SUPERBIA
ActiveSummary
SUPERBIA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €29k and a net result of €25k. Equity is growing by ~159.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+19
Solvency41▲+14
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.57 in 2023; short-term debt: 83.7% and cash: 40.3% of total assets), and 83.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.1%
Return on assets
13.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 37956 sector peers (2024).
NBB · sector comparisonPosition among 37956 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
33 d early
2022
18 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€29k▲ 566%
2023 · €4k
2022: €7k
2023: €4k
2022 → 2024
Total assets
€181k▼ 24.3%
2023 · €239k
2022: €197k
2023: €239k
2022 → 2024
Net result
€25k
2023 · €-3k
2022: €2k
2023: €-3k
2022 → 2024
Working capital
€-57k▲ 43.9%
2023 · €-102k
2022: €-119k
2023: €-102k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€7k-€4k▼ 37.1%€29k▲ 566%
Operating result€4k-€11k▲ 213%€32k▲ 177%
Net result€2k-€-3k€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 177% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €181k
Fixed assets
€87k ▼ 18.6%
Current assets
€95k ▼ 28.9%
Equity and liabilities €181k
Equity
€29k ▲ 566%
Debt
€152k ▼ 35.3%
The debt ratio falls from 98.2% to 83.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▲
2023 · €30k
Cash flow
€44k▲
2023 · €16k
Current ratio
0.62▲
2023 · 0.57
Debt / equity
5.22▼
2023 · 53.70
ROE
85.0%▲
2023 · -59.0%
ROA
13.7%▲
2023 · -1.1%
Interest coverage
96.67▲
2023 · 74.77
Debt ≤ 1 year
€152k▼
2023 · €235k
Income taxes
€8k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€239k€181k▼
Fixed assets21/28€107k€87k▼
Intangible fixed assets21€2k€2k▼
Tangible fixed assets22/27€104k€85k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€60k€43k▼
Other tangible fixed assets26€39k€38k▼
Current assets29/58€133k€95k▼
Amounts receivable within one year40/41€19k€18k▼
Trade receivables40€15k€12k▼
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€110k€73k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€239k€181k▼
Equity10/15€4k€29k▲
Contributions10/11€5k€5k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-3k€22k▲
Amounts payable17/49€235k€152k▼
Amounts payable within one year42/48€235k€152k▼
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€12k€6k▼
Taxes450/3€12k€6k▼
Other amounts payable47/48€218k€144k▼
Accrued charges and deferred income492/3€397€480▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€34k€52k▲
Operating profit (loss)9901€11k€32k▲
Financial income75/76B€2€2k▲
Recurring financial income75€2€2k▲
Non-recurring financial income76B-€2k
Financial charges65/66B€13k€522▼
Recurring financial charges65€400€522▲
Non-recurring financial charges66B€12k-
Profit (loss) for the period before taxes9903€-1k€33k▲
Income taxes67/77€1k€8k▲
Profit (loss) for the period9904€-3k€25k▲
Profit (loss) for the period to be appropriated9905€-3k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€22k▲
Profit (loss) brought forward from the previous period14P-€-3k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k ▼232%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerkoetstraat 378020 OostkampGround area
670 m²
Building footprint
171 m²
Volume, LiDAR
856 m³
Parcel 31037A0328/00A002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SUPERBIA
since 20222.336.641.512
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31037A0328/00A002 | Flanders | 670 m² | 1 · 171 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 401 EUR awarded · 401 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 401 EUR | 401 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
JLS Consulting
BE 0728.865.522
Elsene · Eq €29,151
CLAJ-Immo
BE 1011.175.906
Heist-op-den-Berg · Eq €29,161
CV&C
BE 0668.611.496
Ukkel · Eq €29,173
EDP-Advisory
BE 0674.597.683
Overijse · Eq €29,173
TAP Management
BE 0633.848.676
Court-Saint-Etienne · Eq €29,136
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,251 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.