NOIR NOIR

Active

Private limited companyfounded 20242 yrs activeRue de Gembloux(SS) 68, 5002 Namur, BelgiumKBO/BCE: BE 1008.085.762

NOIR NOIR has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €501. Its solvency ranks better than 44% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

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Checked score

Score 2025

73 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability70▼-30

Solvency73▼-9

Growth52

Track record82

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity tight (current ratio 1.38 against 2.3 in 2024; short-term debt: 51.6% and cash: 35.6% of total assets), and 51.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 71

Relative position

BE, all sectors

reference

Sector 71

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

48.4%

Return on assets

1.2%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

32 d early

2024

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

18-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€21k▲ 2.4%

2024 · €21k

2024: €21k

2024 → 2025

Total assets

€43k▲ 20.6%

2024 · €36k

2024: €36k

2024 → 2025

Net result

€501▼ 95.2%

2024 · €11k

2024: €11k

2024 → 2025

Working capital

€8k▼ 57.8%

2024 · €20k

2024: €20k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€21k-€21k▲ 2.4%

Operating result€13k-€4k▼ 71.3%

Net result€11k-€501▼ 95.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 71% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €43k

28.8%

71.2%

Fixed assets €13k

Current assets €31k

Equity and liabilities €43k

48.4%

51.6%

Equity €21k▲ 2.4%

Debt €22k▲ 44.7%

The debt ratio rises from 43.1% to 51.6%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€4k▼

2024 · €14k

Cash flow

€1k▼

2024 · €11k

Solvency

48.4%▼

2024 · 56.9%

Current ratio

1.38▼

2024 · 2.30

Quick ratio

1.38▼

2024 · 2.30

Debt / equity

1.07▲

2024 · 0.76

ROE

2.4%▼

2024 · 51.3%

ROA

1.2%▼

2024 · 29.2%

Interest coverage

16.24▼

2024 · 186.87

Debt

€22k▲

2024 · €16k

Debt ≤ 1 year

€22k▲

2024 · €16k

Income taxes

€3k▲

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€36k€43k▲

Formation expenses20€411-

Fixed assets21/28-€13k

Intangible fixed assets21-€2k

Financial fixed assets28-€11k

Current assets29/58€36k€31k▼

Amounts receivable within one year40/41€12k€11k▼

Trade receivables40€12k€11k▼

Cash at bank and in hand54/58€24k€15k▼

Deferred charges and accrued income490/1€200€5k▲

Equity and liabilities

Total equity and liabilities10/49€36k€43k▲

Equity10/15€21k€21k▲

Contributions10/11€10k€10k=

Profit (loss) carried forward14€11k€11k▲

Amounts payable17/49€16k€22k▲

Amounts payable within one year42/48€16k€22k▲

Trade debts44€3k€4k▲

Suppliers440/4€3k€4k▲

Taxes, remuneration and social security45€12k€16k▲

Taxes450/3€12k€16k▲

Remuneration and social security454/9-€180

Other amounts payable47/48€952€2k▲

Accrued charges and deferred income492/3-€4

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€981€676▼

Other operating charges640/8€134€427▲

Gross operating margin9900€14k€5k▼

Operating profit (loss)9901€13k€4k▼

Financial income75/76B-€10

Recurring financial income75-€10

Financial charges65/66B€76€277▲

Recurring financial charges65€76€277▲

Profit (loss) for the period before taxes9903€13k€4k▼

Income taxes67/77€3k€3k▲

Profit (loss) for the period9904€11k€501▼

Profit (loss) for the period to be appropriated9905€11k€501▼

Appropriation of the result

Profit (loss) to be appropriated9906€11k€11k▲

Profit (loss) brought forward from the previous period14P-€11k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Namur · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Gembloux(SS) 685002 Namur

Ground area

1,740 m²

Building footprint

145 m²

Parcel 92108B0225/00N006, Wallonia. Linked by address, not a title deed.

1 establishment unit