Turnover
≈ €100,000 estimated
The micro format states no turnover.
Studio Versatile
Overview
Lifetime
2 annual accounts with figures on one time axispeak €27,622 (2024)
€25,294▼ 8.4%
peak €11,601 (2024)
€5,773▼ 50.2%
peak €20,375 (2025)
€20,375▲ 39.5%
€26,277▲ 18.5%
Board1 name since 2024
1 directorIPPOLITO Julia Marie-Louise Anne
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Result from €11,601 to €5,773Equity from €14,601 to €20,375Debts from €22,168 to €26,277
Key points
from the 2025 annual accountsInvestments
€3,264 32.2 × depreciation
Green is investment, beige is depreciation.
Starting capital
€3,000 100 shares
2025 accounts filed 24 days after the deadline
Checked score
93
Excellent
Financially stronger than 61% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 0.5%
05-2025: 0.6%▲ +0.1 percentage points vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.7%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.6 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.2 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €46,652
lowers risk
Sector: Other professional, scientific and technical activities (NACE 74)
Liquidity: current ratio 1.66, cash €42,612
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 46% of them on solvency, 62% on liquidity, 59% on profitability and 76% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Studio Versatile has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Studio Versatile itself is lower: 0.1% within 12 months. It rests on far more data about Studio Versatile than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Studio Versatile. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.66 (1.66 in 2024), above the usual 1.5. Short-term debt is 56.3% and cash 91.3% of total assets. However, 56.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
24 days late
2024
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 25 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1006660951
Incorporation
Founding capital of €3,000, 100 shares · Founder: IPPOLITO Julia Marie-Louise Anne · Appointment: IPPOLITO Julia Marie-Louise Anne (statutory director) · published on 05-03-2024 · Gazette deed
First establishment
Sint-Paulusplaats 24, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Studio Versatile Antwerp | €46,652 | €25,294 | 43.7% | - |
| AGR-L'Atelier Graphique Chaudfontaine | €53,440 | €26,752 | 37.2% | - |
| Renée Studios Grobbendonk | €46,978 | €24,531 | 59.1% | - |
| Plenty Antwerp | €45,690 | €33,265 | 23.4% | - |
| Coral Media Antwerp | €34,335 | €26,782 | 49.4% | - |
| Gerard UX Ranst | €65,857 | €19,096 | 71.7% | - |
| ARTE FUTURA Brussels | €55,152 | €32,551 | 43.7% | - |
These companies have the same main activity as Studio Versatile: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €34,300 and €65,900, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 01-03-2024Normal situation
- Activity
- Graphic design and visual communicationNACE 74120and 2 others
- Establishment unit
- 2.356.877.8882000 Antwerp, since 01-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 18-03-2026
Annual accounts 2025
- €25,294▼ 8.4%
- €5,773▼ 50.2%
- €20,375▲ 39.5%
- €46,652▲ 26.9%
- Filing
- Filed on 24-08-2026
Insights on Studio Versatile
Studio Versatile has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,375 and a net result of €5,773.
Its solvency ranks better than 44% of 4,362 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-08-2026, 24 days late€25,294
▼ 8.4%
€8,035
▼ 48.7%
€5,773
▼ 50.2%
€17,212
▲ 17.9%
43.7%
▲ 4.0 percentage points
1.66
▼ 0.00
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €100,000. Estimated: probably between €61,000 and €180,000.
Balance sheet
balance sheet total €46,652 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
43.7%
Higher than 44% of 4,362 companies in 2025.
1.66
Higher than 45% of 4,194 companies in 2025.
12.4%
Higher than 55% of 4,224 companies in 2025.
Studio Versatile
Middle half of the sector
80% of the sector
Micro accounts in other professional activities (NACE 74)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
46,652 | 36,770 | |
21/28 |
3,162 | - | |
22/27 |
3,162 | - | |
24 |
3,162 | - | |
29/58 |
43,490 | 36,770 | |
40/41 |
878 | 304 | |
41 |
878 | 304 | |
54/58 |
42,612 | 35,963 | |
490/1 |
- | 503 | |
| Balance sheet: equity and liabilities | |||
10/49 |
46,652 | 36,770 | |
10/15 |
20,375 | 14,601 | |
10/11 |
3,000 | 3,000 | |
13 |
17,375 | 11,601 | |
133 |
17,375 | 11,601 | |
17/49 |
26,277 | 22,168 | |
42/48 |
26,277 | 22,168 | |
44 |
2,814 | 2,095 | |
440/4 |
2,814 | 2,095 | |
45 |
7,341 | 4,836 | |
450/3 |
7,341 | 4,836 | |
47/48 |
16,122 | 15,238 | |
| Income statement | |||
9900 |
25,294 | 27,622 | |
630 |
101 | - | |
640/8 |
17,157 | 11,948 | |
9901 |
8,035 | 15,674 | |
75/76B |
10 | - | |
75 |
10 | - | |
65/66B |
87 | 120 | |
65 |
87 | 120 | |
9903 |
7,958 | 15,553 | |
67/77 |
2,185 | 3,952 | |
9904 |
5,773 | 11,601 | |
9905 |
5,773 | 11,601 | |
| Appropriation of the result | |||
9906 |
5,773 | 11,601 | |
691/2 |
5,773 | 11,601 | |
6921 |
5,773 | 11,601 | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 24 days after the deadline. Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00424516.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 8,137 | - | ||
| 5,875 | - | ||
| 3,264 | - | ||
| 6,649 | - | ||
| 17,212 | 14,601 | ||
| 43.7% | 39.7% | ||
| 1.66 | 1.66 | ||
| 1.29 | 1.52 | ||
| 28.3% | 79.5% | ||
| 12.4% | 31.6% | ||
| 93.26 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €3,264 | - |
| €101 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Studio Versatile
The operating result for 2025 is 49% lower than in 2024.
