Studio Versatile
ActiveSummary
Studio Versatile has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €6k. Its solvency ranks better than 44% of 3489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-16
Solvency69▲+4
Growth52
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.66 in 2024; short-term debt: 56.3% and cash: 91.3% of total assets), but 56.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
12.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 39.5%
2024 · €15k
2024: €15k
2025: €20k▲ +39.5% vs 2024
2024 → 2025
Total assets
€47k▲ 26.9%
2024 · €37k
2024: €37k
2025: €47k▲ +26.9% vs 2024
2024 → 2025
Net result
€6k▼ 50.2%
2024 · €12k
2024: €12k
2025: €6k▼ -50.2% vs 2024
2024 → 2025
Working capital
€17k▲ 17.9%
2024 · €15k
2024: €15k
2025: €17k▲ +17.9% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€20k▲ 39.5%
2024: €15k
2025: €20k▲ +39.5% vs 2024
Operating result€16k-€8k▼ 48.7%
2024: €16k
2025: €8k▼ -48.7% vs 2024
Net result€12k-€6k▼ 50.2%
2024: €12k
2025: €6k▼ -50.2% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€3k
Current assets
€43k
Equity and liabilities €47k
Equity
€20k ▲ 39.5%
Debt
€26k ▲ 18.5%
Debt's share of the balance-sheet total falls from 60.3% to 56.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k
Cash flow
€6k
Current ratio
1.66▼
2024 · 1.66
Debt to equity
1.29▼
2024 · 1.52
ROE
28.3%▼
2024 · 79.5%
ROA
12.4%▼
2024 · 31.6%
Interest coverage
93.26
Debt ≤ 1 year
€26k▲
2024 · €22k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€37k€47k▲
Fixed assets21/28-€3k
Tangible fixed assets22/27-€3k
Furniture and vehicles24-€3k
Current assets29/58€37k€43k▲
Amounts receivable within one year40/41€304€878▲
Other amounts receivable41€304€878▲
Cash at bank and in hand54/58€36k€43k▲
Deferred charges and accrued income490/1€503-
Equity and liabilities
Total equity and liabilities10/49€37k€47k▲
Equity10/15€15k€20k▲
Contributions10/11€3k€3k=
Reserves13€12k€17k▲
Distributable reserves133€12k€17k▲
Amounts payable17/49€22k€26k▲
Amounts payable within one year42/48€22k€26k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Other amounts payable47/48€15k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€101
Other operating charges640/8€12k€17k▲
Gross operating margin9900€28k€25k▼
Operating profit (loss)9901€16k€8k▼
Financial income75/76B-€10
Recurring financial income75-€10
Financial charges65/66B€120€87▼
Recurring financial charges65€120€87▼
Profit (loss) for the period before taxes9903€16k€8k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€12k€6k▼
Profit (loss) for the period to be appropriated9905€12k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€6k▼
Transfer to equity691/2€12k€6k▼
To other reserves6921€12k€6k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €101 | - |
| Other operating charges640/8 | €12k | €17k | ▲ 43.6% |
| Gross operating margin9900 | €28k | €25k | ▼ 8.4% |
| Operating profit (loss)9901 | €16k | €8k | ▼ 48.7% |
| Financial income75/76B | - | €10 | - |
| Recurring financial income75 | - | €10 | - |
| Financial charges65/66B | €120 | €87 | ▼ 27.4% |
| Recurring financial charges65 | €120 | €87 | ▼ 27.4% |
| Profit (loss) for the period before taxes9903 | €16k | €8k | ▼ 48.8% |
| Income taxes67/77 | €4k | €2k | ▼ 44.7% |
| Profit (loss) for the period9904 | €12k | €6k | ▼ 50.2% |
| Profit (loss) for the period to be appropriated9905 | €12k | €6k | ▼ 50.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €37k | €47k | ▲ 26.9% |
| Fixed assets21/28 | - | €3k | - |
| Tangible fixed assets22/27 | - | €3k | - |
| Furniture and vehicles24 | - | €3k | - |
| Current assets29/58 | €37k | €43k | ▲ 18.3% |
| Amounts receivable within one year40/41 | €304 | €878 | ▲ 189% |
| Other amounts receivable41 | €304 | €878 | ▲ 189% |
| Cash at bank and in hand54/58 | €36k | €43k | ▲ 18.5% |
| Deferred charges and accrued income490/1 | €503 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €37k | €47k | ▲ 26.9% |
| Equity10/15 | €15k | €20k | ▲ 39.5% |
| Contributions10/11 | €3k | €3k | = |
| Reserves13 | €12k | €17k | ▲ 49.8% |
| Distributable reserves133 | €12k | €17k | ▲ 49.8% |
| Amounts payable17/49 | €22k | €26k | ▲ 18.5% |
| Amounts payable within one year42/48 | €22k | €26k | ▲ 18.5% |
| Trade debts44 | €2k | €3k | ▲ 34.3% |
| Suppliers440/4 | €2k | €3k | ▲ 34.3% |
| Taxes, remuneration and social security45 | €5k | €7k | ▲ 51.8% |
| Taxes450/3 | €5k | €7k | ▲ 51.8% |
| Other amounts payable47/48 | €15k | €16k | ▲ 5.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €6k | ▼ 50.2% |
| + Depreciation and write-downs630 | - | €101 | - |
| Operating cash flow (approximation) | €12k | €6k | ▼ 49.4% |
| Change in cash | - | €7k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
365 m²
Building footprint
134 m²
Volume, LiDAR
1,808 m³
Parcel 11002A2003/00M000, Flanders · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Studio Versatile
since 20242.356.877.888
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A2003/00M000 | Flanders | 365 m² | 1 · 134 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,293 companies in sector 74120 we hold annual accounts for 1,011. 858 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
74120Graphic design and visual communication
18130Pre-press and pre-media services
73110Advertising agencies
Scores and ratios are computed by Checked and are not a credit decision.