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Generated 05-08-2026
Active BE 1000.614.485Private limited company

Studio.Fragment

Brugseweg 142 ·8920 Langemark-Poelkapelle, Belgium· 2 yrs active
Sector: Architecture & engineering (71111)
Conclusion Checked

The computed 12-month bankruptcy probability of Studio.Fragment is 0.5% (low). The 2025 annual accounts show equity of €31k and a net result of €16k. Its solvency ranks better than 91% of 1161 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €31k
Net result €16k
Better than sector 91%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth78Stability82
92 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 24-11-2025 with the NBB · fiscal year 2025 · micro
€0€10k€20kOperating result 2024: €17k€17kNet result 2024: €13k€13kOperating result 2025: €21k€21kNet result 2025: €16k€16k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 71, Architecture & engineering · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 89.8% 55.2%
better than 91% of 1161 sector peers
Net result €16k €24k
better than 39% of 1160 sector peers
Equity €31k €51k
better than 36% of 1161 sector peers
Gross operating margin €23k €44k
better than 30% of 1160 sector peers
Total assets €35k €106k
better than 13% of 1161 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€22k
+22.1% +36% vs sector
Net profit
€16k
+21.8% +65% vs sector
Cash flow
€17k
+21.0% +13% vs sector
Total assets
€35k
+59.8% -82% vs sector
Equity
€31k
+102.1% -53% vs sector
Working capital
€31k
+104.5% -49% vs sector
Income taxes
€5k
+24.6% +8% vs sector
Debt
€4k
-43.7% -97% vs sector
Debt ≤ 1y
€4k
-43.7% -97% vs sector
Current ratio
9.72
+186.0% far above sector median
Quick ratio
9.72
+186.0% far above sector median
Solvency
89.8%
+26.4% +86% vs sector
Debt / equity
0.11
-72.2% -89% vs sector
ROE
50.5%
-39.7% far above sector median
ROA
45.4%
-23.8% far above sector median
Interest coverage
290.05
-72.0% +203% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€22k
Net profit€16k
Cash flow€17k
Staff costs-
Income taxes€5k
Dividends-
Total assets€35k
Equity€31k
Debt€4k
of which ≤ 1y€4k
of which > 1y-
Working capital€31k
Employees (FTE)-
Ratios (computed)
2025
Current ratio9.72
Quick ratio9.72
Working capital ratio88.9%
Solvency89.8%
Debt / equity0.11
Long-term debt ratio-
Interest coverage290.05
Gross margin-
Net margin-
ROA45.4%
ROE50.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€35k
Formation expenses 20€327
Current assets 29/58€34k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€35k
Equity 10/15€31k
Contributions / capital 10/11€3k
Reserves 13€29k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€4k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€23k
Operating result 9901€21k
Financial charges 65€75
Result before taxes 9903€21k
Income taxes 67/77€5k
Net result for the period 9904€16k
Result to be appropriated 9905€16k
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Ratios computed by Checked.
Legal Structure
NACE primary Architecture & engineering(71111)
Legal form Private limited company(610)
Incorporation02-10-2023
StatusActive
Postal code8920
Establishment units 1 location
Studio.Fragment
Brugseweg 142, 8920 Langemark-PoelkapelleActiviteiten van bouwarchitecten
since 20232.350.894.671
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33020E0568/00Z000 Flanders 120 m² 1 · 94 m² 8.9 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-11-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
09-10-2025
State Gazette act Registered-office change
Ann-Sophie HIMPE
2024
26-11-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
Belgisch Staatsblad, acts 1 acts
Address history · 1
09-10-2025
Registered-office move
All acts · 1 updated 10 months ago
2025
09-10-2025 Registered office moved Registered-office change·Ann-Sophie HIMPE
Notary: Ann-Sophie HIMPE · IeperFirm: HIMPE & HIMPE, geassocieerde notarissen
Technical details 
{
  "events": [],
  "notary": {
    "name": "Ann-Sophie HIMPE",
    "firm_city": null,
    "firm_name": "HIMPE \u0026 HIMPE, geassocieerde notarissen",
    "office_city": "Ieper",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-10-09",
    "filing_date": "2025-10-07",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2025-09-29",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "1000.614.485",
    "name_full": "MICHELLE VENNEKENS ARCHITECT ATELIER",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Ann-Sophie HIMPE",
    "org_rep_person_name": null,
    "person_role_at_subject": "Geassocieerd notaris"
  },
  "co_filed_documents": [
    "Expeditie van de akte statutenwijziging",
    "Geco\u00F6rdineerde statuten"
  ]
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Bouwarchitecten71111Activiteiten van bouwarchitecten71111
Primary activity highlighted.
Names & trade names
Legal nameNL Studio.Fragment
Registered office
Brugseweg 142
8920 Langemark-Poelkapelle, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative