WANDER IT

Active

Private limited companyfounded 20242 yrs activeMeiz 37, 4970 Stavelot, BelgiumKBO/BCE: BE 1014.672.854

Summary

WANDER IT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,870 and a net result of €39,370. Its solvency ranks better than 42% of 20890 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

WANDER ITActiveChecked score 95/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100NACE 62010

1 site

Size

€81,605total assets 2025

Equity: €41,870
Profit: €39,370

Turnover not published (abridged schema)

Financial health

95 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts filed 31 d late0 of 1 deed read

Why 95- Latest accounts 31 days late; 1 of the last 3 late+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 1.78, cash €63,056+ Size: total assets €81,605Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Better than 62% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 76

equity 51.3% of total assets

Liquidity 76

short-term debt 48.5% · cash 77.3%

Profitability 100

return on assets 48.2%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,833 companies)

Last 24 months 11-2025: 0.4% 12-2025: 0.4%▲ +2.2% vs 11-2025 01-2026: 0.4%▲ +1.6% vs 12-2025 02-2026: 0.4%▲ +1.6% vs 01-2026 03-2026: 0.4%▲ +12.4% vs 02-2026 04-2026: 0.4%● 0.0% vs 03-2026 05-2026: 0.5%▲ +14.2% vs 04-2026 06-2026: 0.5%▲ +7.0% vs 05-2026highest value 07-2026: 0.5%▼ -2.8% vs 06-2026 08-2026: 0.5%▲ +0.2% vs 07-2026 09-2026: < 0.1%▼ -91.5% vs 08-2026lowest value 10-2026: < 0.1%▲ +4.5% vs 09-2026

Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Liquidity: current ratio 1.78, cash €63,056 lowers the probability
Size: total assets €81,605 lowers the probability for this profile
Latest accounts 31 days late; 1 of the last 3 late raises the probability

Credit up to €3,500 at 30 days acceptable

Liquidity ample (current ratio 1.78; short-term debt: 48.5% and cash: 77.3% of total assets), and 48.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 44%, liquidity 59%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Computer programming, consultancy and related activities (NACE 62)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.78, cash €63,056

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €81,605

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage