P.E. Invest
ActiveP.E. Invest has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €32k. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency100▲+5
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 11.02 against 3.28 in 2024; short-term debt: 8.8% and cash: 54.1% of total assets), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
13%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
28 d early
2024
15 d early
2023
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€226k▲ 16.7%
2024 · €193k
2023: €114k
2024: €193k
2023 → 2025
Total assets
€248k▼ 10.3%
2024 · €276k
2023: €173k
2024: €276k
2023 → 2025
Net result
€32k▼ 59.2%
2024 · €79k
2023: €113k
2024: €79k
2023 → 2025
Working capital
€220k▲ 17.1%
2024 · €187k
2023: €108k
2024: €187k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€114k-€193k▲ 69.5%€226k▲ 16.7%
Operating result€166k-€106k▼ 36.3%€45k▼ 57.4%
Net result€113k-€79k▼ 29.9%€32k▼ 59.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 57% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€6k▼ 1.5%
Current assets
€242k▼ 10.5%
Equity and liabilities €248k
Equity
€226k▲ 16.7%
Debt
€22k▼ 73.3%
The debt ratio falls from 30.0% to 8.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▼
2024 · €107k
Cash flow
€34k▼
2024 · €81k
Solvency
91.1%▲
2024 · 70.0%
Current ratio
11.02▲
2024 · 3.28
Quick ratio
11.02▲
2024 · 3.28
Debt / equity
0.10▼
2024 · 0.43
ROE
14.3%▼
2024 · 41.0%
ROA
13.0%▼
2024 · 28.7%
Interest coverage
13.36▼
2024 · 22.39
Debt
€22k▼
2024 · €83k
Debt ≤ 1 year
€22k▼
2024 · €82k
Income taxes
€9k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€276k€248k▼
Fixed assets21/28€6k€6k▼
Tangible fixed assets22/27€6k€6k▼
Land and buildings22€3k€3k▲
Furniture and vehicles24€3k€3k▼
Current assets29/58€270k€242k▼
Amounts receivable within one year40/41€133k€83k▼
Trade receivables40€74k€73k▼
Other amounts receivable41€58k€11k▼
Current investments50/53€2k€23k▲
Cash at bank and in hand54/58€133k€134k▲
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€276k€248k▼
Equity10/15€193k€226k▲
Contributions10/11€1k€1k=
Reserves13€192k€225k▲
Distributable reserves133€192k€225k▲
Amounts payable17/49€83k€22k▼
Amounts payable within one year42/48€82k€22k▼
Current portion of amounts payable after more than one year42€29k€7k▼
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€42k€6k▼
Taxes450/3€42k€6k▼
Other amounts payable47/48€6k€3k▼
Accrued charges and deferred income492/3€501€227▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€109k€48k▼
Operating profit (loss)9901€106k€45k▼
Financial income75/76B€0€41▲
Recurring financial income75€0€41▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€101k€42k▼
Income taxes67/77€22k€9k▼
Profit (loss) for the period9904€79k€32k▼
Profit (loss) for the period to be appropriated9905€79k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€32k▼
Transfer to equity691/2€79k€32k▼
To the legal reserve6920€0-
To other reserves6921€79k€32k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €32k ▼59.2%
Net result drops to €32k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 11.02
Current ratio from 3.28 to 11.02; short-term debt falls from €82k to €22k.
31-12
Financial
Equity above €200kEq €226k ▲16.7%
3 profitable years in a row build equity to €226k.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €193k ▲69.5%
2 profitable years in a row build equity to €193k.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spanjestraat(ONK) 898840 StadenGround area
1,377 m²
Building footprint
212 m²
Volume, LiDAR
909 m³
Parcel 36014D0444/00D002, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
P.E. INVEST
since 20222.332.581.467
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36014D0444/00D002 | Flanders | 1,377 m² | 1 · 212 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CLOUDSOURCE
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MVU CONSULTING
BE 1011.567.072
Overijse · Eq €226k
FAINGNAERT MANAGEMENT
BE 0896.626.626
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JuLoRé
BE 0508.525.369
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Columba Harmony
BE 0803.838.109
Gent · Eq €225k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.