Equity
€30,447 ▲ 20.6%
Studio Straal has made a profit in every financial year since 2023.
Studio Straal
Lifetime
3 annual accounts with figures on one time axispeak €89,462 (2023)
€57,583▼ 16.8%
peak €11,131 (2023)
€5,210▼ 48.4%
peak €30,447 (2025)
€30,447▲ 20.6%
€42,016▼ 17.0%
Board1 name since 2022
1 directorKoyen,Mieke Maria Marc
Documentsfilings and deeds
07-07-202624 days before the deadline
2025micro format
Gross margin from €69,211 to €57,583Result from €10,105 to €5,210Equity from €25,237 to €30,447Debts from €50,613 to €42,016
Key points
from the 2025 annual accountsChecked score
66
Healthy
Financially stronger than 62% of micro companies in personal services (NACE 96)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.3%
01-2025: 2.2%▼ -0.1 percentage points vs 12-2024
02-2025: 2.2%● unchanged vs 01-2025
03-2025: 2.2%● unchanged vs 02-2025
04-2025: 2.3%▲ +0.1 percentage points vs 03-2025
05-2025: 2.4%▲ +0.1 percentage points vs 04-2025
06-2025: 2.4%● unchanged vs 05-2025
07-2025: 2.5%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 2.0%▼ -0.5 percentage points vs 07-2025
09-2025: 2.0%● unchanged vs 08-2025
10-2025: 2.0%● unchanged vs 09-2025
11-2025: 1.6%▼ -0.4 percentage points vs 10-2025
12-2025: 1.6%● unchanged vs 11-2025
01-2026: 1.6%● unchanged vs 12-2025
02-2026: 1.5%▼ -0.1 percentage points vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.6%▲ +0.1 percentage points vs 03-2026
05-2026: 1.7%▲ +0.1 percentage points vs 04-2026
06-2026: 1.7%● unchanged vs 05-2026
07-2026: 1.8%▲ +0.1 percentage points vs 06-2026
08-2026: 1.3%▼ -0.5 percentage points vs 07-2026
09-2026: 1.3%● unchanged vs 08-2026
10-2026: 1.3%● unchanged vs 09-2026
11-2026: 1.2%▼ -0.1 percentage points vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2022
Size: total assets €72,462
lowers risk
Figures for financial year 2025 (filed on 07-07-2026)
Equity €30,447 (42.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 63% of them on solvency, 54% on liquidity, 63% on profitability and 68% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Studio Straal has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Studio Straal itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Studio Straal. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.52 (1.08 in 2024), above the usual 1.5. Short-term debt is 21.1% and cash 7.1% of total assets. However, 58% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
24 days early
2024
16 days early
2023
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 19 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0782484449
Incorporation
Founding capital of €4,000, 100 shares · Founder: Koyen, Mieke Maria Marc · Appointment: Koyen, Mieke Maria Marc (director) · published on 24-02-2022 · Gazette deed
First establishment
Melkerijstraat 9, Hoogstraten
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Studio Straal Hoogstraten | €72,462 | €57,583 | 42.0% | - |
| AIP Invest Zaventem | €81,817 | €54,672 | 57.4% | - |
| TULUHA Sint-Genesius-Rode | €68,593 | €67,454 | 17.8% | - |
| Malfait Marinka Avelgem | €63,710 | €65,181 | 41.1% | - |
| HAIRSTYLE ELKE Zulte | €81,129 | €49,567 | 49.8% | - |
| VFM Saint-Vith | €84,280 | €52,042 | -34.3% | - |
| DOLTA Schaerbeek | €62,096 | €42,181 | -60.9% | - |
These companies have the same main activity as Studio Straal: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €62,100 and €84,300, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 22-02-2022Normal situation
- Activity
- Hairdressing and barber servicesNACE 96210and 2 others
- Joint committee
- 314Hairdressing and beauty care · annual accounts 2025
- Establishment unit
- 2.328.140.8472321 Hoogstraten, since 22-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 30-10-2023
Annual accounts 2025
- €72,462▼ 4.5%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 07-07-2026, 24 days before the end of the filing period
Insights on Studio Straal
Studio Straal files the micro format. That format states no turnover. The gross margin fell from €89,462 in 2023 to €57,583 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Studio Straal
- What is the company number of Studio Straal?
- The company number of Studio Straal is 0782.484.449. The VAT number is the same number with BE in front: BE 0782.484.449.
- Where is Studio Straal based?
- The registered office is at Melkerijstraat 9, 2321 Hoogstraten.Company details
- What does Studio Straal do?
- According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
- What is the legal form of Studio Straal?
- Studio Straal is a private limited company (BV).
- When was Studio Straal founded?
- Studio Straal was founded on 22-02-2022.
- Is Studio Straal still active?
- Yes, Studio Straal is an active enterprise in the KBO register.
- How many employees does Studio Straal have?
- Studio Straal had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Studio Straal fall under?
- In its 2025 annual accounts, Studio Straal states joint committee 314 (Hairdressing and beauty care).
- What is the turnover of Studio Straal?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €57,583 and 34 comparable companies (NACE 962). It probably lies between €110,000 and €160,000.
- Is Studio Straal profitable?
- In financial year 2025, Studio Straal made a profit of €5,210.
- Where can I find the annual accounts of Studio Straal?
- Studio Straal filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Studio Straal due?
- Studio Straal must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.