Lower net result than 92% of companies in real estate. Sector median €12,777 · 12,429 companies.
2025 accounts filed 67 days after the deadline
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 480 companies had the same profile as SuperChic Immo has now. Each dot is one company, two years later.
95.8%
were still trading
3.1%
stopped another way
0.8%
went bankrupt
Small
2 to 5 years old
solvency 30% or more
a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 480 companies, not a prediction for SuperChic Immo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014239918
Environmental permit granted
Bouwen of herbouwen, Gevel-, dak-, instandhoudings- en renovatiewerken binnen een gebouw, zonder volume- of oppervlaktewijziging, Nieuwbouw of aanleggen · Anzegem
Demerger: Delrue Invest splits off to Name after signing inVisible after signing in Immo
Capital increase of €407,045.48 · Auditor report: €33,192 · Name hiddenVisible after signing in holds 32,971 shares · General meeting of 04-12-2024 · Gazette deed
Demerger proposal: Delrue Invest splits off to Hidden nameVisible after signing in Immo
Appointment: Name after signing inVisible after signing in (statutory auditor) · Capital increase of €7,787.93 · Name hiddenVisible after signing in holds 745 shares · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as Name hiddenVisible after signing in Immo: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €3.8m and €5.4m, founded between 2024 and 2025.
Hidden nameVisible after signing in Immo has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of -€247,439.
Its solvency ranks better than 57% of 12,423 sector peers (NACE 68, financial year 2025).
abbreviated format, filed on 06-10-2026, 67 days late
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €5,300. Estimated: probably between €2,800 and €13,000.
Balance sheet
balance sheet total €4.3m on 31-12-2025
What the company ownsHow it is paid for
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 18 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
each dot is a set of accounts, on the day it reached the National Bank
2025 annual accounts filed 67 days after the deadline. Filed on 6 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00554613.
per financial year, computed from the annual accounts
Line
Trend
2025
-30,077
-72,083
4.0m
-893,887
37.8%
0.01
1.63
-15.1%
-5.7%
-0.41
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Securities and guarantees
on own assets and for others
Real securities
Real securities, such as a mortgage or a pledge, give a creditor priority over certain assets. In a bankruptcy that creditor is paid first. Less is then left for ordinary suppliers.
Item
2025
Debts secured on the company's own assets
€1.9m
Mortgages, amount registered
€50,000
€1.8m
Carrying value of the mortgaged assets
€3.8m
Source: notes to the 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
Tangible fixed assets
€4.0m
€175,356
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on SuperChic Immo
Debt's share of the balance-sheet total is 61.7%.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
2 directors, since incorporation
Name after signing inVisible after signing in
Director, permanent representative Name hiddenVisible after signing in
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
2 names, the dashed line is today
20242025202620272028
Hidden nameVisible after signing in Director
Name after signing inVisible after signing in Director
SuperChic Immo is linked to other companies through directors or shares. Look especially for linked companies in trouble.
4 connected companies
Depth
Shared directors
This companyCompanyDirectorShareholding+N: links not shown yetClick a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
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via Name hiddenVisible after signing in · Director (not named in the articles) · deed of 17-03-2023
Founded in 2023 · total assets €1.1m (2025) · negative equity
Hidden nameVisible after signing in
via Name after signing inVisible after signing in and Name hiddenVisible after signing in · Director · deed of 08-03-2021
Founded in 1983 · 21 FTE (2025)
Hidden nameVisible after signing in
via Name after signing inVisible after signing in · Director (not named in the articles) · deed of 17-04-2020
Founded in 2020 · total assets €1.1m (2025)
Name hiddenVisible after signing in
via Hidden nameVisible after signing in · Director (not named in the articles) · deed of 22-12-2022
Founded in 2022 · total assets €325,052 (2025)
Timeline
Timeline
7 events since 2024
Board
Capital
Filings
Permits
Establishments
202420252026
2026
Annual accounts 2025 filedNBB ↗abbreviated format · 67 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1014239918
2025
Environmental permit granted Bouwen of herbouwen, Gevel-, dak-, instandhoudings- en renovatiewerken binnen een gebouw, zonder volume- of oppervlaktewijziging, Nieuwbouw of aanleggen · Anzegem
