Financials
- Fiscal year
- 2025
- Total assets
- €1.8m
- Profit
- €170,355
- Solvency
- 15.6%
Total assets▼ 4.0%
Net result
20182025
SUMPROJECT ARCHITECTURE & ENGINEERING
ActiveSummary
SUMPROJECT ARCHITECTURE & ENGINEERING has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €282,764 and a net result of €170,355. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 2478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Activities of building architects
NACE 71111Engineering and related technical consultancy, excluding land surveyors NACE 71121Photography, excluding press photography NACE 74201
1 site
Size
€1.8mtotal assets 2025
- Staff
- 2.8 FTE
- Equity
- €282,764
- Profit
- €170,355
Turnover not published (abridged schema)
Structure
- Holdings
- 1
Accounts 36 d early0 of 15 deeds read
Why 89- Equity €282,764 (15.6% of total assets)+ Size: 2.8 FTE, total assets €1.8m+ Figures for FY 2025 (filed 25-06-2026)+ Founded in 1982Show the evidence
Checked score
Score 2025
89
/ 100
Excellent
Probability in this band: under 0.55%
Better than 36% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
41+10
equity 15.6% of total assets
Liquidity
19+9
short-term debt 75.2% · cash 7.6%
Profitability
59+9
return on assets 9.4%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.1%
12-2024: 1.1%● 0.0% vs 11-2024
01-2025: 1.1%● 0.0% vs 12-2024
02-2025: 1.1%▲ +1.8% vs 01-2025highest value
03-2025: 1.1%▼ -1.4% vs 02-2025
04-2025: 1.0%▼ -2.3% vs 03-2025
05-2025: 1.0%▲ +0.3% vs 04-2025
06-2025: 1.0%▼ -1.5% vs 05-2025
07-2025: 0.4%▼ -61.7% vs 06-2025
08-2025: 0.4%● 0.0% vs 07-2025
09-2025: 0.4%● 0.0% vs 08-2025
10-2025: 0.4%● 0.0% vs 09-2025
11-2025: 0.4%● 0.0% vs 10-2025
12-2025: 0.4%● 0.0% vs 11-2025
01-2026: 0.4%▼ -0.8% vs 12-2025
02-2026: 0.4%▲ +3.3% vs 01-2026
03-2026: 0.4%▼ -2.0% vs 02-2026
04-2026: 0.4%▼ -1.5% vs 03-2026
05-2026: 0.4%▲ +2.8% vs 04-2026
06-2026: 0.5%▲ +20.6% vs 05-2026
07-2026: 0.4%▼ -20.2% vs 06-2026
08-2026: 0.6%▲ +64.3% vs 07-2026
09-2026: 0.8%▲ +33.2% vs 08-2026
10-2026: 0.1%▼ -83.5% vs 09-2026lowest value
- Equity €282,764 (15.6% of total assets) raises the probability
- Size: 2.8 FTE, total assets €1.8m lowers the probability for this profile
- Figures for FY 2025 (filed 25-06-2026) lowers the probability
- Founded in 1982 lowers the probability for this profile
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.18 in 2024; short-term debt: 75.2% and cash: 7.6% of total assets), and 84.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 19%, liquidity 8%, profitability 24%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2478 sector peers (2025).
NBB · sector comparisonPosition among 2478 sector peers
Solvency
better than 20%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €282,764
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
49 d early
2023
65 d early
2022
122 d late
2021
96 d late
2020
25 d early
2019
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (4 of the last 5 filed years within 132 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Equity above €200,000Eq €282,764 ▲152%
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 25-06-2026Annual accounts filed
- 31-12-2025Equity above €200,000
- 12-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of building architectsNACE 71111
- Founded
- 24-03-1982
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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