Turnover
≈ €31,000 estimated
The micro format states no turnover.
NOIR NOIR
Lifetime
2 annual accounts with figures on one time axispeak €14,418 (2024)
€4,920▼ 65.9%
peak €10,516 (2024)
€501▼ 95.2%
peak €21,017 (2025)
€21,017▲ 2.4%
€22,444▲ 44.7%
Board2 names since 2024
2 directorsBOURGUIGNON Nicolas Joël André and 1 other
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €14,418 to €4,920Result from €10,516 to €501Debts from €15,510 to €22,444Cash from €23,905 to €15,484
Key points
from the 2025 annual accountsInvestments
€1,800 2.7 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.38 was 2.30 in 2024
Short-term debts rose from €15,510 to €22,440.
Checked score
93
Excellent
Financially stronger than 45% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,827 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 0.5%
06-2025: 0.5%● unchanged vs 05-2025highest value
07-2025: 0.5%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.5 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.38, cash €15,484
Figures for financial year 2025 (filed on 29-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 46% of them on solvency, 56% on liquidity, 32% on profitability and 45% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,546 companies had the same profile as NOIR NOIR has now. Each dot stands for 7 companies, two years later.
94.3%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of NOIR NOIR itself is lower: 0.1% within 12 months. It rests on far more data about NOIR NOIR than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for NOIR NOIR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.38 (2.3 in 2024), below the usual 1.5. Short-term debt is 51.6% and cash 35.6% of total assets. 51.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 days early
2024
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 16 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BOURGUIGNON Nicolas Joël André 50 sharesdeed of 09-04-2024
- PIERRE Thomas François Benoit 50 sharesdeed of 09-04-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008085762
Incorporation
Founding capital of €10,000, 100 shares · Founders: BOURGUIGNON Nicolas Joël André and PIERRE Thomas François Benoit · Appointments: BOURGUIGNON Nicolas Joël André (director) and PIERRE Thomas François Benoit (director) · published on 09-04-2024 · Gazette deed
First establishment
Rue de Gembloux 68, Namur
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NOIR NOIR Namur | €43,461 | €4,920 | 48.4% | - |
| AERIKOS Anderlecht | €46,409 | €4,299 | 15.7% | - |
| DOORSNEE ARCHITECTUUR Essen | €46,145 | €5,431 | 58.9% | - |
| Thomas Geldof Ghent | €52,209 | €4,936 | 24.5% | - |
| Laag op Laag Architectenstudio Ghent | €49,535 | €3,828 | 17.9% | - |
| ABG Architecten Sint-Katelijne-Waver | €34,213 | €6,606 | 55.5% | - |
| 7 TERRITOIRES Auderghem | €52,219 | €5,768 | 15.3% | - |
These companies have the same main activity as NOIR NOIR: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €34,200 and €52,200, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 05-04-2024Normal situation
- Activity
- Activities of building architectsNACE 71111and 5 others
- Establishment unit
- 2.358.920.1355002 Namur, since 05-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 27-10-2025
Annual accounts 2025
- €43,461▲ 20.6%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on NOIR NOIR
NOIR NOIR has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,017 and a net result of €501.
Its solvency ranks better than 45% of 11,792 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NOIR NOIR
- What is the company number of NOIR NOIR?
- The company number of NOIR NOIR is 1008.085.762. The VAT number is the same number with BE in front: BE 1008.085.762.
- Where is NOIR NOIR based?
- The registered office is at Rue de Gembloux 68, 5002 Namur.Company details
- What does NOIR NOIR do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of NOIR NOIR?
- NOIR NOIR is a private limited company (BV).
- When was NOIR NOIR founded?
- NOIR NOIR was founded on 05-04-2024.
- Is NOIR NOIR still active?
- Yes, NOIR NOIR is an active enterprise in the KBO register.
- What is the turnover of NOIR NOIR?
- The turnover in financial year 2025 is ≈ €31,000. This figure is estimated from the gross margin of €4,920 and 48 comparable companies (NACE 71111). It probably lies between €16,000 and €57,000. It is a rough estimate.Financials
- Is NOIR NOIR profitable?
- In financial year 2025, NOIR NOIR made a profit of €501.
- Where can I find the annual accounts of NOIR NOIR?
- NOIR NOIR filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NOIR NOIR due?
- NOIR NOIR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.