Styling Decor Interieur
ActiveSummary
Styling Decor Interieur has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,867 and a net result of €14,085. Equity is growing by ~41.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 28254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▼-28
Solvency80▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days only on tighter terms
Liquidity ample (current ratio 3.08 against 2.58 in 2024; short-term debt: 32.5% and cash: 24.4% of total assets), and 45% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
11.8%
Age of the figures
15 mo
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-08-2026, 201 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
201 d late
2024
3 d early
2023
28 d late
2022
393 d late
2021
758 d late
2020
8 d late
2019
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 196 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 August (4 of the last 5 filed years within 204 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€65,867▲ 27.2%
2024 · €51,782
Total assets
€119,832▲ 41.6%
2024 · €84,638
Net result
€14,085▼ 27.5%
2024 · €19,437
Working capital
€80,867▲ 56.2%
2024 · €51,782
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1,758▲ 22.5%€8,370▲ 376%€401▼ 95.2%€28,863▲ 7,100%€19,299▼ 33.1%
Net result€1,353within the sector's middle half▲ 27.5%€6,664within the sector's middle half▲ 392%€286below the sector's middle half▼ 95.7%€19,437within the sector's middle half▲ 6,684%€14,085within the sector's middle half▼ 27.5%
Equity€12,995below the sector's middle half▲ 11.6%€19,659below the sector's middle half▲ 51.3%€32,345within the sector's middle half▲ 64.5%€51,782within the sector's middle half▲ 60.1%€65,867within the sector's middle half▲ 27.2%
Total assets€13,937below the sector's middle half▼ 17.4%€24,609below the sector's middle half▲ 76.6%€39,524below the sector's middle half▲ 60.6%€84,638within the sector's middle half▲ 114%€119,832within the sector's middle half▲ 41.6%
Debt€942▼ 82.0%€4,950▲ 425%€7,179▲ 45.0%€32,856▲ 358%€53,966▲ 64.2%
Working capital€12,632within the sector's middle half▲ 12.0%€19,296within the sector's middle half▲ 52.8%€32,345within the sector's middle half▲ 67.6%€51,782within the sector's middle half▲ 60.1%€80,867within the sector's middle half▲ 56.2%
Solvency93.2%above the sector's middle half▲ 24.2pp79.9%above the sector's middle half▼ 13.4pp81.8%above the sector's middle half▲ 2.0pp61.2%within the sector's middle half▼ 20.7pp55.0%within the sector's middle half▼ 6.2pp
Current ratio14.41above the sector's middle half▲ 11.254.90above the sector's middle half▼ 9.515.51above the sector's middle half▲ 0.612.58within the sector's middle half▼ 2.933.08within the sector's middle half▲ 0.50
Return on assets (ROA)9.7%within the sector's middle half▲ 3.4pp27.1%above the sector's middle half▲ 17.4pp0.7%within the sector's middle half▼ 26.4pp23.0%above the sector's middle half▲ 22.2pp11.8%within the sector's middle half▼ 11.2pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €119,832
Equity
€65,867 ▲ 27.2%
Debt
€53,966 ▲ 64.2%
Debt's share of the balance-sheet total rises from 38.8% to 45.0%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.82▲
2024 · 0.63
ROE
21.4%▼
2024 · 37.5%
Debt ≤ 1 year
€38,966▲
2024 · €32,856
Income taxes
€5,282▼
2024 · €9,174
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €501 | €186 | €650 | €509 | €871 | ▲ 70.9% |
| Gross operating margin9900 | €2,259 | €8,556 | €1,050 | €29,372 | €20,170 | ▼ 31.3% |
| Operating profit (loss)9901 | €1,758 | €8,370 | €401 | €28,863 | €19,299 | ▼ 33.1% |
| Financial income75/76B | €14 | - | €1 | €64 | €898 | ▲ 1,297% |
| Recurring financial income75 | €14 | - | €1 | €64 | €898 | ▲ 1,297% |
| Financial charges65/66B | €54 | €41 | €39 | €316 | €831 | ▲ 163% |
| Recurring financial charges65 | €54 | €41 | €39 | €316 | €831 | ▲ 163% |
| Profit (loss) for the period before taxes9903 | €1,718 | €8,329 | €362 | €28,611 | €19,366 | ▼ 32.3% |
| Income taxes67/77 | €365 | €1,665 | €75 | €9,174 | €5,282 | ▼ 42.4% |
| Profit (loss) for the period9904 | €1,353 | €6,664 | €286 | €19,437 | €14,085 | ▼ 27.5% |
| Profit (loss) for the period to be appropriated9905 | €1,353 | €6,664 | €286 | €19,437 | €14,085 | ▼ 27.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €13,937 | €24,609 | €39,524 | €84,638 | €119,832 | ▲ 41.6% |
| Fixed assets21/28 | €363 | €363 | - | - | - | - |
| Financial fixed assets28 | €363 | €363 | - | - | - | - |
| Current assets29/58 | €13,574 | €24,246 | €39,524 | €84,638 | €119,832 | ▲ 41.6% |
| Amounts receivable within one year40/41 | €4,446 | €19,580 | €22,082 | €66,718 | €80,390 | ▲ 20.5% |
| Trade receivables40 | - | - | €2,000 | €51,370 | €65,000 | ▲ 26.5% |
| Other amounts receivable41 | €4,446 | €19,580 | €20,082 | €15,348 | €15,390 | ▲ 0.3% |
| Cash at bank and in hand54/58 | €8,582 | €4,031 | €16,789 | €17,229 | €29,243 | ▲ 69.7% |
| Deferred charges and accrued income490/1 | €546 | €635 | €653 | €690 | €10,199 | ▲ 1,377% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €13,937 | €24,609 | €39,524 | €84,638 | €119,832 | ▲ 41.6% |
| Equity10/15 | €12,995 | €19,659 | €32,345 | €51,782 | €65,867 | ▲ 27.2% |
| Contributions10/11 | €6,200 | €6,200 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €6,795 | €13,459 | €13,745 | €33,182 | €47,267 | ▲ 42.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | €4,935 | €11,599 | €11,885 | €33,182 | €47,267 | ▲ 42.4% |
| Amounts payable17/49 | €942 | €4,950 | €7,179 | €32,856 | €53,966 | ▲ 64.2% |
| Amounts payable within one year42/48 | €942 | €4,950 | €7,179 | €32,856 | €38,966 | ▲ 18.6% |
| Trade debts44 | €577 | €4,950 | €7,104 | €12,048 | €10,849 | ▼ 9.9% |
| Suppliers440/4 | €577 | €4,950 | €7,104 | €12,048 | €10,849 | ▼ 9.9% |
| Taxes, remuneration and social security45 | €365 | - | €75 | €4,674 | €11,982 | ▲ 156% |
| Taxes450/3 | €365 | - | €75 | €4,674 | €282 | ▼ 94.0% |
| Remuneration and social security454/9 | - | - | - | - | €11,701 | - |
| Other amounts payable47/48 | - | - | - | €16,134 | €16,134 | = |
| Accrued charges and deferred income492/3 | - | - | - | - | €15,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,353 | €6,664 | €286 | €19,437 | €14,085 | ▼ 27.5% |
| Operating cash flow (approximation) | €1,353 | €6,664 | €286 | €19,437 | €14,085 | ▼ 27.5% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | -€4,551 | €12,758 | €441 | €12,014 | ▲ 2,627% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 201 days late
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €19,437 ▲6,684%
Operating result €28,863, net result €19,437, both a record.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 393 days late
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 758 days late
2021
30-06
Financial
Liquidity times 5current ratio 14.41
Current ratio from 3.16 to 14.41; short-term debt falls from €5,231 to €942.
08-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem
Ground area
160 m²
Building footprint
66 m²
Volume, LiDAR
224 m³
Parcel 34302B0453/00G000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34302B0453/00G000 | Flanders | 160 m² | 1 · 66 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.M.B.
BE 0890.605.302
Lanaken · Eq €65,859
TOITUREMAESTRO
BE 1005.248.414
Wezembeek-Oppem · Eq €65,817
F. CHOUFFART
BE 0477.192.092
Engis · Eq €65,782
GM Dakwerken
BE 0777.368.985
Ninove · Eq €65,958
Kempische bouwprojecten
BE 0772.989.535
Geel · Eq €65,965
Of 11,141 companies in sector 43910 we hold annual accounts for 5,493. 4,784 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-07-2015
Fiscal year end30-06
Activities, NACEBEL 2025
43910Bricklaying and masonry work
43221Plumbing work
43310Plastering work
43320Joinery installation
56210Event catering
77223Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0633942114
Also
9925:BE0633942114
Registered
14-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.