Gijsco
ActiveThe computed 12-month bankruptcy probability of Gijsco is 2.5% (moderate). The 2025 annual accounts show equity of €14k and a net result of €5k. Its solvency ranks better than 51% of 27619 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-12
Solvency73▲+22
Growth52
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.39 against 1.42 in 2024; short-term debt: 32% and cash: 3.1% of total assets), but 52.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.7%
Return on assets
15.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
22 d early
2024
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 46.3%
2024 · €10k
2024: €10k
2024 → 2025
Total assets
€30k▼ 19.1%
2024 · €37k
2024: €37k
2024 → 2025
Net result
€5k▼ 5.8%
2024 · €5k
2024: €5k
2024 → 2025
Working capital
€13k▲ 64.3%
2024 · €8k
2024: €8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€10k-€14k▲ 46.3%
Operating result€9k-€10k▲ 8.6%
Net result€5k-€5k▼ 5.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€7k▼ 27.6%
Current assets
€23k▼ 16.0%
Equity and liabilities €30k
Equity
€14k▲ 46.3%
Debt
€16k▼ 42.5%
The debt ratio falls from 73.6% to 52.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €10k
Cash flow
€7k▲
2024 · €6k
Solvency
47.7%▲
2024 · 26.4%
Current ratio
2.39▲
2024 · 1.42
Quick ratio
0.91▼
2024 · 1.42
Debt / equity
1.09▼
2024 · 2.79
ROE
31.7%▼
2024 · 49.2%
ROA
15.1%▲
2024 · 13.0%
Interest coverage
3.76▼
2024 · 5.50
Debt
€16k▼
2024 · €27k
Debt ≤ 1 year
€10k▼
2024 · €19k
Debt > 1 year
€6k▼
2024 · €8k
Income taxes
€2k▼
2024 · €3k
Staff costs
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€30k▼
Fixed assets21/28€10k€7k▼
Tangible fixed assets22/27€10k€7k▼
Furniture and vehicles24€10k€7k▼
Current assets29/58€27k€23k▼
Stocks and contracts in progress3-€14k
Stocks30/36-€683
Contracts in progress37-€14k
Amounts receivable within one year40/41€23k€8k▼
Trade receivables40€18k€6k▼
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€45€928▲
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€37k€30k▼
Equity10/15€10k€14k▲
Contributions10/11€5k€5k=
Reserves13€5k€9k▲
Distributable reserves133€5k€9k▲
Amounts payable17/49€27k€16k▼
Amounts payable after more than one year17€8k€6k▼
Financial debts170/4€8k€6k▼
Amounts payable within one year42/48€19k€10k▼
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€10k-
Suppliers440/4€10k-
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€2k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€912€3k▲
Other operating charges640/8€890€1k▲
Gross operating margin9900€13k€15k▲
Operating profit (loss)9901€9k€10k▲
Financial income75/76B€15€32▲
Recurring financial income75€15€32▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€7k€7k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€5k€5k▼
Profit (loss) for the period to be appropriated9905€5k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€5k▼
Transfer to equity691/2€5k€5k▼
To the legal reserve6920€5k€5k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begonialaan 83583 BeringenGround area
415 m²
Building footprint
126 m²
Volume, LiDAR
607 m³
Parcel 71382D0356/00E000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gijsco
since 20232.340.937.820
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71382D0356/00E000 | Flanders | 415 m² | 1 · 126 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,011 companies in sector 43310 we hold annual accounts for 1,745. 1,200 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2023
Fiscal year end30-09
Activities, NACEBEL
43310Plastering work
43110Demolition
43240Other construction installation
43299Specialised construction activities
43320Joinery installation
43341Painting of buildings
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.