Studio dm-a
ActiveStudio dm-a has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €-12k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 37% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-37
Solvency65▲+7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.46 in 2024; short-term debt: 59.7% of total assets), but 59.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.3%
Return on assets
-7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
30 d early
2023
35 d early
2022
32 d early
2021
38 d early
2020
27 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€69k▼ 14.9%
2024 · €81k
2018: €55k
2019: €57k
2020: €47k
2021: €49k
2022: €59k
2023: €77k
2024: €81k
2018 → 2025
Total assets
€170k▼ 30.5%
2024 · €245k
2018: €190k
2019: €184k
2020: €122k
2021: €130k
2022: €127k
2023: €185k
2024: €245k
2018 → 2025
Net result
€-12k
2024 · €4k
2018: €-4k
2019: €2k
2020: €-11k
2021: €-11k
2022: €12k
2023: €18k
2024: €4k
2018 → 2025
Working capital
€64k▼ 15.5%
2024 · €76k
2018: €53k
2019: €56k
2020: €47k
2021: €50k
2022: €55k
2023: €70k
2024: €76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€59k▲ 22.2%€77k▲ 29.3%€81k▲ 5.0%€69k▼ 14.9%
Operating result€6k-€22k▲ 253%€30k▲ 37.1%€14k▼ 52.6%€-8k
Net result€-11k-€12k€18k▲ 57.3%€4k▼ 79.0%€-12k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €14k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€5k▼ 5.8%
Current assets
€165k▼ 31.0%
Equity and liabilities €170k
Equity
€69k▼ 14.9%
Debt
€101k▼ 38.2%
The debt ratio falls from 67.1% to 59.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2024 · €16k
Cash flow
€-9k▼
2024 · €6k
Solvency
40.3%▲
2024 · 32.9%
Current ratio
1.63▲
2024 · 1.46
Quick ratio
1.63▲
2024 · 1.46
Debt / equity
1.48▼
2024 · 2.04
ROE
-17.5%▼
2024 · 4.7%
ROA
-7.0%▼
2024 · 1.6%
Interest coverage
-0.83▼
2024 · 3.10
Debt
€101k▼
2024 · €164k
Debt ≤ 1 year
€101k▼
2024 · €164k
Income taxes
€172▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€245k€170k▼
Fixed assets21/28€5k€5k▼
Tangible fixed assets22/27€5k€5k▼
Plant, machinery and equipment23€855€2k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€1k€604▼
Current assets29/58€240k€165k▼
Amounts receivable within one year40/41€238k€165k▼
Trade receivables40€212k€118k▼
Other amounts receivable41€26k€47k▲
Deferred charges and accrued income490/1€2k€750▼
Equity and liabilities
Total equity and liabilities10/49€245k€170k▼
Equity10/15€81k€69k▼
Contributions10/11€19k€19k=
Reserves13€62k€50k▼
Distributable reserves133€62k€50k▼
Amounts payable17/49€164k€101k▼
Amounts payable within one year42/48€164k€101k▼
Financial debts43€9k€31k▲
Credit institutions430/8€9k€31k▲
Trade debts44€89k€44k▼
Suppliers440/4€89k€44k▼
Taxes, remuneration and social security45€65k€27k▼
Taxes450/3€65k€27k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€11k€6k▼
Gross operating margin9900€27k€703▼
Operating profit (loss)9901€14k€-8k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€10k€-12k▼
Income taxes67/77€6k€172▼
Profit (loss) for the period9904€4k€-12k▼
Profit (loss) for the period to be appropriated9905€4k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-12k▼
Profit (loss) brought forward from the previous period14P€4k-
Transfer from equity791/2-€12k
Transfer to equity691/2€7k-
To other reserves6921€7k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-12k ▼414%
Net result drops to €-12k, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €18k ▲57.3%
Operating result €30k, net result €18k, both a record.
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2019
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 24 days late
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
12-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paviljoendreef 352970 SchildeGround area
4,131 m²
Building footprint
2,412 m²
Volume, LiDAR
25,584 m³
2 parcels, Flanders · tallest building 17.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Studio dm-a
since 20092.177.765.806
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1307/00K007 | Flanders | 2,390 m² | 1 · 2,290 m² | 17.4 m · 4 fl. |
| 11041B0470/00E000 | Flanders | 1,741 m² | 1 · 121 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
VAN BELLE INTERIEUR
BE 0820.837.160
Gent · Eq €69k
LOEWAK
BE 0797.454.024
Mol · Eq €69k
DETROIS
BE 0453.089.968
Ukkel · Eq €68k
In Architectuur
BE 0743.752.646
Oudenaarde · Eq €68k
Daniël F
BE 1021.845.213
Hasselt · Eq €68k
Of 3,919 companies in sector 71112 we hold annual accounts for 1,296. 1,080 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2009
Fiscal year end30-09
Activities, NACEBEL
71112Activities of interior architects
47559Retail sale of other household articles
47599Retail trade
74104Other professional, scientific and technical activities
74105Other professional, scientific and technical activities
74130Interior design
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.