SUNASSUR
ActiveSummary
SUNASSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€10,853) and a net result of -€9,485. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 7% of 2463 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 2463 sector peers (2025).
NBB · sector comparisonPosition among 2463 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-11-2025, 14 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
6 d early
2023
6 d early
2022
10 d early
2021
2 d late
2020
17 d late
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€10,853▼ 693%
2024 · -€1,368
Net result
-€9,485
2024 · €17,413
Total assets
€125,814▼ 0.4%
2024 · €126,320
Solvency
-8.6%▼ 7.5pp
2024 · -1.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,797▲ 125%€13,489▲ 255%€3,843▼ 71.5%€17,413▲ 353%-€9,485
Net result€2,214below the sector's middle half▲ 42.6%€13,489within the sector's middle half▲ 509%€3,843within the sector's middle half▼ 71.5%€17,413within the sector's middle half▲ 353%-€9,485below the sector's middle half
Equity-€36,113below the sector's middle half▲ 5.8%-€22,624below the sector's middle half▲ 37.4%-€18,781below the sector's middle half▲ 17.0%-€1,368below the sector's middle half▲ 92.7%-€10,853below the sector's middle half▼ 693%
Total assets€108,907below the sector's middle half▼ 17.1%€103,984below the sector's middle half▼ 4.5%€79,214below the sector's middle half▼ 23.8%€126,320below the sector's middle half▲ 59.5%€125,814below the sector's middle half▼ 0.4%
Debt€145,020▼ 14.6%€126,608▼ 12.7%€97,995▼ 22.6%€127,688▲ 30.3%€136,667▲ 7.0%
Working capital€28,420within the sector's middle half-€998within the sector's middle half€14,423within the sector's middle half
Solvency-33.2%below the sector's middle half▼ 4.0pp-21.8%below the sector's middle half▲ 11.4pp-23.7%below the sector's middle half▼ 2.0pp-1.1%below the sector's middle half▲ 22.6pp-8.6%below the sector's middle half▼ 7.5pp
Current ratio14.55above the sector's middle half0.52below the sector's middle half▼ 14.0323.92above the sector's middle half▲ 23.40
Return on assets (ROA)2.0%within the sector's middle half▲ 0.9pp13.0%within the sector's middle half▲ 10.9pp4.9%within the sector's middle half▼ 8.1pp13.8%within the sector's middle half▲ 8.9pp-7.5%below the sector's middle half▼ 21.3pp
Staff (FTE)1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9,485 after €17,413 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125,599
Fixed assets
€95,142 ▼ 14.3%
Current assets
€30,457 ▲ 102%
Key figures and ratios
Debt > 1 year
€105,362▲
2024 · €93,429
Staff costs
€89,770▲
2024 · €81,085
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €62,929 | €63,205 | €81,085 | €89,770 | ▲ 10.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,430 | €5,258 | €7,581 | €8,595 | €15,910 | ▲ 85.1% |
| Other operating charges640/8 | - | - | - | €271 | €114 | ▼ 58.0% |
| Non-recurring operating charges66A | - | - | - | - | €121 | - |
| Gross operating margin9900 | €96,234 | €81,676 | €74,628 | €107,365 | €96,431 | ▼ 10.2% |
| Operating profit (loss)9901 | €3,797 | €13,489 | €3,843 | €17,413 | -€9,485 | ▼ 154% |
| Recurring financial charges65 | €33 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €3,764 | €13,489 | €3,843 | €17,413 | -€9,485 | ▼ 154% |
| Income taxes67/77 | €1,550 | - | - | - | - | - |
| Profit (loss) for the period9904 | €2,214 | €13,489 | €3,843 | €17,413 | -€9,485 | ▼ 154% |
| Profit (loss) for the period to be appropriated9905 | €2,214 | €13,489 | €3,843 | €17,413 | -€9,485 | ▼ 154% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €108,907 | €103,984 | €79,214 | €126,320 | €125,814 | ▼ 0.4% |
| Formation expenses20 | €216 | €216 | €216 | €216 | €216 | = |
| Fixed assets21/28 | €70,762 | €73,252 | €77,908 | €111,052 | €95,142 | ▼ 14.3% |
