Sumau

Active

Private limited companyfounded 2021active for 5 yearsMoerkerkse Steenweg 199/0002, 8310 Brugge, BelgiumKBO/BCE: BE 0762.563.718

Summary

Sumau has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,600 and a net result of €26,119. Equity is shrinking by about 18% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 35% of 15,705 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

SumauActiveChecked score 93/100

Risk analysis Report Compare

Activity

Activities of lawyers

NACE 69101

1 site

Size

€13,990total assets 2025

Equity: €5,600
Profit: €26,119

Turnover not published (micro format)

Financial health

93 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Lermyte,Emma Josef Katrien MariaDirector

2025 accounts filed 19 days late2 of 3 deeds summarised

Why 93lowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 1.67, cash €9,162, halvedFigures for financial year 2025 (filed 19-08-2026)Size: total assets €13,990Show the evidence

Checked score

Score 2025

93 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 47% of its sector peers (NACE 69, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 65+21

equity 40.0% of total assets

Liquidity 69+13

short-term debt 60.0% · cash 65.5%

Profitability 100=

return on assets 186.7%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,056 companies, NACE 69, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €500 on 30-day terms is acceptable

Liquidity ample (current ratio 1.67, compared with 1.23 in 2024, above the usual 1.5; short-term debt: 60% and cash: 65.5% of total assets), but 60% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 38% on solvency, 57% on liquidity, 82% on profitability and 13% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Sector: Legal and accounting activities (NACE 69)

KBO

Liquidity: current ratio 1.67, cash €9,162, halved

NBB · annual accounts

Figures for financial year 2025 (filed 19-08-2026)

NBB · annual accounts

Size: total assets €13,990

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

2025 accounts filed 19 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 5 filings

Deviation from the deadline

2025

19 days late

2024

70 days early

2023

14 days late

2022

59 days early

2021

69 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 33 days before the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 June (4 of the last 5 filed years within 74 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

19-08-2026 Annual accounts filedfinancial year 2025 · micro…
13-10-2025 Appointment: Lermyte,Emma Josef Katrien Maria (statutory…Amendment of the articles ·…
22-05-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 11% on equitysector median €86,186 · 15,710 companies €5,600 View
Positive: 5 profitable years in a rowprofit 2025: €26,119 5 years View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €13,990
Profit: €26,119
Solvency: 40.0%

Total assets▼ 72.1%

Net result

20212025

Go to Financials

Board & ownership

Board: 1 member

Lermyte,Emma Josef Katrien MariaDirector

Go to Board & ownership

Timeline

Events: 8
Since: 2022
Next accounts: by 31-07-2027

31-12-2024Highest result from 2021 to 2025
14-08-2024Annual accounts filed
14-07-2023Purpose · Amendment of the articles ·…

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Activities of lawyersNACE 69101
Founded: 27-01-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 11

Who signs: Each director alone
Annual meeting: First Saturday of June at 11:00
Purpose: “De vennootschap heeft tot voorwerp het uitoefenen van het beroep van advocaat door een…” (deed in Dutch)

Go to Articles of association

Key facts about Sumau

What is the company number of Sumau?: 0762.563.718. In Belgium the VAT number is the company number with BE in front: BE 0762.563.718.
Where is Sumau based?: The registered office is at Moerkerkse Steenweg 199/0002, 8310 Brugge.Company details
What does Sumau do?: According to the KBO register, the main activity is activities of lawyers (NACE 69101).
What is the legal form of Sumau?: Private limited company (BV).
When was Sumau founded?: On 27-01-2021.
Is Sumau still active?: Yes, Sumau is an active enterprise in the KBO register.
What is the turnover of Sumau?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Sumau profitable?: In financial year 2025, Sumau made a profit of €26,119.
Where can I find the annual accounts of Sumau?: Sumau filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Sumau due?: By 31-07-2027, for financial year 2026.Timeline