STUDIZY
ActiveSummary
STUDIZY has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,910 and a net result of -€15,590. Its solvency ranks better than 74% of 21,076 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €41,910
- Loss
- -€15,590
- Board
- 4 members
Why 95raises riskLoss of €15,590 (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 4.94, cash €32,601Size: total assets €52,551Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 82% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Appointment: VERCRUYSSE Matthieu (director)Capital · Shareholding · Capital…
- IncorporationAppointments: ROSENFELD Candice, LOPEZ MARTIN…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 584 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 92.6% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 584 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Gross operating margin9900 | -€15,417 |
| Operating profit (loss)9901 | -€15,417 |
| Financial income75/76B | €30 |
| Recurring financial income75 | €30 |
| Financial charges65/66B | €203 |
| Recurring financial charges65 | €203 |
| Profit (loss) for the period before taxes9903 | -€15,590 |
| Profit (loss) for the period9904 | -€15,590 |
| Profit (loss) for the period to be appropriated9905 | -€15,590 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €52,551 | |
| Current assets29/58 | €52,551 | |
| Amounts receivable within one year40/41 | €19,950 | |
| Trade receivables40 | €14,883 | |
| Other amounts receivable41 | €5,066 | |
| Cash at bank and in hand54/58 | €32,601 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €52,551 | |
| Equity10/15 | €41,910 | |
| Contributions10/11 | €55,250 | |
| Reserves13 | €2,250 | |
| Distributable reserves133 | €2,250 | |
| Profit (loss) carried forward14 | -€15,590 | |
| Amounts payable17/49 | €10,641 | |
| Amounts payable within one year42/48 | €10,641 | |
| Trade debts44 | €2,293 | |
| Suppliers440/4 | €2,293 | |
| Taxes, remuneration and social security45 | €4,307 | |
| Taxes450/3 | €1,457 | |
| Remuneration and social security454/9 | €2,850 | |
| Other amounts payable47/48 | €4,041 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€15,590 |
| Operating cash flow (approximation) | -€15,590 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 27-07-2026 | 2026-00334529 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DE WILDE Amandine |
|
| LOPEZ MARTIN Nils |
|
| ROSENFELD Candice |
|
| VERCRUYSSE Matthieu |
|
Owners and capital
Capital and shareholders
- ROSENFELD Candice 7,956 shares
- LOPEZ MARTIN Nils 129,285 shares
- DE WILDE Amandine 61,659 shares
- ROSENFELD Candice 40 shares (4%) · €100
- LOPEZ MARTIN Nils 650 shares (65%) · €1,625
- DE WILDE Amandine 310 shares (31%) · €775
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 27-06-2025 Capital reduction of €2,250 · to €250 · cash
- 27-06-2025 Capital increase of €55,000 · to €55,250 · 22,100 new shares · in cash
- 09-05-2025 Incorporation · €2,500 · 1,000 shares
Group and network
Connections & network
4 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
27-06
Gazette deed
Appointment: VERCRUYSSE Matthieu (director)Capital · Shareholding · Capital decrease14 facts ▸
- General meeting, 17-06-2025
- Capital
- Shareholding, 17-06-2025, 7956
- Shareholding, 17-06-2025, 129285
- Shareholding, 17-06-2025, 61659
- Capital decrease, €2,250
- Declaration, “actionnaires, net asset test performed” (deed in French)
- Declaration, “administrateurs, solvency test obligation acknowledged” (deed in French)
- Capital increase, €55,000
- Share issue, 22100, EUR
- Amendment of the articles, 5
- Director appointment, VERCRUYSSE Matthieu (director)
- +2 further facts in this act
09-05
Gazette deed
IncorporationAppointments: ROSENFELD Candice, LOPEZ MARTIN Nils and DE WILDE Amandine · Founder · Founding capital17 facts ▸
- Incorporation, “STUDIZY” (deed in French)
- Founder, ROSENFELD Candice
- Founder, LOPEZ MARTIN Nils
- Founder, DE WILDE Amandine
- Founding capital, €2,500
- Shareholding, 40, 100
- Shareholding, 650, 1625
- Shareholding, 310, 775
- Bank account, 2500, “dépôt des versements” (deed in French)
- Capital
- Other provision, “entrée en vigueur décisions finales, ne deviendront effectives qu'à dater du dépôt au greffe d'une expédition de l'acte constitutif conformément à la loi” (deed in French)
- Registered office clause, “1180 Uccle, Chaussée d'Alsemberg 897” (deed in French)
- +5 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21446F0006/00L002 | Brussels | 4,441 m² | 1 · 2,234 m² | 22.4 m · 4 |
| 21616A0121/00Y002 | Brussels | 347 m² | 1 · 329 m² | 17.1 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- STUDIZY
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, sièges administratifs,agences,ateliers,dépôts et succursales,tant en Belgique qu'à l'étranger,par simple…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “1, personnes physiques ou morales,actionnaires ou non” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, démembrement nue-propriété et usufruit inscrits séparément avec droits respectifs” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June at 14:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Prévues pour modifications aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment que ce soit, désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments” (deed in French)