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Complete company report
Generated 11-08-2026
Active BE 0786.645.353Private limited company

SUPERETTE ARTISAN

Nieuwstraat 10 ·8300 Knokke-Heist, Belgium· 4 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of SUPERETTE ARTISAN is 3.5% (moderate). The 2025 annual accounts show equity of €24k and a net result of €-6k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €24k
Net result €-6k
Active 4 yrs
Board 1
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health7Profitability0Solvency11Growth32Stability94
29 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 7
Profitability 0
Solvency 11
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
7 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 29-10-2025 with the NBB · fiscal year 2025 · micro
€-10k€-8k€-5k€-3k€0Operating result 2024: €7€7Net result 2024: €7€7Operating result 2025: €-8k€-8kNet result 2025: €-6k€-6k20242025
Operating resultNet result
EBITDA
€-8k
- 24-25
Net profit
€-6k
- 24-25
Cash flow
€-6k
- 24-25
Total assets
€476k
+1293.4% 24-25
Equity
€24k
-20.3% 24-25
Working capital
€-42k
- 24-25
Income taxes
€147
- 24-25
Debt
€453k
+10704.5% 24-25
Debt ≤ 1y
€258k
+6051.7% 24-25
Debt > 1y
€195k
- 24-25
Current ratio
0.84
-89.8% 24-25
Quick ratio
0.84
-89.8% 24-25
Solvency
5.0%
-94.3% 24-25
Debt / equity
18.93
+13459.7% 24-25
ROE
-25.5%
- 24-25
ROA
-1.3%
- 24-25
Interest coverage
-2.58
- 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€-8k
Net profit€-6k
Cash flow€-6k
Staff costs-
Income taxes€147
Dividends-
Total assets€476k
Equity€24k
Debt€453k
of which ≤ 1y€258k
of which > 1y€195k
Working capital€-42k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.84
Quick ratio0.84
Working capital ratio-8.9%
Solvency5.0%
Debt / equity18.93
Long-term debt ratio8.15
Interest coverage-2.58
Gross margin-
Net margin-
ROA-1.3%
ROE-25.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€476k
Fixed assets 21/28€261k
Tangible fixed assets 22/27€261k
Current assets 29/58€215k
Amounts receivable within one year 40/41€12k
Investments 50/53€200k
Cash & bank 54/58€0
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€476k
Equity 10/15€24k
Contributions / capital 10/11€30k
Accumulated profits (losses) 14€-6k
Amounts payable 17/49€453k
Amounts payable after one year 17€195k
Amounts payable within one year 42/48€258k
Trade debts payable within one year 44€71
Income statement
Gross operating margin 9900€-8k
Operating result 9901€-8k
Financial income 75€6k
Financial charges 65€3k
Result before taxes 9903€-6k
Income taxes 67/77€147
Net result for the period 9904€-6k
Result to be appropriated 9905€-6k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
  • Hendrik DECUPERE
    Director
    State Gazette act 24143017 (04-10-2024)
    Current
    03-07-2024 → present
Former directors (2)
  • Jan-Klaas DECUPERE
    Director
    State Gazette act 24143017 (04-10-2024)
    Former
    - → 03-07-2024
  • Lies VANDENBROUCKE
    Director
    State Gazette act 24143017 (04-10-2024)
    Former
    - → 03-07-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation30-05-2022
StatusActive
Postal code8300
Establishment units 1 location
SUPERETTE ARTISAN
Bloemenstraat 1, 8900 IeperDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)
since 20222.331.680.951
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33011C0001/04Z007 Flanders 193 m² 1 · 184 m² 11.6 m · 3 fl.
