SuperChic
ActiveSummary
SuperChic has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €215,264 and a net result of €6,847. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 15% of 36380 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability48▼-11
Solvency36▼-2
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.92 in 2023; short-term debt: 46.6% and cash: 0.3% of total assets), and 89.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 36380 sector peers (2024).
NBB · sector comparisonPosition among 36380 sector peers
Solvency
better than 15%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €215,264
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
41 d early
2022
53 d early
2021
45 d early
2020
51 d early
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
In the rankings
#6 oldest company in Anzegem, Construction sector
Equity
€215,264▲ 3.3%
2023 · €208,417
Total assets
€2.0m▲ 22.9%
2023 · €1.6m
Net result
€6,847▼ 78.1%
2023 · €31,248
Working capital
€350,613▼ 13.1%
2023 · €403,664
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€203,623▲ 155%€33,254▼ 83.7%€21,721▼ 34.7%€44,465▲ 105%€36,658▼ 17.6%
Net result€169,970▲ 135%€35,630▼ 79.0%€33,324▼ 6.5%€31,248▼ 6.2%€6,847▼ 78.1%
Equity€108,215▼ 87.0%€143,845▲ 32.9%€177,169▲ 23.2%€208,417▲ 17.6%€215,264▲ 3.3%
Total assets€1.3m▲ 7.5%€1.1m▼ 13.5%€1.6m▲ 39.3%€1.6m▲ 4.0%€2.0m▲ 22.9%
Debt€1.2m▲ 207%€992,131▼ 17.7%€1.4m▲ 41.6%€1.4m▲ 2.3%€1.8m▲ 25.7%
Working capital-€278,910€274,331€552,585▲ 101%€403,664▼ 26.9%€350,613▼ 13.1%
Staff (FTE)14.8▼ 21.3%19.8▲ 33.8%20.7▲ 4.5%19.7▼ 4.8%20.6▲ 4.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2021 Net result -79% on 2020. Cause not known from the registers.
- 2020 Equity -87% on 2019. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 18% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.0m
Fixed assets
€730,422 ▼ 9.0%
Current assets
€1.3m ▲ 53.2%
Equity and liabilities €2.0m
Equity
€215,264 ▲ 3.3%
Debt
€1.8m ▲ 25.7%
Debt's share of the balance-sheet total rises from 87.3% to 89.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€120,456▼
2023 · €134,951
Cash flow
€90,645▼
2023 · €121,733
Current ratio
1.37▼
2023 · 1.92
Quick ratio
0.89▼
2023 · 0.94
Debt to equity
8.40▲
2023 · 6.90
ROE
3.2%▼
2023 · 15.0%
ROA
0.3%▼
2023 · 1.9%
Interest coverage
3.46▼
2023 · 4.60
Debt ≤ 1 year
€941,571▲
2023 · €439,681
Debt > 1 year
€857,910▼
2023 · €987,550
Income taxes
€11,600▼
2023 · €11,953
Staff costs
€1.3m▲
2023 · €1.2m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,653 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,653 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €19,008 | - | €2,000 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | €1.0m | €1.1m | €1.2m | €1.3m | ▲ 5.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €89,574 | €78,502 | €102,270 | €90,486 | €83,798 | ▼ 7.4% |
| Other operating charges640/8 | - | €13,867 | €15,758 | €16,723 | €14,259 | ▼ 14.7% |
| Non-recurring operating charges66A | - | - | - | - | €14 | - |
| Gross operating margin9900 | €1.1m | €1.2m | €1.3m | €1.4m | €1.4m | ▲ 3.3% |
| Operating profit (loss)9901 | €203,623 | €33,254 | €21,721 | €44,465 | €36,658 | ▼ 17.6% |
| Financial income75/76B | - | €29,180 | €35,767 | €28,236 | €16,562 | ▼ 41.3% |
| Recurring financial income75 | €24,546 | €29,180 | €33,967 | €28,236 | €16,562 | ▼ 41.3% |
| Non-recurring financial income76B | - | - | €1,800 | - | - | - |
| Financial charges65/66B | - | €10,562 | €13,074 | €29,500 | €34,772 | ▲ 17.9% |
