STUDIO DAVID

Active

Private limited companyfounded 1987active for 39 yearsGroentemarkt 10, 8400 Oostende, BelgiumKBO/BCE: BE 0430.916.857

Summary

STUDIO DAVID has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347,826 and a net result of €30,800. Equity is growing by about 4.1% per year across the filed financial years. Its solvency ranks better than 95% of 4,314 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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STUDIO DAVIDActiveChecked score 97/100

Risk analysis Report Compare

Activity

Photography, excluding press photography

NACE 74201

1 site

Size

€357,058total assets 2025

Equity: €347,826
Profit: €30,800

Turnover not published (micro format)

Financial health

97 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

DAVID Guy Michel PascalDirector
Balcaen JacquelineDirector

2025 accounts 39 days early2 of 3 deeds summarised

Why 97lowers riskLiquidity: current ratio 38.43, cash €196,168Equity €347,826 (97.4% of total assets)Founded in 1987Sector: Other professional, scientific and technical activities (NACE 74)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 74% of its sector peers (NACE 74, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 97.4% of total assets

Liquidity 100=

short-term debt 2.6% · cash 54.9%

Profitability 80+4

return on assets 8.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,421 companies, NACE 74, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity ample (current ratio 38.43, compared with 65.96 in 2024, above the usual 1.5; short-term debt: 2.6% and cash: 54.9% of total assets), and 2.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 88% on solvency, 97% on liquidity, 53% on profitability and 56% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Liquidity: current ratio 38.43, cash €196,168

NBB · annual accounts

Equity €347,826 (97.4% of total assets)

NBB · annual accounts

Founded in 1987

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Sector: Other professional, scientific and technical activities (NACE 74)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

39 days early

2024

3 days early

2023

2 days early

2022

4 days early

2021

2 days early

2020

1 day early

2019

59 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

22-06-2026 Annual accounts filedfinancial year 2025 · micro…
13-03-2026 Appointment: Balcaen Jacqueline (director)Permanent representative: Iris Carsau ·…
28-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 5% on solvencysector median 49.9% · 4,314 companies 97.4% View
Positive: 8 profitable years in a rowprofit 2025: €30,800 8 years View
Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
New directorlatest change 02-02-2026 · 2 in office 1 joined View

By topic

Financials

Financial year: 2025
Total assets: €357,058
Profit: €30,800
Solvency: 97.4%

Total assets▲ 10.9%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members

DAVID Guy Michel PascalDirector
Balcaen JacquelineDirector

Go to Board & ownership

Timeline

Events: 45
Since: 1988
Next accounts: by 31-07-2027

29-07-2024Annual accounts filed
31-12-2023Weakest financial year
31-12-2023Liquidity more than 5 times

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Photography, excluding press photographyNACE 74201
Founded: 07-04-1987
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 31

Who signs: Each director alone
Annual meeting: Third Friday of June at 10:00
Purpose: “Het uitbaten van een fotostudio en alle aanverwante activiteiten zoals,ondermeer,het…” (deed in Dutch)

Go to Articles of association

Key facts about STUDIO DAVID

What is the company number of STUDIO DAVID?: 0430.916.857. In Belgium the VAT number is the company number with BE in front: BE 0430.916.857.
Where is STUDIO DAVID based?: The registered office is at Groentemarkt 10, 8400 Oostende.Company details
What does STUDIO DAVID do?: According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
What is the legal form of STUDIO DAVID?: Private limited company (BV).
When was STUDIO DAVID founded?: On 07-04-1987.
Is STUDIO DAVID still active?: Yes, STUDIO DAVID is an active enterprise in the KBO register.
What is the turnover of STUDIO DAVID?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is STUDIO DAVID profitable?: In financial year 2025, STUDIO DAVID made a profit of €30,800.
Where can I find the annual accounts of STUDIO DAVID?: STUDIO DAVID filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STUDIO DAVID due?: By 31-07-2027, for financial year 2026.Timeline