Studio Loca
ActiveSummary
Studio Loca has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €19,662 and a net result of €4,871. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 36% of 37948 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability63▼-22
Solvency67▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 6.41 against 11.89 in 2023; short-term debt: 15.6% and cash: 43.3% of total assets), but 58.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
41.8%
Return on assets
10.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
58 d early
2023
13 d early
2022
20 d early
2021
30 d late
2020
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€19,662▲ 32.9%
2023 · €14,791
Total assets
€46,999▲ 23.7%
2023 · €37,986
Net result
€4,871▼ 0.5%
2023 · €4,895
Working capital
€39,662▲ 14.0%
2023 · €34,791
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€1,945-€240▼ 87.7%-€1,773€5,973€7,017▲ 17.5%
Net result€1,559-€149▼ 90.4%-€1,812€4,895€4,871▼ 0.5%
Equity€6,559-€6,709▲ 2.3%€4,896▼ 27.0%€14,791▲ 202%€19,662▲ 32.9%
Total assets€8,304-€7,786▼ 6.2%€4,948▼ 36.5%€37,986▲ 668%€46,999▲ 23.7%
Debt€1,744-€1,078▼ 38.2%€51▼ 95.2%€23,195▲ 45,176%€27,337▲ 17.9%
Working capital€5,837-€6,262▲ 7.3%€4,725▼ 24.5%€34,791▲ 636%€39,662▲ 14.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 17% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €46,999
Equity
€19,662 ▲ 32.9%
Debt
€27,337 ▲ 17.9%
Debt's share of the balance-sheet total falls from 61.1% to 58.2%. Equity and debt are higher.
Key figures and ratios
Current ratio
6.41▼
2023 · 11.89
Quick ratio
2.87▲
2023 · 1.64
Debt to equity
1.39▼
2023 · 1.57
ROE
24.8%▼
2023 · 33.1%
ROA
10.4%▼
2023 · 12.9%
Debt ≤ 1 year
€7,337▲
2023 · €3,195
Debt > 1 year
€20,000=
2023 · €20,000
Income taxes
€1,890▲
2023 · €867
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €103 | €275 | €275 | €172 | - | - |
| Other operating charges640/8 | - | €201 | €450 | €493 | €505 | ▲ 2.4% |
| Gross operating margin9900 | €2,123 | €716 | -€1,048 | €6,639 | €7,523 | ▲ 13.3% |
| Operating profit (loss)9901 | €1,945 | €240 | -€1,773 | €5,973 | €7,017 | ▲ 17.5% |
| Financial income75/76B | - | - | - | - | €88 | - |
| Recurring financial income75 | - | - | - | - | €88 | - |
| Financial charges65/66B | - | €44 | €39 | €211 | €345 | ▲ 63.3% |
| Recurring financial charges65 | €29 | €44 | €39 | €211 | €345 | ▲ 63.3% |
| Profit (loss) for the period before taxes9903 | €1,916 | €196 | -€1,812 | €5,762 | €6,760 | ▲ 17.3% |
| Income taxes67/77 | €357 | €46 | - | €867 | €1,890 | ▲ 118% |
| Profit (loss) for the period9904 | €1,559 | €149 | -€1,812 | €4,895 | €4,871 | ▼ 0.5% |
| Profit (loss) for the period to be appropriated9905 | €1,559 | €149 | -€1,812 | €4,895 | €4,871 | ▼ 0.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8,304 | €7,786 | €4,948 | €37,986 | €46,999 | ▲ 23.7% |
| Fixed assets21/28 | €722 | €447 | €172 | - | - | - |
| Tangible fixed assets22/27 | €722 | €447 | €172 | - | - | - |
| Furniture and vehicles24 | - | €447 | €172 | - | - | - |
| Current assets29/58 | €7,581 | €7,339 | €4,776 | €37,986 | €46,999 | ▲ 23.7% |
| Stocks and contracts in progress3 | - | - | - | €32,762 | €25,969 | ▼ 20.7% |
| Stocks30/36 | - | - | - | €32,762 | €25,969 | ▼ 20.7% |
| Amounts receivable within one year40/41 | €144 | €1,210 | €266 | €160 | €658 | ▲ 312% |
| Trade receivables40 | - | €1,210 | - | €160 | €658 | ▲ 312% |
| Other amounts receivable41 | - | - | €266 | - | - | - |
| Cash at bank and in hand54/58 | €7,438 | €6,129 | €4,510 | €5,065 | €20,372 | ▲ 302% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8,304 | €7,786 | €4,948 | €37,986 | €46,999 | ▲ 23.7% |
| Equity10/15 | €6,559 | €6,709 | €4,896 | €14,791 | €19,662 | ▲ 32.9% |
| Contributions10/11 | - | €5,000 | €5,000 | €10,000 | €10,000 | = |
| Reserves13 | €1,559 | €1,709 | €1,709 | €4,791 | €9,662 | ▲ 102% |
| Distributable reserves133 | - | €1,709 | €1,709 | €4,791 | €9,662 | ▲ 102% |
| Profit (loss) carried forward14 | - | - | -€1,812 | - | - | - |
| Amounts payable17/49 | €1,744 | €1,078 | €51 | €23,195 | €27,337 | ▲ 17.9% |
| Amounts payable after more than one year17 | - | - | - | €20,000 | €20,000 | = |
| Financial debts170/4 | - | - | - | €20,000 | €20,000 | = |
| Amounts payable within one year42/48 | €1,744 | €1,078 | €51 | €3,195 | €7,337 | ▲ 130% |
| Trade debts44 | €155 | €494 | - | €534 | €2,357 | ▲ 341% |
| Suppliers440/4 | - | €494 | - | €534 | €2,357 | ▲ 341% |
| Taxes, remuneration and social security45 | - | €584 | €39 | €2,413 | €4,733 | ▲ 96.2% |
| Taxes450/3 | - | €584 | €39 | €2,413 | €4,733 | ▲ 96.2% |
| Other amounts payable47/48 | - | - | €12 | €248 | €248 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,559 | €149 | -€1,812 | €4,895 | €4,871 | ▼ 0.5% |
| + Depreciation and write-downs630 | €103 | €275 | €275 | €172 | - | - |
| Operating cash flow (approximation) | €1,663 | €425 | -€1,537 | €5,067 | €4,871 | ▼ 3.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
| Change in cash | - | -€1,309 | -€1,619 | €556 | €15,307 | ▲ 2,655% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4,895
Net result €4,895 after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€1,812
Net result drops to -€1,812, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 14current ratio 93.22
Current ratio from 6.81 to 93.22; short-term debt falls from €1,078 to €51.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Ground area
106 m²
Building footprint
106 m²
Parcel 11003B0006/00W007, Flanders. Linked by address, not a title deed.
1 establishment unit
Studio Loca
since 20192.290.379.935
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003B0006/00W007 | Flanders | 106 m² | 1 · 106 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 30,465 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46170Agents in the wholesale of food, beverages and tobacco
46321Wholesale of meat and meat products, excluding game and poultry
82100Office administrative and support services
82300Organisation of conventions and trade shows
Contact
E-mail
e-ts@outlook.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0728638561
Also
9925:BE0728638561
Registered
09-04-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.