| Recurring financial charges65 | €9,067 | €10,562 | €13,074 | €29,325 | €34,772 | ▲ 18.6% |
| Non-recurring financial charges66B | - | - | - | €175 | - | - |
| Profit (loss) for the period before taxes9903 | €219,102 | €51,872 | €44,414 | €43,201 | €18,448 | ▼ 57.3% |
| Income taxes67/77 | €49,131 | €16,243 | €11,090 | €11,953 | €11,600 | ▼ 2.9% |
| Profit (loss) for the period9904 | €169,970 | €35,630 | €33,324 | €31,248 | €6,847 | ▼ 78.1% |
| Transfer from tax-exempt reserves789 | - | €27,750 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €169,970 | €63,380 | €33,324 | €31,248 | €6,847 | ▼ 78.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.1m | €1.6m | €1.6m | €2.0m | ▲ 22.9% |
| Fixed assets21/28 | €431,031 | €363,393 | €682,269 | €802,726 | €730,422 | ▼ 9.0% |
| Tangible fixed assets22/27 | €399,547 | €339,824 | €651,759 | €765,285 | €676,123 | ▼ 11.7% |
| Land and buildings22 | - | €291,979 | €566,632 | €543,153 | €503,585 | ▼ 7.3% |
| Plant, machinery and equipment23 | - | €47,845 | €60,276 | €164,123 | €121,249 | ▼ 26.1% |
| Furniture and vehicles24 | - | - | €24,851 | €58,010 | €51,289 | ▼ 11.6% |
| Financial fixed assets28 | €31,484 | €23,569 | €30,511 | €37,440 | €54,299 | ▲ 45.0% |
| Current assets29/58 | €882,558 | €772,583 | €899,981 | €843,345 | €1.3m | ▲ 53.2% |
| Stocks and contracts in progress3 | €321,709 | €357,816 | €418,293 | €429,815 | €455,235 | ▲ 5.9% |
| Stocks30/36 | - | €349,139 | €409,617 | €421,139 | €446,559 | ▲ 6.0% |
| Contracts in progress37 | - | €8,676 | €8,676 | €8,676 | €8,676 | = |
| Amounts receivable within one year40/41 | €323,773 | €210,017 | €363,197 | €392,117 | €814,010 | ▲ 108% |
| Trade receivables40 | - | €169,479 | €264,464 | €326,946 | €630,558 | ▲ 92.9% |
| Other amounts receivable41 | - | €40,538 | €98,733 | €65,171 | €183,452 | ▲ 181% |
| Cash at bank and in hand54/58 | €227,799 | €203,321 | €111,348 | €453 | €6,963 | ▲ 1,436% |
| Deferred charges and accrued income490/1 | - | €1,430 | €7,143 | €20,959 | €15,975 | ▼ 23.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.1m | €1.6m | €1.6m | €2.0m | ▲ 22.9% |
| Equity10/15 | €108,215 | €143,845 | €177,169 | €208,417 | €215,264 | ▲ 3.3% |
| Contributions10/11 | €29,747 | €29,747 | €29,747 | €29,747 | €29,747 | = |
| Capital10 | - | €29,747 | €29,747 | - | - | - |
| Issued capital100 | - | €29,747 | €29,747 | - | - | - |
| Reserves13 | €78,468 | €114,098 | €147,422 | €178,670 | €185,517 | ▲ 3.8% |
| Non-distributable reserves130/1 | - | €2,975 | €2,975 | - | - | - |
| Legal reserve130 | - | €2,975 | €2,975 | - | - | - |
| Tax-exempt reserves132 | - | €21,477 | €21,477 | €21,477 | €21,477 | = |
| Distributable reserves133 | - | €89,646 | €122,970 | €157,193 | €164,040 | ▲ 4.4% |
| Amounts payable17/49 | €1.2m | €992,131 | €1.4m | €1.4m | €1.8m | ▲ 25.7% |
| Amounts payable after more than one year17 | €43,906 | €493,878 | €1.1m | €987,550 | €857,910 | ▼ 13.1% |
| Financial debts170/4 | - | €493,228 | €1.1m | €986,900 | €857,260 | ▼ 13.1% |
| Other amounts payable178/9 | - | €650 | €650 | €650 | €650 | = |
| Amounts payable within one year42/48 | €1.2m | €498,252 | €347,396 | €439,681 | €941,571 | ▲ 114% |
| Current portion of amounts payable after more than one year42 | - | €50,715 | €130,866 | €152,995 | €188,423 | ▲ 23.2% |
| Financial debts43 | - | - | - | - | €340,000 | - |
| Credit institutions430/8 | - | - | - | - | €340,000 | - |
| Trade debts44 | €115,039 | €91,639 | €95,132 | €143,540 | €271,412 | ▲ 89.1% |
| Suppliers440/4 | - | €91,639 | €95,132 | €143,540 | €271,412 | ▲ 89.1% |