31333H0292/00N002 Flanders 43 m² 1 · 44 m² 10.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-10-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
06-10-2025
State Gazette act Registered-office change
2024
24-10-2024
State Gazette act Director changes
04-10-2024
State Gazette act Director changes
12-07-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
Belgisch Staatsblad, acts 3 acts
Address history · 1
06-10-2025
Registered-office move
All acts · 3 updated 10 months ago
2025
06-10-2025 Registered office moved from Leper to Knokke Registered-office change
  • Bloemenstraat 1/GLV, 8900 leper → Nieuwstraat 10, 8300 Knokke
Technical details 
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  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Nieuwstraat 10, 8300 Knokke",
        "city": "Knokke",
        "region": "vlaams_gewest",
        "street": "Nieuwstraat",
        "country": "BE",
        "postcode": "8300",
        "box_number": null,
        "street_number": "10",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Bloemenstraat 1/GLV, 8900 leper",
        "city": "Leper",
        "region": "vlaams_gewest",
        "street": "Bloemenstraat",
        "country": "BE",
        "postcode": "8900",
        "box_number": "GLV",
        "street_number": "1",
        "locality_suffix": null
      },
      "effective_date": "2025-07-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
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    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-10-06",
    "filing_date": "2025-09-02",
    "act_kind_objet": "Zetel (zetelverplaatsing)"
  },
  "decision": {
    "body": "bevoegde_bestuursorgaan",
    "date": "2025-09-02",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0786.645.353",
    "name_full": "SUPERETTE ARTISAN",
    "legal_form": "BV"
  },
  "publication_proxy": {
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    "org_name": null,
    "person_name": "HENDRIK DECUPERE",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
2024
24-10-2024 3 directors appointed, 2 resigning Director changes
  • Hendrik DECUPERE, Bestuurder
  • Shari LAFLERE, Dagelijks bestuur
  • Michaël LAGROU, Dagelijks bestuur
  • Jan-Klaas DECUPERE, Bestuurder
  • Lies VANDENBROUCKE, Bestuurder
Technical details 
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      "kind": "director_out",
      "role": "bestuurder",
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        "name": "Jan-Klaas DECUPERE",
        "address": null,
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2024-07-03",
      "evidence_quote": "De vergadering neemt kennis van en aanvaardt het ontslag van de hierna vermelde niet-statutaire bestuurders met onmiddellijke ingang: -De heer Jan-Klaas DECUPERE:",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
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      "compensated": null,
      "effective_date": "2024-07-03",
      "evidence_quote": "De vergadering neemt kennis van en aanvaardt het ontslag van de hierna vermelde niet-statutaire bestuurders met onmiddellijke ingang: -De heer Jan-Klaas DECUPERE:",
      "decharge_status": null,
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      "effective_date_qualifier": "immediate"
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      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2024-07-03",
      "evidence_quote": "De vergadering beslist om de hierna vermelde niet-statutaire bestuurderte benoemen met onmiddellijke ingang: -De heer Hendrik DECUPERE;",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": "immediate"
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    {
      "kind": "decharge_granted",
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      "evidence_quote": "De algemene vergadering verleent voormelde bestuurders kwijting voor de uitoefening van het mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    },
    {
      "kind": "decharge_granted",
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      "evidence_quote": "De algemene vergadering verleent voormelde bestuurders kwijting voor de uitoefening van het mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
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    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Shari LAFLERE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0862.275.362",
        "name": "D\u0026P Menen BV",
        "address": "leperstraat 434/101, 8930 Menen",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Bijzondere Algemene Vergadering, geeft hierbij volmacht aan: Shari LAFLERE en Micha\u00EBl LAGROU, vertegenwoordigers van D\u0026P Menen BV, met zetel te leperstraat 434/101, 8930 Menen en ingeschreven in het rechtspersonenregister te Gent afdeling Kortrijk onder het nummer 0862.275.362, om elk afzonderlij",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Micha\u00EBl LAGROU",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0862.275.362",
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        "address": "leperstraat 434/101, 8930 Menen",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Bijzondere Algemene Vergadering, geeft hierbij volmacht aan: Shari LAFLERE en Micha\u00EBl LAGROU, vertegenwoordigers van D\u0026P Menen BV, met zetel te leperstraat 434/101, 8930 Menen en ingeschreven in het rechtspersonenregister te Gent afdeling Kortrijk onder het nummer 0862.275.362, om elk afzonderlij",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Hendrik DECUPERE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Meteen na de bijzondere algemene vergadering de enige bestuurder het volgende beslist: -De bestuurder beslist om de zetel van de vennootschap te verplaatsen van Beselarestraat 287, 8980 Zonnebeke (Beselare) naar Bloemenstraat 1/GLV, 8900 leper met onmiddellijke ingang.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-10-24",