| Intangible fixed assets21 | €2,250 | €2,250 | €2,250 | €2,250 | €2,250 | = |
| Tangible fixed assets22/27 | €68,512 | €71,002 | €75,658 | €108,802 | €92,892 | ▼ 14.6% |
| Land and buildings22 | - | €61,035 | €57,319 | €53,602 | €49,886 | ▼ 6.9% |
| Plant, machinery and equipment23 | - | €3,664 | €4,921 | €5,236 | €3,803 | ▼ 27.4% |
| Furniture and vehicles24 | - | €453 | €8,219 | €45,414 | €35,303 | ▼ 22.3% |
| Other tangible fixed assets26 | - | €5,850 | €5,200 | €4,550 | €3,900 | ▼ 14.3% |
| Current assets29/58 | €37,929 | €30,517 | €1,090 | €15,053 | €30,457 | ▲ 102% |
| Amounts receivable within one year40/41 | - | - | - | - | €6 | - |
| Other amounts receivable41 | - | - | - | - | €6 | - |
| Cash at bank and in hand54/58 | €37,929 | €30,517 | €1,090 | €15,053 | €30,451 | ▲ 102% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €108,907 | €103,984 | €79,214 | €126,320 | €125,814 | ▼ 0.4% |
| Equity10/15 | -€36,113 | -€22,624 | -€18,781 | -€1,368 | -€10,853 | ▼ 693% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €298 | €298 | €298 | €298 | €298 | = |
| Non-distributable reserves130/1 | - | €298 | €298 | €298 | €298 | = |
| Reserves not available under the articles1311 | - | €298 | €298 | €298 | €298 | = |
| Profit (loss) carried forward14 | -€55,011 | -€41,522 | -€37,679 | -€20,266 | -€29,751 | ▼ 46.8% |
| Amounts payable17/49 | €145,020 | €126,608 | €97,995 | €127,688 | €136,667 | ▲ 7.0% |
| Amounts payable after more than one year17 | €145,020 | €100,628 | €76,674 | €93,429 | €105,362 | ▲ 12.8% |
| Financial debts170/4 | - | €100,628 | €76,674 | €93,429 | €105,362 | ▲ 12.8% |
| Amounts payable within one year42/48 | - | €2,097 | €2,088 | €629 | - | - |
| Trade debts44 | - | - | - | €363 | - | - |
| Suppliers440/4 | - | - | - | €363 | - | - |
| Taxes, remuneration and social security45 | - | €2,097 | €2,088 | €266 | - | - |
| Taxes450/3 | - | - | - | €266 | - | - |
| Remuneration and social security454/9 | - | €2,097 | €2,088 | - | - | - |
| Accrued charges and deferred income492/3 | - | €23,882 | €19,232 | €33,630 | €31,305 | ▼ 6.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,214 | €13,489 | €3,843 | €17,413 | -€9,485 | ▼ 154% |
| + Depreciation and write-downs630 | €4,430 | €5,258 | €7,581 | €8,595 | €15,910 | ▲ 85.1% |
| Operating cash flow (approximation) | €6,643 | €18,747 | €11,423 | €26,009 | €6,426 | ▼ 75.3% |
| Investment in fixed assets (approximation) | - | -€7,748 | -€12,237 | -€41,739 | €0 | ▲ 100% |
| Change in cash | - | -€7,413 | -€29,427 | €13,963 | €15,399 | ▲ 10.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
31-03
Financial
Weakest financial yearnet -€9,485
Net result drops to -€9,485, the lowest in the series.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €17,413 ▲353%
Operating result €17,413, net result €17,413, both a record.
31-03
Financial
Liquidity times 46current ratio 23.92
Current ratio from 0.52 to 23.92; short-term debt falls from €2,088 to €629.
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
31-03
Financial
Back to profitnet €1,552
Net result €1,552 after one loss-making year.
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2004
Ground area
85 m²
Building footprint
85 m²
Volume, LiDAR
863 m³
Parcel 21614E0107/00P000, Brussels · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SUNASSUR
since 20042.137.064.012
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0107/00P000 | Brussels | 85 m² | 1 · 85 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 4,673 companies in sector 66220 we hold annual accounts for 3,222. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-04-2004
Fiscal year end31-03
Activities, NACEBEL 2025
66220Insurance agents and brokers
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.