SUBLIME DÉCO

Active

Private limited companyfounded 20224 yrs activeHeerbaan 54, 3472 Kortenaken, BelgiumKBO/BCE: BE 0782.738.332

Summary

The computed 12-month bankruptcy probability of SUBLIME DÉCO is 2.6% (moderate). The 2024 annual accounts show equity of €3k and a net result of €4k. Its solvency ranks better than 88% of 9982 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

71 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+100

Solvency100▲+80

Growth78

Track record94

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

12 d late

2023

146 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€3k

2023 · €-2k

2023: €-2k

2023 → 2024

Total assets

€3k▼ 89.7%

2023 · €32k

2023: €32k

2023 → 2024

Net result

€4k

2023 · €-6k

2023: €-6k

2023 → 2024

Working capital

€3k

2023 · €-2k

2023: €-2k

2023 → 2024

Multi-year overview

Available amounts per fiscal year

Line20232024Trend

Equity€-2k-€3k

Operating result€-6k-€4k

Net result€-6k-€4k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €4k after a loss of €6k in 2023.

Balance-sheet composition

Equity and liabilities €3k

80.1%

19.9%

Equity €3k

Debt €650

Debt finances 19.9% of the balance-sheet total.

Key figures and ratios

2024 value · change against 2023

Debt ≤ 1 year

€650▼

2023 · €33k

Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 30 lines

Balance sheet Code20232024

Assets

Total assets20/58€32k€3k▼

Current assets29/58€32k€3k▼

Amounts receivable within one year40/41€32k€3k▼

Trade receivables40€30k-

Other amounts receivable41€2k€3k▲

Cash at bank and in hand54/58€25€48▲

Equity and liabilities

Total equity and liabilities10/49€32k€3k▼

Equity10/15€-2k€3k▲

Contributions10/11€4k€4k=

Profit (loss) carried forward14€-6k€-1k▲

Amounts payable17/49€33k€650▼

Amounts payable within one year42/48€33k€650▼

Trade debts44€27k€242▼

Suppliers440/4€27k€242▼

Taxes, remuneration and social security45-€408

Taxes450/3-€408

Other amounts payable47/48€6k-

Income statement Code20232024

Remuneration, social security and pensions62€60-

Gross operating margin9900€-6k€4k▲

Operating profit (loss)9901€-6k€4k▲

Financial income75/76B€160-

Recurring financial income75€68-

Non-recurring financial income76B€93-

Financial charges65/66B€158€20▼

Recurring financial charges65€158€20▼

Profit (loss) for the period before taxes9903€-6k€4k▲

Profit (loss) for the period9904€-6k€4k▲

Profit (loss) for the period to be appropriated9905€-6k€4k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-6k€-1k▲

Profit (loss) brought forward from the previous period14P-€-6k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 2Filings 2

2025

12-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 12 days late

2024

31-12

Financial Back to profitnet €4k

Net result €4k after one loss-making year.

31-12

Financial Liquidity times 5current ratio 5.03

Current ratio from 0.95 to 5.03; short-term debt falls from €33k to €650.

24-12

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 146 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Kortenaken · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heerbaan 543472 Kortenaken

Ground area

284 m²

Building footprint

277 m²

Volume, LiDAR

1,553 m³

Parcel 24050B0293/00Y000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Heerbaan 54, 3472 Kortenaken

General construction of buildings

since 20222.330.119.647

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24050B0293/00Y000	Flanders	284 m²	1 · 277 m²	9.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

TD Constructel

BE 1006.272.456

Wezembeek-Oppem · Eq €2,623

BOUWONDERNEMING FILIP WILLEMS

BE 0894.102.943

Maasmechelen · Eq €2,609

Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 4,176 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-03-2022

Fiscal year end31-12

Activities, NACEBEL 2025

41001General construction of residential buildings

43110Demolition

43211General electrical installation work

43221Plumbing work

43320Joinery installation

43331Floor and wall tiling

47640Retail sale of games and toys

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.