Summary
STUDIO SKOV has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €225k and a net result of €142k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 43% of 9460 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
35 d early
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€225k▼ 0.3%
2024 · €226k
2022: €96k
2023: €161k
2024: €226k
2022 → 2025
Total assets
€485k▲ 90.9%
2024 · €254k
2022: €252k
2023: €309k
2024: €254k
2022 → 2025
Net result
€142k▲ 117%
2024 · €66k
2022: €66k
2023: €65k
2024: €66k
2022 → 2025
Working capital
€-65k
2024 · €50k
2022: €38k
2023: €105k
2024: €50k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€96k-€161k▲ 67.8%€226k▲ 40.8%€225k▼ 0.3%
Operating result€85k-€81k▼ 5.1%€76k▼ 6.2%€181k▲ 139%
Net result€66k-€65k▼ 1.2%€66k▲ 1.1%€142k▲ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 139% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €485k
Fixed assets
€372k ▲ 109%
Current assets
€113k ▲ 48.1%
Equity and liabilities €485k
Equity
€225k ▼ 0.3%
Debt
€260k ▲ 828%
Debt's share of the balance-sheet total rises from 11.0% to 53.5%. Equity is lower and debt is higher.
Key figures and ratios
ROE
63.1%▲
2024 · 29.0%
ROA
29.3%▲
2024 · 25.8%
Debt ≤ 1 year
€178k▲
2024 · €26k
Debt > 1 year
€74k
Income taxes
€49k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€254k€485k▲
Fixed assets21/28€178k€372k▲
Tangible fixed assets22/27€8k€10k▲
Plant, machinery and equipment23€989-
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€5k€9k▲
Financial fixed assets28€170k€362k▲
Current assets29/58€76k€113k▲
Amounts receivable within one year40/41€17k€79k▲
Trade receivables40€13k€78k▲
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€59k€33k▼
Deferred charges and accrued income490/1€546€848▲
Equity and liabilities
Total equity and liabilities10/49€254k€485k▲
Equity10/15€226k€225k▼
Contributions10/11€30k€30k=
Reserves13€195k€195k=
Distributable reserves133€195k€195k=
Profit (loss) carried forward14€1k€412▼
Amounts payable17/49€28k€260k▲
Amounts payable after more than one year17-€74k
Financial debts170/4-€74k
Amounts payable within one year42/48€26k€178k▲
Current portion of amounts payable after more than one year42-€14k
Financial debts43€8k€8k=
Other loans439€8k€8k=
Trade debts44€4k€686▼
Suppliers440/4€4k€686▼
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€9k€153k▲
Accrued charges and deferred income492/3€2k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€903€972▲
Gross operating margin9900€79k€185k▲
Operating profit (loss)9901€76k€181k▲
Financial income75/76B€7k€17k▲
Recurring financial income75€7k€17k▲
Financial charges65/66B€2k€7k▲
Recurring financial charges65€2k€7k▲
Profit (loss) for the period before taxes9903€81k€191k▲
Income taxes67/77€16k€49k▲
Profit (loss) for the period9904€66k€142k▲
Profit (loss) for the period to be appropriated9905€66k€142k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€143k▲
Profit (loss) brought forward from the previous period14P€583€1k▲
Transfer to equity691/2€65k-
To other reserves6921€65k-
Profit to be distributed694/7-€143k
Return on contributions (dividend)694-€143k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €142k ▲117%
Operating result €181k, net result €142k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €226k ▲40.8%
3 profitable years in a row build equity to €226k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €65k ▼1.2%
Net result drops to €65k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 5.12
Current ratio from 2.15 to 5.12; short-term debt falls from €33k to €25k.
31-12
Financial
Equity above €150kEq €161k ▲67.8%
2 profitable years in a row build equity to €161k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paalbos 318310 BruggeGround area
1,069 m²
Building footprint
124 m²
Volume, LiDAR
1,620 m³
Parcel 31002A0166/00T002, Flanders · tallest building 23.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Paalbos 31, 8310 Brugge
since 20212.317.416.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31002A0166/00T002 | Flanders | 1,069 m² | 1 · 124 m² | 23.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KJ-Architect
BE 0651.624.125
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Mitect
BE 0790.247.518
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GRECON
BE 0809.773.123
Genk · Eq €225,009
WYNVER
BE 0767.665.819
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ARCHI - 2000
BE 0441.381.672
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,007 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
23410Manufacture of ceramic household and ornamental articles
64210Activities of holding companies
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.