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SuperChic

Active Private limited companyfounded 1983active for 43 yearsStijn Streuvelsstraat 17, 8570 AnzegemKBO/BCE: BE 0423.731.632 subsidiary of Ikigai#4 employer in Anzegem, Construction sector

Lifetime

20 annual accounts with figures on one time axis, 43 filings since 1983
peak €1.4m (2025)
€1.4m▲ 0.6%
lowest -€147,860 (2012)
-€39,507▼ €46,354
peak €1.7m (2025)
€1.7m▲ 667%
€2.6m▲ 43.3%
peak 24 FTE (2008)
21.3 FTE 
Board5 names since 2001
2 directorsIkigai and 1 other
Owners2 names in the annual accounts
51%Ikigai and 1 other
Documentsfilings and deeds
30-09-202661 days late
2025abbreviated format
Loss of €39,507Registered office moved from Deerlijk to Anzegem 30-10Equity from €215,264 to €1.7mDebts from €1.8m to €2.6m1 establishment registeredInvestments €2.3m

Key points

from the 2025 annual accounts

Equity

€1.7m ▲ 667%
€215,0002024€1.7m2025

Equity rose in 2025 from €215,264 to €1.7m.

Debts

€2.6m ▲ 43.3%
Suppliers
+0.4
Financial debts
+0.3
Taxes and wages
+0.02
The rest
+0.07

Debts rose by €781,900 in 2025.

Investments

€1.8m 18.1 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Land and buildings stand 262.0% higher than in 2024.

Staff

21 employees on 31-12-2025
832021102022102023117202410112025

In 2025, 10 people joined and 11 left.

Filings

43 annual accounts 61 days
AprilJune31 JulyOctober199520102025

Latest accounts filed late: after the legal deadline.

Position in the sector

-€39,507

Lower net result than 92% of companies in specialised construction. Sector median €26,645 · 9,966 companies.

Checked score

53
Fair
Financially stronger than 48% of small companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.3% across 2,647 companies (NACE 43, small).

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.0% 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.2%▲ +0.2 percentage points vs 06-2025 08-2025: 3.1%▲ +0.9 percentage points vs 07-2025 09-2025: 3.7%▲ +0.6 percentage points vs 08-2025 10-2025: 0.9%▼ -2.8 percentage points vs 09-2025lowest value 11-2025: 2.0%▲ +1.1 percentage points vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 2.1%▲ +0.1 percentage points vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.3%▲ +0.2 percentage points vs 04-2026 06-2026: 2.4%▲ +0.1 percentage points vs 05-2026 07-2026: 2.6%▲ +0.2 percentage points vs 06-2026 08-2026: 3.2%▲ +0.6 percentage points vs 07-2026 09-2026: 3.9%▲ +0.7 percentage points vs 08-2026highest value 10-2026: 2.3%▼ -1.6 percentage points vs 09-2026 11-2026: 2.3%● unchanged vs 10-2026

Financial strength
Weak

64+28equity 38.9% of total assets
35+7short-term debt 36.6% · cash 0.9%
31-17return on assets -0.9%

Score breakdown

raises risk
Liquidity: current ratio 0.83, cash €40,022
Last filed accounts filed 61 days late; 2 of the last 3 accounts late
1 change of registered office in 24 months
Sector: Specialised construction activities (NACE 43)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 51% of them on solvency, 31% on liquidity, 12% on profitability and 99% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 8,617 companies had the same profile as SuperChic has now. Each dot stands for 22 companies, two years later.

94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SuperChic itself is higher: 2.3% within 12 months. It rests on far more data about SuperChic than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 8,617 companies, not a prediction for SuperChic. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €85,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.83 (1.37 in 2024), below 1. Short-term debt is 36.6% and cash 0.9% of total assets. 61.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Liquidity: current ratio 0.83, cash €40,022
NBB · annual accounts
raises risk · Last filed accounts filed 61 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
61 days late
2023
41 days early
2022
53 days early
2021
45 days early
2020
51 days early
2019
88 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (5 of the last 5 accounts filed within 101 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

I
Director, Sébastien Merchiers
R
Director, Johan Delrue
  • Ikigai 51%equity €595,967 (2025) · annual accounts 2025
  • RONERO 49%score 87equity €1.1m (2025) · annual accounts 2025

Shares in 1 company, Luxhome

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0423731632
New establishment in Anzegem Stijn Streuvelsstraat 17
Registered office moved from Deerlijk to Anzegem New registered office: Stijn Streuvelsstraat 17, 8570 Anzegem (Ingooigem) · Previous registered office: Trompestraat 48, 8540 Deerlijk · Permanent representative: Sébastien Merchiers · Board meeting of 08-10-2025 · Gazette deed
New establishment in Deerlijk Heestertse steenweg 2A
All 58 events

Comparable companies

same main activity, similar in size and age
Company
SuperChic Anzegem €4.2m €1.4m 38.9% 21.3
EXPLOTECH Manhay €4.2m €1.5m 46.4% 23
Bouwonderneming Maenhout T Beernem €3.9m €1.0m 37.7% 19.5
STARFLAM De Panne €2.9m €1.5m 23.0% 18.5
MERGER Tongeren-Borgloon €3.7m €2.0m 79.0% 20.6
VAN RAEMDONCK Waasmunster €3.9m €1.4m 33.4% 15.2
ARNOULD - MANUTENTION Libramont-Chevigny €5.2m €1.4m 24.4% 16.2

These companies have the same main activity as SuperChic: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €2.9m and €5.2m, founded between 1986 and 1989.

Official details

Source: KBO
Status
Active since 18-02-1983Normal situation
Activity
Other specialised construction activitiesNACE 43990and 1 other
Establishment units
2.021.923.7259000 Ghent, since 19-12-1995
2.331.864.1628540 Deerlijk, since 31-05-2022and 1 other
Financial year end
31 December
Peppol
Reachable since 20-03-2026
Company details

Annual accounts 2025

≈ €4.0mestimated
€4.2m▲ 110%
Employeeson 31-12-2025
21▼ 4.5%
Filing
Filed on 30-09-2026
Financials

Insights on SuperChic

SuperChic files the abbreviated format. That format states no turnover. The gross margin rose from €991,510 in 2006 to €1.4m in 2025.

The balance sheet grew most from 2023 to 2025 through fixed assets.

Ikigai holds 51% of the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SuperChic

What is the company number of SuperChic?
The company number of SuperChic is 0423.731.632. The VAT number is the same number with BE in front: BE 0423.731.632.
Where is SuperChic based?
The registered office is at Stijn Streuvelsstraat 17, 8570 Anzegem.Company details
What does SuperChic do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of SuperChic?
SuperChic is a private limited company (BV).
When was SuperChic founded?
SuperChic was founded on 18-02-1983.
Is SuperChic still active?
Yes, SuperChic is an active enterprise in the KBO register.
How many employees does SuperChic have?
SuperChic had an average of 21.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SuperChic?
The turnover in financial year 2025 is ≈ €4.0m. This figure is estimated from the gross margin of €1.4m and 67 comparable companies (NACE 43). It probably lies between €3.1m and €5.4m.
Is SuperChic profitable?
In financial year 2025, SuperChic made a loss of €39,507.
Where can I find the annual accounts of SuperChic?
SuperChic filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SuperChic due?
SuperChic must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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