SUMS
The computed 12-month bankruptcy probability of SUMS is 3.7% (moderate). The 2024 annual accounts show equity of €21k and a net result of €298. Its solvency ranks better than 88% of 6635 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €21k |
| Net result | €298 |
| Better than sector | 88% |
| Active | 2 yrs |
Strong profile, led by solvency.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 70.3% | 20.3% | |
| Net result | €298 | €4k | |
| Equity | €21k | €16k | |
| Gross operating margin | €5k | €24k | |
| Total assets | €30k | €94k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €3k |
| Net profit | €298 |
| Cash flow | €965 |
| Staff costs | - |
| Income taxes | €511 |
| Dividends | - |
| Total assets | €30k |
| Equity | €21k |
| Debt | €9k |
| of which ≤ 1y | €9k |
| of which > 1y | - |
| Working capital | €20k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 3.25 |
| Quick ratio | 2.00 |
| Working capital ratio | 66.8% |
| Solvency | 70.3% |
| Debt / equity | 0.42 |
| Long-term debt ratio | - |
| Interest coverage | 1.78 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.0% |
| ROE | 1.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €30k |
| Fixed assets | 21/28 | €1k |
| Tangible fixed assets | 22/27 | €1k |
| Current assets | 29/58 | €29k |
| Stocks & contracts in progress | 3 | €11k |
| Amounts receivable within one year | 40/41 | €9k |
| Cash & bank | 54/58 | €9k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €30k |
| Equity | 10/15 | €21k |
| Contributions / capital | 10/11 | €20k |
| Accumulated profits (losses) | 14 | €1k |
| Amounts payable | 17/49 | €9k |
| Amounts payable within one year | 42/48 | €9k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €5k |
| Operating result | 9901 | €2k |
| Financial income | 75 | €115 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €809 |
| Income taxes | 67/77 | €511 |
| Net result for the period | 9904 | €298 |
| Result to be appropriated | 9905 | €298 |
-
Current01-10-2024 → present
Former directors (1)
-
Former- → 11-08-2025
| NACE primary | Non-specialised food retail(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 01-08-2023 |
| Status | Active |
| Postal code | 1060 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0117/00B002 | Brussels | 54 m² | 1 · 50 m² | 12.7 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
21-10-2025 Sum Daniel resigns as director
- Sum Daniel, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Sum Daniel",
"address": null,
"birth_date": null
},
"effective_date": "2025-08-11",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale acte la d\u00E8mission au 11/08/2025 de Monsieur Sum Daniel (86.06.14-315.46), en tant qu\u0027administrateur avec effet imm\u00E9diat"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0804.433.173",
"name_full": "SUMS",
"legal_form": "SRL"
}
}07-11-2024 SUM Jérôme appointed as director
- SUM Jérôme, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "SUM J\u00E9r\u00F4me",
"address": null,
"birth_date": null
},
"effective_date": "2024-10-01",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire de la SRL SUMS qui s\u0027est tenue le 27 septembre 2024 au si\u00E8ge social de la soci\u00E9t\u00E9, a d\u00E9cid\u00E9 \u00E0 l\u0027unanimit\u00E9 d\u0027accepter la nomination de Monsieur SUM J\u00E9r\u00F4me, [NISS 90.09.01-279.92] domicili\u00E9 rue des Chauffours, 70-7060 SOIGNIES, en tant qu\u0027administrateur"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0804.433.173",
"name_full": "SUMS",
"legal_form": "SRL"
}
}03-08-2023 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "Rue Vanderschrick 43, 1060 Saint-Gilles",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "SUM Daniel",
"niss": null,
"address": "1140 Evere, Av. H. Conscience, 62"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 20000,
"holder_person_name": "SUM Daniel",
"is_subscriber_only": false,
"n_shares_subscribed": 100000,
"amount_subscribed_eur": 20000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 20000,
"subject_company": {
"kbo": "0804.433.173",
"name_full": "SUMS",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2023-07-28",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | SUMS |