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Studyo

Active
Private limited companyfounded 2024active for 2 yearsRue de l'Industrie 20, 1400 Nivelles, Belgium58 active companies are registered at this addressKBO/BCE: BE 1015.077.977
Summary

Studyo has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,970 and a net result of €1,032. Its solvency ranks better than 85% of 11,709 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Activities of building architects
NACE 71111
2 sites
Size
€24,631total assets 2025
Equity
€20,970
Profit
€1,032
Turnover not published (micro format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 1 day early
Why 94raises risk1 change of registered office in 24 monthslowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 6.03, cash €19,921Figures for financial year 2025 (filed 30-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 67% of its sector peers (NACE 71, micro)
Financial strength · tick = 2024
Strong
Solvency 100+20
equity 85.1% of total assets
Liquidity 97+19
short-term debt 14.9% · cash 80.9%
Profitability 74-26
return on assets 4.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,800 companies, NACE 71, micro)
Last 24 months 11-2025: < 0.1% 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: 0.1%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 6.03, compared with 2.08 in 2024, above the usual 1.5; short-term debt: 14.9% and cash: 80.9% of total assets), and 14.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 87% on solvency, 91% on liquidity, 38% on profitability and 50% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Liquidity: current ratio 6.03, cash €19,921
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed 30-07-2026)
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
1 day early
2024
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 19 days before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered office clause · Registered-office…
  3. Liquidity more than doubledcurrent ratio 6.03

Financials · financial year 2025, micro format

Equity
€20,970▲ 5.2%
2024 · €19,938
Total assets
€24,631▼ 31.9%
2024 · €36,183
Net result
€1,032▼ 94.5%
2024 · €18,938
Working capital
€18,407▲ 4.5%
2024 · €17,609
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 93% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€1,740 2025 Net result€1,032 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€25,397-€1,740▼ 93.1%
Net result€18,938within the sector's middle half-€1,032below the sector's middle half▼ 94.5%
Equity€19,938below the sector's middle half-€20,970within the sector's middle half▲ 5.2%
Total assets€36,183below the sector's middle half-€24,631below the sector's middle half▼ 31.9%
Debt€16,245-€3,661▼ 77.5%
Working capital€17,609within the sector's middle half-€18,407within the sector's middle half▲ 4.5%
Solvency55.1%within the sector's middle half-85.1%above the sector's middle half▲ 30.0pp
Current ratio2.08within the sector's middle half-6.03above the sector's middle half▲ 3.94
Return on assets (ROA)52.3%above the sector's middle half-4.2%within the sector's middle half▼ 48.1pp
above within below the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24,631
Fixed assets €2,563 ▲ 10.0%
Current assets €22,068 ▼ 34.8%
Equity and liabilities €24,631
Equity €20,970 ▲ 5.2%
Debt €3,661 ▼ 77.5%
Debt's share of the balance-sheet total falls from 44.9% to 14.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2,700▼
2024 · €25,401
Cash flow
€1,992▼
2024 · €18,942
Debt to equity
0.17▼
2024 · 0.81
ROE
4.9%▼
2024 · 95.0%
Interest coverage
28.95▼
2024 · over 100
Debt ≤ 1 year
€3,661▼
2024 · €16,245
Income taxes
€615▼
2024 · €6,446
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,546 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.3% went bankrupt
3.2% stopped otherwise
94.3% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,546 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€36,183€24,631▼
Fixed assets21/28€2,329€2,563▲
Intangible fixed assets21-€1,551
Tangible fixed assets22/27€2,329€1,012▼
Furniture and vehicles24€2,329€1,012▼
Current assets29/58€33,854€22,068▼
Amounts receivable within one year40/41€8,159€2,146▼
Trade receivables40€8,159-
Other amounts receivable41-€2,146
Cash at bank and in hand54/58€23,289€19,921▼
Deferred charges and accrued income490/1€2,405-
Equity and liabilities
Total equity and liabilities10/49€36,183€24,631▼
Equity10/15€19,938€20,970▲
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14€18,938€19,970▲
Amounts payable17/49€16,245€3,661▼
Amounts payable within one year42/48€16,245€3,661▼
Trade debts44€112€1,122▲
Suppliers440/4€112€1,122▲
Taxes, remuneration and social security45€13,352€2,538▼
Taxes450/3€13,352€2,538▼
Other amounts payable47/48€2,780-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4€959▲
Other operating charges640/8€839€465▼
Gross operating margin9900€26,240€3,165▼
Operating profit (loss)9901€25,397€1,740▼
Financial charges65/66B€13€93▲
Recurring financial charges65€13€93▲
Profit (loss) for the period before taxes9903€25,384€1,647▼
Income taxes67/77€6,446€615▼
Profit (loss) for the period9904€18,938€1,032▼
Profit (loss) for the period to be appropriated9905€18,938€1,032▼
Appropriation of the result
Profit (loss) to be appropriated9906€18,938€19,970▲
Profit (loss) brought forward from the previous period14P-€18,938

