SUMA CONSTRUCT
The computed 12-month bankruptcy probability of SUMA CONSTRUCT is 2.0% (moderate). The 2025 annual accounts show equity of €70k and a net result of €12k. Equity is growing by ~42.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 1070 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €70k |
| Net result | €12k |
| Staff (FTE) | 5.8 |
| Better than sector | 25% |
Strong profile, led by stability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 19.2% | 42.4% | |
| Net result | €12k | €11k | |
| Equity | €70k | €35k | |
| Gross operating margin | €369k | €30k | |
| Staff costs | €295k | €17k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €72k |
| Net profit | €12k |
| Cash flow | €65k |
| Staff costs | €295k |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €363k |
| Equity | €70k |
| Debt | €294k |
| of which ≤ 1y | €261k |
| of which > 1y | €33k |
| Working capital | €-5k |
| Employees (FTE) | 5.8 |
| 2025 | |
|---|---|
| Current ratio | 0.98 |
| Quick ratio | 0.85 |
| Working capital ratio | -1.3% |
| Solvency | 19.2% |
| Debt / equity | 4.22 |
| Long-term debt ratio | 0.47 |
| Interest coverage | 35.76 |
| Gross margin | - |
| Net margin | - |
| ROA | 3.3% |
| ROE | 17.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €363k |
| Fixed assets | 21/28 | €107k |
| Tangible fixed assets | 22/27 | €107k |
| Current assets | 29/58 | €256k |
| Stocks & contracts in progress | 3 | €33k |
| Amounts receivable within one year | 40/41 | €150k |
| Cash & bank | 54/58 | €70k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €363k |
| Equity | 10/15 | €70k |
| Contributions / capital | 10/11 | €4k |
| Accumulated profits (losses) | 14 | €65k |
| Amounts payable | 17/49 | €294k |
| Amounts payable after one year | 17 | €33k |
| Amounts payable within one year | 42/48 | €261k |
| Trade debts payable within one year | 44 | €127k |
| Income statement | ||
| Gross operating margin | 9900 | €369k |
| Operating result | 9901 | €19k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €17k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €12k |
| Result to be appropriated | 9905 | €12k |
| NACE primary | Construction of buildings(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 08-04-2021 |
| Status | Active |
| Postal code | 9300 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C0657/00S002 | Flanders | 498 m² | 1 · 282 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
09-04-2024 Publication in the Belgian Official Gazette, Minor change
Technical details
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}27-02-2023 Zaryouh Mohamed appointed as director
- Zaryouh Mohamed, Bestuurder
Technical details
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | SUMA CONSTRUCT |