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Studio Stuc

Active
Private limited companyfounded 20233 yrs activeEikenlaan 19, 3600 Genk, BelgiumKBO/BCE: BE 0795.921.622
Summary

The computed 12-month bankruptcy probability of Studio Stuc is 3.9% (moderate). The 2024 annual accounts show negative equity (-€8,499) and a net result of €1,195. Its solvency ranks better than 7% of 36386 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability72
Solvency9
Growth-
Track record79
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.33; short-term debt: 67.3% and cash: 1.7% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-16.2%
Return on assets
2.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 36386 sector peers (2024).
NBB · sector comparison
Position among 36386 sector peers
Solvency
better than 7%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-12-2025, 151 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
151 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 151 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Studio Stuc was incorporated on 9 January 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€8,499
Total assets
€52,422
Net result
€1,195
Working capital
€11,670

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €52,422
Fixed assets €5,447
Current assets €46,975
Key figures and ratios
2024 value
EBITDA
€12,645
Cash flow
€10,611
Solvency
-16.2%
Current ratio
1.33
Quick ratio
0.87
Debt to equity
-7.17
ROA
2.3%
Interest coverage
6.22
Debt
€60,920
Debt ≤ 1 year
€35,304
Debt > 1 year
€11,680

Peer companies

Historical observation

Of the 516 companies that looked in July 2024 the way this one looks now, 3.7% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit under 5% of the balance sheet
3.7% went bankrupt
2.3% stopped otherwise
92% still going

A further 2.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 516 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 36 lines
Balance sheet Code2024
Assets
Total assets20/58€52,422
Fixed assets21/28€5,447
Tangible fixed assets22/27€5,447
Plant, machinery and equipment23€4,975
Furniture and vehicles24€472
Current assets29/58€46,975
Stocks and contracts in progress3€16,281
Stocks30/36€16,281
Amounts receivable within one year40/41€18,077
Trade receivables40€16,995
Other amounts receivable41€1,082
Cash at bank and in hand54/58€867
Deferred charges and accrued income490/1€11,750
Equity and liabilities
Total equity and liabilities10/49€52,422
Equity10/15-€8,499
Contributions10/11€10,000
Profit (loss) carried forward14-€18,499
Amounts payable17/49€60,920
Amounts payable after more than one year17€11,680
Financial debts170/4€11,680
Amounts payable within one year42/48€35,304
Current portion of amounts payable after more than one year42€4,939
Trade debts44€25,414
Suppliers440/4€25,414
Other amounts payable47/48€4,951
Accrued charges and deferred income492/3€13,936
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,416
Gross operating margin9900€12,645
Operating profit (loss)9901€3,229
Financial charges65/66B€2,034
Recurring financial charges65€2,034
Profit (loss) for the period before taxes9903€1,195
Profit (loss) for the period9904€1,195
Profit (loss) for the period to be appropriated9905€1,195
Appropriation of the result
Profit (loss) to be appropriated9906-€18,499
Profit (loss) brought forward from the previous period14P-€19,694

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,416
Gross operating margin9900€12,645
Operating profit (loss)9901€3,229
Financial charges65/66B€2,034
Recurring financial charges65€2,034
Profit (loss) for the period before taxes9903€1,195
Profit (loss) for the period9904€1,195
Profit (loss) for the period to be appropriated9905€1,195
Line2024
Assets
Total assets20/58€52,422
Fixed assets21/28€5,447
Tangible fixed assets22/27€5,447
Plant, machinery and equipment23€4,975
Furniture and vehicles24€472
Current assets29/58€46,975
Stocks and contracts in progress3€16,281
Stocks30/36€16,281
Amounts receivable within one year40/41€18,077
Trade receivables40€16,995
Other amounts receivable41€1,082
Cash at bank and in hand54/58€867
Deferred charges and accrued income490/1€11,750
Equity and liabilities
Total equity and liabilities10/49€52,422
Equity10/15-€8,499
Contributions10/11€10,000
Profit (loss) carried forward14-€18,499
Amounts payable17/49€60,920
Amounts payable after more than one year17€11,680
Financial debts170/4€11,680
Amounts payable within one year42/48€35,304
Current portion of amounts payable after more than one year42€4,939
Trade debts44€25,414
Suppliers440/4€25,414
Other amounts payable47/48€4,951
Accrued charges and deferred income492/3€13,936
Line2024
Profit (loss) for the period9904€1,195
+ Depreciation and write-downs630€9,416
Operating cash flow (approximation)€10,611

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 151 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
113 m²
Building footprint
103 m²
Parcel 71307H0002/00V151, Flanders. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Studio Stuc
Eikenlaan 19, 3600 GenkPlastering work
since 20232.340.108.073
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71307H0002/00V151 Flanders 113 m² 1 · 103 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 4,020 companies in sector 43310 we hold annual accounts for 1,749. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
43320Joinery installation
43350Other building finishing work
Contact
E-mail thomaslismont@gmail.comGenk
Phone 0468242501Genk
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.