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4€959▲ 22,476%
Other operating charges640/8€839€465▼ 44.5%
Gross operating margin9900€26,240€3,165▼ 87.9%
Operating profit (loss)9901€25,397€1,740▼ 93.1%
Financial charges65/66B€13€93▲ 609%
Recurring financial charges65€13€93▲ 609%
Profit (loss) for the period before taxes9903€25,384€1,647▼ 93.5%
Income taxes67/77€6,446€615▼ 90.5%
Profit (loss) for the period9904€18,938€1,032▼ 94.5%
Profit (loss) for the period to be appropriated9905€18,938€1,032▼ 94.5%
Line20242025Change
Assets
Total assets20/58€36,183€24,631▼ 31.9%
Fixed assets21/28€2,329€2,563▲ 10.0%
Intangible fixed assets21-€1,551-
Tangible fixed assets22/27€2,329€1,012▼ 56.6%
Furniture and vehicles24€2,329€1,012▼ 56.6%
Current assets29/58€33,854€22,068▼ 34.8%
Amounts receivable within one year40/41€8,159€2,146▼ 73.7%
Trade receivables40€8,159--
Other amounts receivable41-€2,146-
Cash at bank and in hand54/58€23,289€19,921▼ 14.5%
Deferred charges and accrued income490/1€2,405--
Equity and liabilities
Total equity and liabilities10/49€36,183€24,631▼ 31.9%
Equity10/15€19,938€20,970▲ 5.2%
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14€18,938€19,970▲ 5.5%
Amounts payable17/49€16,245€3,661▼ 77.5%
Amounts payable within one year42/48€16,245€3,661▼ 77.5%
Trade debts44€112€1,122▲ 898%
Suppliers440/4€112€1,122▲ 898%
Taxes, remuneration and social security45€13,352€2,538▼ 81.0%
Taxes450/3€13,352€2,538▼ 81.0%
Other amounts payable47/48€2,780--
Line20242025Change
Profit (loss) for the period9904€18,938€1,032▼ 94.5%
+ Depreciation and write-downs630€4€959▲ 22,476%
Operating cash flow (approximation)€18,942€1,992▼ 89.5%
Investment in fixed assets (approximation)--€1,193-
Change in cash--€3,368-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 30-07-2026 2026-00358838
31-12-2024 micro format 24-06-2025 2025-00176694

Similar companies · same sector, comparable size

Of the 18,232 active companies whose main activity is activities of building architects (NACE 71111), figures are known for 6,409. 4,599 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
Yves Denis ORBAN
Director (not named in the articles) · since 16-10-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Yves Denis ORBAN
  • Director (not named in the articles), from 16-10-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 16-10-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 16-10-2024 Incorporation · €1,000 · 1,000 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 14 October 2024, Studyo was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 In 2026 the registered office moved to Nivelles.3 Yves Denis ORBAN has served as director of the company since 2024.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 16-10-2024
  3. 3Belgian Official Gazette, 29-05-2026

