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Studio Esene

Active
Private limited companyfounded 2023active for 3 yearsKBO/BCE: BE 0797.366.031
Summary

The computed 12-month bankruptcy probability of Studio Esene is 4.4% (elevated). The annual accounts of Studio Esene for financial year 2025 show a net loss of 52% of the equity at the start of that year. The 2025 annual accounts show equity of €35,054 and a net result of -€38,112. Equity is growing by about 32% per year across the filed financial years. Its solvency ranks better than 45% of 13,426 sector peers (NACE 46, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Agents in the wholesale of furniture, household goods and hardware
NACE 46150Painting of buildings NACE 43341
1 site
Size
€103,642total assets 2025
Equity
€35,054
Loss
-€38,112
Turnover not published (micro format)
Financial health
37 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.4%
Structure
Accounts filed 26 days late0 of 1 deed read
Why 37raises riskLiquidity: current ratio 1.10Ex-officio strike-off in the KBOFounded in 20231 warning signal in 24 months (strike-off 1)Show the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 24% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency 59-29
equity 33.8% of total assets
Liquidity 39-4
short-term debt 58.5%
Profitability 0-100
return on assets -36.8%
Bankruptcy probability, 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,873 companies, NACE 46, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024lowest value 01-2025: 0.9%▲ +0.1 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 1.0%▲ +0.1 percentage points vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.5%▲ +0.5 percentage points vs 07-2025 09-2025: 1.8%▲ +0.3 percentage points vs 08-2025 10-2025: 1.6%▼ -0.2 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.8%▲ +0.1 percentage points vs 06-2026 08-2026: 2.3%▲ +0.5 percentage points vs 07-2026 09-2026: 2.4%▲ +0.1 percentage points vs 08-2026 10-2026: 4.4%▲ +2.0 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.1, compared with 2.87 in 2024, below the usual 1.5; short-term debt: 58.5% of total assets), and 66.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 43% on solvency, 37% on liquidity, 6% on profitability and 9% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Liquidity: current ratio 1.10
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 warning signal in 24 months (strike-off 1)
Belgian Official Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
26 days late
2024
27 days late
2023
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 26 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Address struckevent 26-08-2026
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Weakest financial yearnet -€38,112

Key points

  • Caution: From profit to loss in 2025after €60,481 in 2024 -€38,112 View
  • Caution: Among the weakest 7% on net resultsector median €5,691 · 13,432 companies -€38,112 View
  • Total assets 20253 financial years filed €103,642 View

By topic

Financials

Financial year
2025
Total assets
€103,642
Loss
-€38,112
Solvency
33.8%
Total assets▼ 10.4%
Net result
20232025
Go to Financials

Timeline

Events
6
Since
2024
Next accounts
by 31-07-2027
  1. 27-08-2025Annual accounts filed
  2. 31-12-2024Highest result from 2023 to 2025
  3. 26-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in the wholesale of furniture, household goods…NACE 46150
Founded
19-01-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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