SUPERFIN
ActiveSummary
The computed 12-month bankruptcy probability of SUPERFIN is 2.0% (moderate). The 2025 annual accounts show equity of €49,797 and a net result of €26,318. Equity is growing by ~64.6% per year across the filed fiscal years. Its solvency ranks better than 77% of 7586 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 10 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €0 | €1,568 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,387 | €5,074 | €5,644 | ▲ 11.2% |
| Other operating charges640/8 | - | €685 | €833 | ▲ 21.6% |
| Gross operating margin9900 | €23,745 | €11,853 | €42,261 | ▲ 257% |
| Operating profit (loss)9901 | €22,358 | €6,094 | €34,216 | ▲ 461% |
| Financial income75/76B | €858 | €0 | €31 | - |
| Recurring financial income75 | €858 | €0 | €31 | - |
| Financial charges65/66B | €139 | €1,042 | €1,290 | ▲ 23.9% |
| Recurring financial charges65 | €139 | €1,042 | €1,290 | ▲ 23.9% |
| Profit (loss) for the period before taxes9903 | €23,076 | €5,052 | €32,957 | ▲ 552% |
| Income taxes67/77 | €4,615 | €1,034 | €6,639 | ▲ 542% |
| Profit (loss) for the period9904 | €18,461 | €4,018 | €26,318 | ▲ 555% |
| Profit (loss) for the period to be appropriated9905 | €18,461 | €4,018 | €26,318 | ▲ 555% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €55,170 | €92,450 | €72,375 | ▼ 21.7% |
| Fixed assets21/28 | €5,793 | €10,650 | €4,827 | ▼ 54.7% |
| Tangible fixed assets22/27 | €5,613 | €10,470 | €4,827 | ▼ 53.9% |
| Furniture and vehicles24 | €5,613 | €10,470 | €4,827 | ▼ 53.9% |
| Financial fixed assets28 | €180 | €180 | €0 | ▼ 100% |
| Current assets29/58 | €49,377 | €81,800 | €67,548 | ▼ 17.4% |
| Amounts receivable within one year40/41 | €42,602 | €80,321 | €64,566 | ▼ 19.6% |
| Trade receivables40 | €6,100 | €60,427 | €47,150 | ▼ 22.0% |
| Other amounts receivable41 | €36,502 | €19,894 | €17,416 | ▼ 12.5% |
| Cash at bank and in hand54/58 | €6,551 | €0 | €1,439 | - |
| Deferred charges and accrued income490/1 | €224 | €1,478 | €1,543 | ▲ 4.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €55,170 | €92,450 | €72,375 | ▼ 21.7% |
| Equity10/15 | €19,461 | €23,479 | €49,797 | ▲ 112% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €18,461 | €22,479 | €48,797 | ▲ 117% |
| Amounts payable17/49 | €35,709 | €68,971 | €22,578 | ▼ 67.3% |
| Amounts payable within one year42/48 | €35,709 | €68,971 | €22,578 | ▼ 67.3% |
| Trade debts44 | €31,094 | €54,322 | €15,939 | ▼ 70.7% |
| Suppliers440/4 | €31,094 | €54,322 | €15,939 | ▼ 70.7% |
| Taxes, remuneration and social security45 | €4,615 | €14,650 | €6,639 | ▼ 54.7% |
| Taxes450/3 | €4,615 | €5,650 | €6,639 | ▲ 17.5% |
| Remuneration and social security454/9 | - | €9,000 | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,461 | €4,018 | €26,318 | ▲ 555% |
| + Depreciation and write-downs630 | €1,387 | €5,074 | €5,644 | ▲ 11.2% |
| Operating cash flow (approximation) | €19,848 | €9,092 | €31,962 | ▲ 252% |
| Investment in fixed assets (approximation) | - | -€9,931 | €180 | ▲ 102% |
| Change in cash | - | -€6,551 | €1,439 | ▲ 122% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 fl. |
| 21522B0321/00H009 | Brussels | 55 m² | 1 · 54 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.