Debt's share of the balance-sheet total falls from 60.3% to 56.3%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationStatutory director
since 01-03-2024
listed in the 2025 annual accounts, filed on 24-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 05-03-2024
Mandates through the years
1 name, the dashed line is todayIPPOLITO Julia Marie-Louise Anne
Statutory director
Statutory director
Board
Mandates as a list
- IPPOLITO Julia Marie-Louise Anne
- Statutory director, from 01-03-2024 to date
Control
Founder
This company
Studio Versatile
Equity €20,375
Profit €5,773 in 2025
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €204 in 2025
- Source
- deed of 05-03-2024
Articles of association
deed of 05-03-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Geheel van bevoegdheden aan hem toegekend met mogelijkheid deel te delegeren, iedere bestuurder alleen optredend mag alle handelingen…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founder
At incorporation
deed of 05-03-2024 ↗
- IPPOLITO Julia Marie-Louise Anne sole founder · 100% at incorporation
Network & group
No group
Studio Versatile has no parent and no holdings in its annual accounts. IPPOLITO Julia Marie-Louise Anne is the only director. Studio Versatile shares no director with another company.
At the same address
Sint-Paulusplaats 24, 2000 Antwerp · 2 other companies| Ode to Form
registered office since 28-11-2024 · founded in 2024 |
total assets €70,132 (2025) 1016.709.161 |
| Vereniging van Mede-eigenaars van het gebouw 'Residentie Sint-Paulusplaats 25' gelegen te 2000 Antwerpen, Sint-Paulusplaats 24/25
registered office since 01-08-1995 |
founded in 1995 1036.028.195 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 24 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1006660951
2025
Annual accounts 2024 filed PDFmicro format · 25 days late
2024
IncorporationFounding capital of €3,000, 100 shares · Founder: IPPOLITO Julia Marie-Louise Anne · Appointment: IPPOLITO Julia Marie-Louise Anne (statutory director) · published on 05-03-20246 points ▸
- Founder, IPPOLITO Julia Marie-Louise Anne
- Founding capital, €3,000, 100 shares
- Director appointment, IPPOLITO Julia Marie-Louise Anne (statutory director)
- Registered office clause, Sint-Paulusplaats 24 bus 201, 2000 Antwerpen
- Board rule, 1
- Director appointment, IPPOLITO Julia Marie-Louise Anne (director (not named in the articles))
- The deed holds 1 more point.
First establishment Sint-Paulusplaats 24, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 1 March 2024, Studio Versatile was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 IPPOLITO Julia Marie-Louise Anne has served as statutory director since 2024.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1006.660.951
- VAT number
- BE 1006.660.951
- Peppol ID
- 0208:1006660951
- Other Peppol ID
- 9925:BE1006660951
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 01-03-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of June at 18:00deed of 05-03-2024 (in Dutch)
- Peppol
- Reachable since 18-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Studio Versatile in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-03-2024 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- Studio Versatiledeed of 05-03-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 05-03-2024 (in Dutch)
Activities
NACEBEL 202574120
Graphic design and visual communication main activity
73110
Advertising agencies
Codes under NACEBEL 2008
74103
Other professional, scientific and technical activities main activity
18130
Pre-press and pre-media services
73110
Advertising, market research and public relations activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Bewerking van digitale gegevens : verrijking, selectie en koppeling van digitale gegevens op gegevensdragers; Overige grafische activiteiten…”deed of 05-03-2024 (in Dutch)
4 activities
- Bewerking van digitale gegevens : verrijking, selectie en koppeling van digitale gegevens op gegevensdragers
- Overige grafische activiteiten n.e.g.
- Reclamebureaus
- Activiteiten van grafische designers
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Sint-Paulusplaats 24 registered office 2000 Antwerp | 01-03-2024 | 2.356.877.888 |
Buildings and parcels at the address
- Ground area
- 365 m²
- Buildings
- 134 m²
- Volume, LiDAR
- 1,808 m³
- Tallest building
- 19.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11002A2003/00M000 | 365 m² | 1 · 134 m² | 19.0 m · 5 |