Turnover
≈ €6,700 estimated
The micro format states no turnover.
Artilow
Lifetime
7 annual accounts with figures on one time axispeak €31,234 (2019)
€1,443▲ €8,686
lowest -€8,102 (2024)
€320▲ €8,421
peak €41,599 (2022)
€32,796▲ 1.0%
€15,349▼ 8.7%
Board2 names since 2018
1 directorVerschooten Iris
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Gross margin from -€7,244 to €1,443Back to profit: €320
Key points
from the 2025 annual accountsFilings
7 annual accounts 3 late
The 2024 accounts came latest: 30 days after the end of the period.
Checked score
94
Excellent
Financially stronger than 55% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025highest value
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 3.14, cash €21,150
Size: total assets €48,145
Equity €32,796 (68.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 64% of them on solvency, 79% on liquidity, 33% on profitability and 44% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as Artilow has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of Artilow itself is lower: < 0.1% within 12 months. It rests on far more data about Artilow than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for Artilow. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.14 (2.92 in 2024), above the usual 1.5. Short-term debt is 31.9% and cash 43.9% of total assets. 31.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
16 days early
2024
30 days late
2023
9 days late
2022
31 days early
2021
23 days late
2020
61 days early
2019
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: Alain Jacobs (director)
General meeting of 15-12-2023 · Gazette deed
Reappointments: Jacobs Alain (director) and Verschooten Iris (director)
Legal-form conversion: to private limited company · General meeting of 24-11-2023 · Gazette deed
Appointment: Alain Jacobs (manager)
Gazette deed
Incorporation
Founders: Verschooten Iris and Jacobs Alain Jeanne Jan · Founding capital of €18,550, 100 shares, €6,200 paid up · Appointment: Verschooten Iris (manager) · published on 29-10-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Artilow Mechelen | €48,145 | €1,443 | 68.1% | - |
| Studio Loca Antwerp | €45,308 | €1,436 | 44.9% | - |
| AMRY Essen | €52,777 | €1,328 | 69.7% | - |
| NOIA Herk-de-Stad | €48,784 | €1,613 | -29.8% | - |
| ZAR Amay | €44,242 | €1,404 | 97.2% | - |
| AM2PM Mechelen | €51,744 | -€1,142 | 61.0% | - |
| Aertgeerts Consulting Heist-op-den-Berg | €60,662 | €1,901 | 0.3% | - |
These companies have the same main activity as Artilow: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €44,200 and €60,700, founded between 2017 and 2020.
Official details
Source: KBO- Status
- Active since 25-10-2018Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.283.857.8722800 Mechelen, since 25-10-2018
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €48,145▼ 2.3%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on Artilow
Artilow files the micro format. That format states no turnover. The gross margin fell from €31,234 in 2019 to €1,443 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Artilow
- What is the company number of Artilow?
- The company number of Artilow is 0712.570.512. The VAT number is the same number with BE in front: BE 0712.570.512.
- Where is Artilow based?
- The registered office is at Zavelstraat (MeSK) 7, 2800 Mechelen.Company details
- What does Artilow do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Artilow?
- Artilow is a private limited company (BV).
- When was Artilow founded?
- Artilow was founded on 25-10-2018.
- Is Artilow still active?
- Yes, Artilow is an active enterprise in the KBO register.
- What is the turnover of Artilow?
- The turnover in financial year 2025 is ≈ €6,700. This figure is estimated from the gross margin of €1,443 and 205 comparable companies (NACE 70200). It probably lies between €3,200 and €13,000. It is a rough estimate.Financials
- Is Artilow profitable?
- In financial year 2025, Artilow made a profit of €320.
- Where can I find the annual accounts of Artilow?
- Artilow filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Artilow due?
- Artilow must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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