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
financial year 2025 · micro format
29-05
Gazette deed Registered office
Registered office clause · Registered-office move6 facts ▸
  • General meeting, 25-02-2026
  • Registered office clause, “Avenue Besme n°82,1190 Forest” (deed in French)
  • Registered-office move, rue de l'Industrie n°20,1400 Nivelles
  • Other provision, “unité d'établissement créée, rue de l'Industrie n°20,1400 Nivelles” (deed in French)
  • Other provision, 25-02-2026
  • Other provision, “troisième résolution et clôture, lecture et approbation du procès-verbal” (deed in French)
2025
31-12
Financial Liquidity more than doubledcurrent ratio 6.03
Current ratio from 2.08 to 6.03; short-term debt falls from €16,245 to €3,661.
24-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
16-10
Gazette deed Incorporation
Appointment: Yves Denis ORBAN (director) · Founder · Share issue8 facts ▸
  • Incorporation, 14-10-2024
  • Founder, Yves Denis ORBAN
  • Share issue, 1000, “égal” (deed in French)
  • Founding capital, €1,000
  • Registered office clause, “Avenue Besme 82,1190 Forest, Forest (1190 Bruxelles)” (deed in French)
  • Board rule, 1, founder
  • Director appointment, Yves Denis ORBAN (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, all commitments obligations and activities undertaken in name and for account of company in formation” (deed in French)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded14-10-2024
Financial year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015077977
Registered 25-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 23 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Nivelles · 2 establishment units since 2024
registered office establishment All 2 establishment units on the map
Ground area
5,081 m²
Building footprint
2,548 m²
Building volume
16,725 m³
2 parcels, Brussels, Wallonia · tallest building 20.4 m. Linked by address, not a title deed.
58 companies at this address See who is registered here
2 establishment units
Studyo
Besmelaan 82, 1190 VorstActivities of building architects
since 2024unit no. 2.365.564.635
Rue de l'Industrie 20, 1400 Nivelles
Activities of building architects
since 2026unit no. 2.388.376.065
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
25782C0642/00C000 Wallonia 4,842 m² 1 · 2,423 m² 9.6 m · 2
21383B0050/00Z006 Brussels 239 m² 1 · 125 m² 20.4 m · 6
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“L’établissement d’avant-projets,de plans,de métrés,de cahiers des charges,d’estimations,le contrôle de l’exécution,la réception et la…” (deed in French)
5 activities (deed in French)
  1. L’établissement d’avant-projets,de plans,de métrés,de cahiers des charges,d’estimations,le contrôle de l’exécution,la réception et la vérification des comptes ayant trait à tous travaux de construction,de rénovation,de reconstruction,ou de transformation de bâtiments résidentiels et non résidentiels
  2. Toutes techniques spéciales du bâtiment,notamment la sculpture et la peinture d’art intégrées à l’architecture,la décoration,l’aménagement intérieur et paysager,les travaux de design industriel et plus généralement toutes activités spécialisées de design,de topographie,d’urbanisme,d’expertises,de gestion immobilière et autres activités immobilières
  3. Journalisme,toute activité du monde de l’audiovisuel et de la presse écrite en toutes ses formes,services de communication,services de production audiovisuelles(films,reportages,documentaires,podcasts,...),consultance en tout genre,et entre autres préparation de vidéos,script,édition,interview,rédaction d’articles et de livres
  4. Sous le nom commercial Sharp’it:toutes prestations de services,directement ou par sous-traitance,principalement prestations intellectuelles,techniques ou artistiques,assistance technique,formation,information,conseil,recherche,développement,notamment architecture,bureaux d’études en construction,développement immobilier,conseil intellectuel,intermédiaire
  5. Les activités d'études,conception,conseil,contrôle des travaux,etc.de mobilier sur mesures

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Studyo
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région de Bruxelles-Capitale, Conseil de l'Ordre compétent informé immédiatement du transfert” (deed in French)

deed of 16-10-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
2 provisions in the deed

deed of 16-10-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Actions, actionnaires et intérêt légitime incluant Conseil provincial de l'Ordre des architectes” (deed in French)
1 more provision on this in the deed
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
One provision in the deed

deed of 16-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Indivisibilité des titres, suspendu jusqu'à désignation d'un seul titulaire” (deed in French)
Other provision: “18:00, siege” (deed in French)
7 more provisions in the deed, see the deed of 16-10-2024

deed of 16-10-2024