    "filing_date": "2024-07-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-06-21",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-21",
      "unanimous": null
    },
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-06-21",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0786.645.353",
    "name_full": "SUPERETTE ARTISAN",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
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    "person_name": "Shari LAFLERE",
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    "person_role_at_subject": "Lasthebber"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
04-10-2024 3 directors appointed, 2 resigning Director changes
  • Hendrik DECUPERE, Bestuurder
  • Shari LAFLERE, Dagelijks bestuur
  • Michaël LAGROU, Dagelijks bestuur
  • Jan-Klaas DECUPERE, Bestuurder
  • Lies VANDENBROUCKE, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jan-Klaas DECUPERE",
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        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2024-07-03",
      "evidence_quote": "De vergadering neemt kennis van en aanvaardt het ontslag van de hierna vermelde niet-statutaire bestuurders met onmiddellijke ingang: -De heer Jan-Klaas DECUPERE:",
      "decharge_status": null,
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    },
    {
      "kind": "director_out",
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      "person": {
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        "name": "Lies VANDENBROUCKE",
        "address": null,
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        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2024-07-03",
      "evidence_quote": "De vergadering neemt kennis van en aanvaardt het ontslag van de hierna vermelde niet-statutaire bestuurders met onmiddellijke ingang: -De heer Jan-Klaas DECUPERE:\n-Mevrouw Lies VANDENBROUCKE:",
      "decharge_status": null,
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    },
    {
      "kind": "director_in",
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        "rrn": null,
        "name": "Hendrik DECUPERE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2024-07-03",
      "evidence_quote": "De vergadering beslist om de hierna vermelde niet-statutaire bestuurderte benoemen met onmiddellijke ingang:\n-De heer Hendrik DECUPERE:",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jan-Klaas DECUPERE",
        "address": null,
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        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
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      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering verleent voormelde bestuurders kwijting voor de uitoefening van het mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lies VANDENBROUCKE",
        "address": null,
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      },
      "reason": null,
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      "effective_date": null,
      "evidence_quote": "De algemene vergadering verleent voormelde bestuurders kwijting voor de uitoefening van het mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
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        "name": "Shari LAFLERE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0862.275.362",
        "name": "D\u0026P Menen BV",
        "address": "leperstraat 434/101, 8930 Menen",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Bijzondere Algemene Vergadering, geeft hierblj volmacht aan: Shari LAFLERE en Micha\u00EBl LAGROU, vertegenwoordigers van D\u0026P Menen BV, met zetel te leperstraat 434/101, 8930 Menen en ingeschreven in het rechtspersonenregister te Gent afdeling Kortrijk onder het nummer 0862.275.362, om elk afzonderlij",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Micha\u00EBl LAGROU",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0862.275.362",
        "name": "D\u0026P Menen BV",
        "address": "leperstraat 434/101, 8930 Menen",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Bijzondere Algemene Vergadering, geeft hierblj volmacht aan: Shari LAFLERE en Micha\u00EBl LAGROU, vertegenwoordigers van D\u0026P Menen BV, met zetel te leperstraat 434/101, 8930 Menen en ingeschreven in het rechtspersonenregister te Gent afdeling Kortrijk onder het nummer 0862.275.362, om elk afzonderlij",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Meteen na de bijzondere algemene vergadering de enige bestuurder het volgende beslist:",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-10-04",
    "filing_date": "2024-07-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-06-21",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-21",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0786.645.353",
    "name_full": "SUPERETTE ARTISAN",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Shari LAFLERE",
    "org_rep_person_name": null,
    "person_role_at_subject": "Lasthebber"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL SUPERETTE ARTISAN
Registered office
Nieuwstraat 10
8300 Knokke-Heist, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative