Financials
- Fiscal year
- 2025
- Total assets
- €164,191
- Loss
- -€245,841
- Solvency
- -39.5%
SUMURA
ActiveSummary
The computed 12-month bankruptcy probability of SUMURA is 2.4% (moderate). The 2025 annual accounts show negative equity (-€64,841) and a net result of -€245,841. Its solvency ranks better than 10% of 3131 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other maintenance and repair of motor vehicles
NACE 95319NACE 45209Computer programming NACE 62100
1 site
Size
€164,191total assets 2025
- Equity
- -€64,841
- Loss
- -€245,841
Turnover not published (abridged schema)
Structure
Accounts 28 d early1 of 3 deeds read
Why 51- 1 change of registered office in 24 months- Loss of €245,841 (FY 2025)- Negative equity -€64,841+ Liquidity: current ratio 1.26, cash €138,654Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 23% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
0
equity -39.5% of total assets
Liquidity
58
short-term debt 78.0% · cash 84.4%
Profitability
0
return on assets -149.7%
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 3.7%
06-2025: 3.8%▲ +2.3% vs 05-2025
07-2025: 3.9%▲ +1.8% vs 06-2025
08-2025: 4.4%▲ +13.7% vs 07-2025
09-2025: 4.9%▲ +9.4% vs 08-2025
10-2025: 4.9%● 0.0% vs 09-2025
11-2025: 5.1%▲ +4.3% vs 10-2025
12-2025: 5.2%▲ +2.0% vs 11-2025
01-2026: 5.0%▼ -2.7% vs 12-2025
02-2026: 5.1%▲ +1.2% vs 01-2026
03-2026: 5.3%▲ +5.2% vs 02-2026
04-2026: 5.5%▲ +2.7% vs 03-2026highest value
05-2026: 5.5%● 0.0% vs 04-2026highest value
06-2026: 5.5%● 0.0% vs 05-2026highest value
07-2026: 5.5%● 0.0% vs 06-2026highest value
08-2026: 2.4%▼ -57.1% vs 07-2026lowest value
09-2026: 2.4%● 0.0% vs 08-2026lowest value
10-2026: 2.4%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 1.26, cash €138,654 lowers the probability
- 1 change of registered office in 24 months raises the probability
- Loss of €245,841 (FY 2025) raises the probability
- Negative equity -€64,841 raises the probability
No credit on open account
Liquidity tight (current ratio 1.26; short-term debt: 78% and cash: 84.4% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 6%, liquidity 58%, profitability 5%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Capital & shares · Statutes amendment…Capital increase · Share issue…
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2026
- 09-07-2026Capital & shares · Statutes amendment ·…
- 03-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other maintenance and repair of motor vehiclesNACE 95319
- Founded
- 05-04-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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