Artilow
ActiveSummary
Artilow has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €320. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 62% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+70
Solvency93▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.14 against 2.92 in 2024; short-term debt: 31.9% and cash: 43.9% of total assets), and 31.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.1%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
16 d early
2024
30 d late
2023
9 d late
2022
31 d early
2021
23 d late
2020
61 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 1.0%
2024 · €32k
2019: €27k
2020: €40k
2021: €40k
2022: €42k
2023: €41k
2024: €32k
2019 → 2025
Total assets
€48k▼ 2.3%
2024 · €49k
2019: €42k
2020: €51k
2021: €47k
2022: €53k
2023: €57k
2024: €49k
2019 → 2025
Net result
€320
2024 · €-8k
2019: €21k
2020: €13k
2021: €-186
2022: €2k
2023: €-1k
2024: €-8k
2019 → 2025
Working capital
€33k▲ 1.7%
2024 · €32k
2019: €17k
2020: €26k
2021: €26k
2022: €29k
2023: €40k
2024: €32k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€42k▲ 5.3%€41k▼ 2.5%€32k▼ 20.0%€33k▲ 1.0%
Operating result€1k-€-9k€-861▲ 90.9%€-8k▼ 866%€670
Net result€-186-€2k€-1k€-8k▼ 694%€320
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €670 after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €48k
Equity
€33k ▲ 1.0%
Debt
€15k ▼ 8.7%
Debt's share of the balance-sheet total falls from 34.1% to 31.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€893▲
2024 · €-8k
Cash flow
€542▲
2024 · €-8k
Current ratio
3.14▲
2024 · 2.92
Debt to equity
0.47▼
2024 · 0.52
ROE
1.0%▲
2024 · -24.9%
ROA
0.7%▲
2024 · -16.4%
Interest coverage
12.62▲
2024 · -67.51
Debt ≤ 1 year
€15k▼
2024 · €17k
Income taxes
€579▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€49k€48k▼
Fixed assets21/28€223€0▼
Tangible fixed assets22/27€223€0▼
Furniture and vehicles24€223€0▼
Current assets29/58€49k€48k▼
Amounts receivable within one year40/41€27k€22k▼
Trade receivables40€17k€10k▼
Other amounts receivable41€10k€12k▲
Cash at bank and in hand54/58€17k€21k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€49k€48k▼
Equity10/15€32k€33k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€26k€27k▲
Amounts payable17/49€17k€15k▼
Amounts payable within one year42/48€17k€15k▼
Trade debts44€12k€11k▼
Suppliers440/4€12k€11k▼
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€5k€5k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€545€223▼
Other operating charges640/8€535€550▲
Gross operating margin9900€-7k€1k▲
Operating profit (loss)9901€-8k€670▲
Financial income75/76B€338€299▼
Recurring financial income75€338€299▼
Financial charges65/66B€115€71▼
Recurring financial charges65€115€71▼
Profit (loss) for the period before taxes9903€-8k€899▲
Income taxes67/77€0€579▲
Profit (loss) for the period9904€-8k€320▲
Profit (loss) for the period to be appropriated9905€-8k€320▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€27k▲
Profit (loss) brought forward from the previous period14P€34k€26k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €320
Net result €320 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zavelstraat(MeSK) 72800 MechelenGround area
804 m²
Building footprint
152 m²
Volume, LiDAR
760 m³
Parcel 12402D0594/00T008, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Artilow
since 20182.283.857.872
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402D0594/00T008 | Flanders | 804 m² | 1 · 152 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,128 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.