| Taxes, remuneration and social security45 | - | €109,898 | €121,399 | €143,147 | €141,736 | ▼ 1.0% |
| Taxes450/3 | - | €1,243 | €1,090 | €1,928 | €1,282 | ▼ 33.5% |
| Remuneration and social security454/9 | - | €108,656 | €120,308 | €141,219 | €140,454 | ▼ 0.5% |
| Other amounts payable47/48 | - | €246,000 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €80 | €10,422 | €7,861 | ▼ 24.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €169,970 | €35,630 | €33,324 | €31,248 | €6,847 | ▼ 78.1% |
| + Depreciation and write-downs630 | €89,574 | €78,502 | €102,270 | €90,486 | €83,798 | ▼ 7.4% |
| Operating cash flow (approximation) | €259,545 | €114,132 | €135,594 | €121,733 | €90,645 | ▼ 25.5% |
| Investment in fixed assets (approximation) | - | -€10,863 | -€421,146 | -€210,942 | -€11,495 | ▲ 94.6% |
| Change in cash | - | -€24,479 | -€91,973 | -€110,894 | €6,509 | ▲ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €6,847 ▼78.1%
Net result drops to €6,847, the lowest in the series.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200,000Eq €208,417 ▲17.6%
6 profitable years in a row build equity to €208,417.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150,000Eq €177,169 ▲23.2%
5 profitable years in a row build equity to €177,169.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 1.55
Current ratio from 0.76 to 1.55; short-term debt falls from €1.2m to €498,252.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €169,970 ▲135%
Operating result €203,623, net result €169,970, both a record.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 88 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
Show earlier events
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 3 establishment units since 1995
Ground area
1.1 ha
Building footprint
619 m²
Volume, LiDAR
2,958 m³
3 parcels, Flanders · tallest building 13.5 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
3 establishment units
SuperChic
since 19952.021.923.725
SuperChic
since 20222.331.864.162
SuperChic
since 20252.381.908.343
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34018C0480/00A002 | Flanders | 1.0 ha | - | - |
| 34392E0645/00Y002 | Flanders | 370 m² | 1 · 370 m² | 6.1 m · 1 fl. |
| 44816K0746/00V002 | Flanders | 270 m² | 1 · 248 m² | 13.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersChain of control
- Ikigai
- SuperChic
Highest known parent: Ikigai. The sources do not say who stands above it.
Owners 2
- IkigaiparentSourceaccounts Ikigai 202551%
- Sourceaccounts RONERO 202549%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 35,283 EUR awarded · 23,664 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 27,975 EUR | 15,475 EUR |
| 2024 | 1 | 814 EUR | 750 EUR |
| 2023 | 2 | 4,145 EUR | 5,090 EUR |
| 2022 | 2 | 2,349 EUR | 2,349 EUR |
Recognitions · licences · registrations
Dual-learning approval
7 endedInterieurbouwer duaal (so)
Machinaal houtbewerker duaal (so)
Medewerker hout duaal (so)
Operator CNC-gestuurde houtbewerkingsmachines duaal (so)
Binnenschrijnwerker (so)
Machinaal houtbewerker (so)
Plaatser interieurelementen (so)
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,420. 5,762 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-02-1983
Fiscal year end31-12
Activities, NACEBEL 2025
31004Manufacture of dining room, living room, bedroom and bathroom furniture
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0423731632
Also
9925:BE0423731632
Registered
20-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.