLAS ORBIE
BE 0815.850.667
Middelkerke · Eq €3.97M
ANTWERP PHARMACIES
BE 0700.733.344
Sint-Truiden · Eq €4.32M
Of 5,224 companies in sector 47730 we hold annual accounts for 3,863. 1,334 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-04-1991
Fiscal year end31-12
Activities, NACEBEL
47730Retail sale of pharmaceutical products
52310
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.