Demerger: Delrue Invest splits off to Hidden nameVisible after signing in ImmoCapital increase of €407,045.48 · Auditor report: €33,192 · Name after signing inVisible after signing in holds 32,971 shares · General meeting of 04-12-20248 points ▸
General meeting, 04-12-2024
Auditor report, €33,192
Incorporation, 08-01-1982
Accounting effect, 01-07-2024
Name hiddenVisible after signing in holds 32,971 shares
Hidden nameVisible after signing in holds 221 shares
Demerger proposal: Delrue Invest splits off to Name after signing inVisible after signing in ImmoAppointment: Name hiddenVisible after signing in (statutory auditor) · Capital increase of €7,787.93 · Hidden nameVisible after signing in holds 745 shares5 points ▸
Capital increase, €7,787.93
Accounting effect, 01-07-2024, mentioned twice in the deed
Auditor appointment, Name after signing inVisible after signing in
Name hiddenVisible after signing in holds 745 shares
Hidden nameVisible after signing in holds 5 shares
IncorporationFounding capital of €5,000, 100 shares · Founders: Name after signing inVisible after signing in and Name hiddenVisible after signing in · Appointments: Hidden nameVisible after signing in (director) and Name after signing inVisible after signing in (director) · published on 01-10-20248 points ▸
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 27 September 2024, Hidden nameVisible after signing in Immo was incorporated as a private limited company by Name after signing inVisible after signing in and Name hiddenVisible after signing in, with a starting capital of €5,000.12In 2025 the capital was increased by €407,045.3Of the 2 current board members, 2 have served since 2024.4
PurposeThe purpose describes the activities the company may carry out under its articles.
“A/ Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen, het…”
18 activities
A/ Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen, het stimuleren, de planning, de coördinatie, de ontwikkeling van en de investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt.
B/ Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, onder om het even welke vorm; in dit kader kan zij zich ook borg stellen of haar aval verlenen, inpandgeving handelszaak, dit alles in de meest ruime zin, alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan kredietinstellingen.
C/ Het verlenen van adviezen van financiële, technische, commerciële of administratieve aard; in de ruimste zin, met uitzondering van adviezen inzake beleggingen en geldplaatsingen; bijstand en diensten verlenen, rechtstreeks of onrechtstreeks op het vlak van administratie en financiën, verkoop, productie en algemeen bestuur.
D/ Het waarnemen van alle bestuursopdrachten en opdrachten van vereffenaars, het uitoefenen van opdrachten en functies.
E/ Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, knowhow en aanverwante immateriële duurzame activa.
F/ Het verlenen van administratieve prestaties en computerservices.
G/ De aan- en verkoop, in- en uitvoer, commissiehandel en vertegenwoordiging van om het even welke goederen, in 't kort tussenpersoon in de handel.
H/ Het onderzoek, de ontwikkeling, de vervaardiging of commercialisering van nieuwe producten, nieuwe vormen van technologie en hun toepassingen.
I/ Handelsagent, tussenpersoon, commissionair, aankoop en verkoop van zowel goederen als diensten in de meest ruime zin van het woord.
A/ Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; de aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen.
B/ Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondememingen.
C/ Het verhuren van machines.
De vennootschap mag alle verrichtingen stellen van commerciële, industriële, onroerende, roerende of financiële aard die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen.
De vennootschap mag betrokken zijn bij wijze van inbreng, samensmelting, inschrijving of op elke andere wijze, in de ondernemingen, verenigingen of vennootschappen, die een gelijkaardig, soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van haar voorwerp.
Bovenvermelde opsomming is niet beperkend, zodat de vennootschap alle handelingen kan stellen, die op welke wijze ook kunnen bijdragen tot de verwezenlijking van haar voorwerp.
De vennootschap mag haar voorwerp verwezenlijken zowel in België als in het buitenland, op alle wijzen en manieren, die zij het best geschikt zou achten.
De vennootschap mag geenszins aan vermogensbeheer of beleggingsadvies doen als bedoeld in de Wetten en Koninklijke Besluiten terzake.
De vennootschap zal zich dienen te onthouden van werkzaamheden die onderworpen zijn aan reglementaire bepalingen voor zover de vennootschap zelf niet aan deze bepalingen voldoet.
Bouwen of herbouwen; Gevel-, dak-, instandhoudings- en renovatiewerken binnen een gebouw, zonder volume- of oppervlaktewijziging; Nieuwbouw of aanleggen
submitted 27-01-2025 · project 2024152694