studio elle
ActiveSummary
The computed 12-month bankruptcy probability of studio elle is 2.3% (moderate). The 2025 annual accounts show equity of €62k and a net result of €16k. Its solvency ranks better than 70% of 18400 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability87▼-13
Solvency82▲+14
Growth52
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.51 in 2024; short-term debt: 34.7% and cash: 10.1% of total assets), and 42.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.5%
Return on assets
14.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 35.0%
2024 · €46k
2024: €46k
2025: €62k▲ +35.0% vs 2024
2024 → 2025
Total assets
€108k▲ 0.7%
2024 · €107k
2024: €107k
2025: €108k▲ +0.7% vs 2024
2024 → 2025
Net result
€16k▼ 64.6%
2024 · €45k
2024: €45k
2025: €16k▼ -64.6% vs 2024
2024 → 2025
Working capital
€27k▲ 24.8%
2024 · €22k
2024: €22k
2025: €27k▲ +24.8% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€46k-€62k▲ 35.0%
2024: €46k
2025: €62k▲ +35.0% vs 2024
Operating result€60k-€24k▼ 60.8%
2024: €60k
2025: €24k▼ -60.8% vs 2024
Net result€45k-€16k▼ 64.6%
2024: €45k
2025: €16k▼ -64.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€43k ▲ 1.4%
Current assets
€65k ▲ 0.2%
Equity and liabilities €108k
Equity
€62k ▲ 35.0%
Debt
€46k ▼ 25.1%
Debt's share of the balance-sheet total falls from 57.1% to 42.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €69k
Cash flow
€28k▼
2024 · €54k
Current ratio
1.73▲
2024 · 1.51
Quick ratio
0.92▲
2024 · 0.56
Debt to equity
0.74▼
2024 · 1.33
ROE
25.9%▼
2024 · 98.9%
ROA
14.9%▼
2024 · 42.4%
Interest coverage
11.01▼
2024 · 22.92
Debt ≤ 1 year
€37k▼
2024 · €43k
Debt > 1 year
€8k▼
2024 · €18k
Income taxes
€5k▼
2024 · €12k
Staff costs
€-38▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€107k€108k▲
Fixed assets21/28€42k€43k▲
Intangible fixed assets21-€770
Tangible fixed assets22/27€42k€42k▼
Plant, machinery and equipment23€33k€28k▼
Furniture and vehicles24€2k€3k▲
Other tangible fixed assets26€7k€11k▲
Current assets29/58€65k€65k▲
Stocks and contracts in progress3€41k€30k▼
Stocks30/36€41k€30k▼
Amounts receivable within one year40/41€5k€22k▲
Trade receivables40€957€1k▲
Other amounts receivable41€4k€21k▲
Cash at bank and in hand54/58€18k€11k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€107k€108k▲
Equity10/15€46k€62k▲
Contributions10/11€500€500=
Reserves13-€61k
Distributable reserves133-€61k
Profit (loss) carried forward14€45k-
Amounts payable17/49€61k€46k▼
Amounts payable after more than one year17€18k€8k▼
Financial debts170/4€18k€8k▼
Amounts payable within one year42/48€43k€37k▼
Current portion of amounts payable after more than one year42€10k€10k▼
Financial debts43€12k€12k=
Credit institutions430/8€12k€12k=
Trade debts44€12k€8k▼
Suppliers440/4€12k€8k▼
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Remuneration and social security454/9€163-
Income statement
Code20242025
Non-recurring operating income76A€950-
Remuneration, social security and pensions62€3k€-38▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€12k▲
Other operating charges640/8€2k€11k▲
Gross operating margin9900€73k€47k▼
Operating profit (loss)9901€60k€24k▼
Financial income75/76B€238€650▲
Recurring financial income75€238€650▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€58k€21k▼
Income taxes67/77€12k€5k▼
Profit (loss) for the period9904€45k€16k▼
Profit (loss) for the period to be appropriated9905€45k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€61k▲
Profit (loss) brought forward from the previous period14P-€45k
Transfer to equity691/2-€61k
To other reserves6921-€61k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | €950 | - | - |
| Remuneration, social security and pensions62 | €3k | €-38 | ▼ 102% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €12k | ▲ 34.9% |
| Other operating charges640/8 | €2k | €11k | ▲ 530% |
| Gross operating margin9900 | €73k | €47k | ▼ 36.3% |
| Operating profit (loss)9901 | €60k | €24k | ▼ 60.8% |
| Financial income75/76B | €238 | €650 | ▲ 173% |
| Recurring financial income75 | €238 | €650 | ▲ 173% |
| Financial charges65/66B | €3k | €3k | ▲ 6.8% |
| Recurring financial charges65 | €3k | €3k | ▲ 6.8% |
| Profit (loss) for the period before taxes9903 | €58k | €21k | ▼ 63.4% |
| Income taxes67/77 | €12k | €5k | ▼ 58.9% |
| Profit (loss) for the period9904 | €45k | €16k | ▼ 64.6% |
| Profit (loss) for the period to be appropriated9905 | €45k | €16k | ▼ 64.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €107k | €108k | ▲ 0.7% |
| Fixed assets21/28 | €42k | €43k | ▲ 1.4% |
| Intangible fixed assets21 | - | €770 | - |
| Tangible fixed assets22/27 | €42k | €42k | ▼ 0.4% |
| Plant, machinery and equipment23 | €33k | €28k | ▼ 15.8% |
| Furniture and vehicles24 | €2k | €3k | ▲ 109% |
| Other tangible fixed assets26 | €7k | €11k | ▲ 46.1% |
| Current assets29/58 | €65k | €65k | ▲ 0.2% |
| Stocks and contracts in progress3 | €41k | €30k | ▼ 25.4% |
| Stocks30/36 | €41k | €30k | ▼ 25.4% |
| Amounts receivable within one year40/41 | €5k | €22k | ▲ 316% |
| Trade receivables40 | €957 | €1k | ▲ 38.8% |
| Other amounts receivable41 | €4k | €21k | ▲ 376% |
| Cash at bank and in hand54/58 | €18k | €11k | ▼ 37.7% |
| Deferred charges and accrued income490/1 | €1k | €1k | ▲ 13.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €107k | €108k | ▲ 0.7% |
| Equity10/15 | €46k | €62k | ▲ 35.0% |
| Contributions10/11 | €500 | €500 | = |
| Reserves13 | - | €61k | - |
| Distributable reserves133 | - | €61k | - |
| Profit (loss) carried forward14 | €45k | - | - |
| Amounts payable17/49 | €61k | €46k | ▼ 25.1% |
| Amounts payable after more than one year17 | €18k | €8k | ▼ 54.3% |
| Financial debts170/4 | €18k | €8k | ▼ 54.3% |
| Amounts payable within one year42/48 | €43k | €37k | ▼ 12.5% |
| Current portion of amounts payable after more than one year42 | €10k | €10k | ▼ 3.9% |
| Financial debts43 | €12k | €12k | = |
| Credit institutions430/8 | €12k | €12k | = |
| Trade debts44 | €12k | €8k | ▼ 30.1% |
| Suppliers440/4 | €12k | €8k | ▼ 30.1% |
| Advances received on contracts in progress46 | - | €1k | - |
| Taxes, remuneration and social security45 | €8k | €5k | ▼ 34.0% |
| Taxes450/3 | €8k | €5k | ▼ 32.7% |
| Remuneration and social security454/9 | €163 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €45k | €16k | ▼ 64.6% |
| + Depreciation and write-downs630 | €9k | €12k | ▲ 34.9% |
| Operating cash flow (approximation) | €54k | €28k | ▼ 48.6% |
| Investment in fixed assets (approximation) | - | €-12k | - |
| Change in cash | - | €-7k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lint · 2 establishment units since 2023
Ground area
1,290 m²
Building footprint
395 m²
Volume, LiDAR
2,558 m³
2 parcels, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
studio elle
since 20232.353.567.913
studio elle
since 20232.353.568.012
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025D0200/00Z002 | Flanders | 830 m² | 1 · 291 m² | 11.2 m · 2 fl. |
| 11025D0378/00P000 | Flanders | 460 m² | 1 · 103 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLint2.353.567.913
Similar companies · same sector, comparable size
VSD TRADING
BE 0479.194.648
Ath · Eq €62,206
CURA
BE 1000.371.490
Bilzen-Hoeselt · Eq €61,226
AFRO BEAUTY STORE
BE 0767.501.315
Mons · Eq €62,594
CLEOPATRA COSMETIC
BE 0476.314.738
Lontzen · Eq €62,798
PARFUMEX SUPER GROS
BE 0414.045.092
La Louvière · Eq €60,803
Of 2,069 companies in sector 47750 we hold annual accounts for 517. 393 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47750Retail sale of cosmetics and toilet articles
47120Other non-specialised retail sale
47770Retail sale of watches and jewellery
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Scores and ratios are computed by Checked and are not a credit decision.