ENGINEERING - SURVEY - ARCHITECTURE
ActiveENGINEERING - SURVEY - ARCHITECTURE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347k and a net result of €55k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+84
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.11 against 5.69 in 2024; short-term debt: 24.2% and cash: 32.5% of total assets), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
11.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
6 d early
2023
5 d late
2022
15 d late
2021
5 d late
2020
10 d late
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€347k▲ 18.9%
2024 · €292k
2018: €333k
2019: €393k
2020: €419k
2021: €437k
2022: €508k
2023: €514k
2024: €292k
2018 → 2025
Total assets
€465k▲ 28.1%
2024 · €363k
2018: €819k
2019: €663k
2020: €594k
2021: €548k
2022: €677k
2023: €758k
2024: €363k
2018 → 2025
Net result
€55k
2024 · €-82k
2018: €104k
2019: €61k
2020: €26k
2021: €84k
2022: €72k
2023: €5k
2024: €-82k
2018 → 2025
Working capital
€349k▲ 17.4%
2024 · €298k
2018: €475k
2019: €342k
2020: €381k
2021: €407k
2022: €504k
2023: €512k
2024: €298k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€437k-€508k▲ 16.4%€514k▲ 1.1%€292k▼ 43.1%€347k▲ 18.9%
Operating result€127k-€110k▼ 13.6%€9k▼ 91.8%€-89k€54k
Net result€84k-€72k▼ 15.3%€5k▼ 92.5%€-82k€55k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €54k after a loss of €89k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €465k
Fixed assets
€3k▲ 69.7%
Current assets
€462k▲ 27.8%
Equity and liabilities €465k
Equity
€347k▲ 18.9%
Debt
€118k▲ 66.0%
The debt ratio rises from 19.5% to 25.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▲
2024 · €-78k
Cash flow
€57k▲
2024 · €-72k
Solvency
74.7%▼
2024 · 80.5%
Current ratio
4.11▼
2024 · 5.69
Quick ratio
4.11▼
2024 · 5.69
Debt / equity
0.34▲
2024 · 0.24
ROE
15.9%▲
2024 · -28.2%
ROA
11.9%▲
2024 · -22.7%
Interest coverage
54.07▲
2024 · -75.77
Debt
€118k▲
2024 · €71k
Debt ≤ 1 year
€112k▲
2024 · €63k
Income taxes
€212▲
2024 · €201
Staff costs
€201k▼
2024 · €220k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€363k€465k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24€74€0▼
Other tangible fixed assets26€2k€451▼
Current assets29/58€361k€462k▲
Amounts receivable within one year40/41€87k€183k▲
Trade receivables40€84k€171k▲
Other amounts receivable41€2k€12k▲
Current investments50/53€114k€115k▲
Cash at bank and in hand54/58€150k€151k▲
Deferred charges and accrued income490/1€11k€13k▲
Equity and liabilities
Total equity and liabilities10/49€363k€465k▲
Equity10/15€292k€347k▲
Contributions10/11€127k€127k=
Reserves13€259k€259k=
Distributable reserves133€259k€259k=
Profit (loss) carried forward14€-94k€-39k▲
Amounts payable17/49€71k€118k▲
Amounts payable within one year42/48€63k€112k▲
Financial debts43€113€106▼
Credit institutions430/8€113€106▼
Trade debts44€26k€52k▲
Suppliers440/4€26k€52k▲
Taxes, remuneration and social security45€37k€60k▲
Taxes450/3€13k€31k▲
Remuneration and social security454/9€24k€29k▲
Other amounts payable47/48€187€187=
Accrued charges and deferred income492/3€7k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€220k€201k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€2k▼
Other operating charges640/8€1k€989▼
Gross operating margin9900€143k€258k▲
Operating profit (loss)9901€-89k€54k▲
Financial income75/76B€8k€2k▼
Recurring financial income75€8k€2k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-82k€55k▲
Income taxes67/77€201€212▲
Profit (loss) for the period9904€-82k€55k▲
Profit (loss) for the period to be appropriated9905€-82k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-94k€-39k▲
Profit (loss) brought forward from the previous period14P€-12k€-94k▼
Transfer from equity791/2€139k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€139k€0▼
Return on contributions (dividend)694€139k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-82k ▼1625%
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 15 days late
2022
31-12
Financial
Equity above €500kEq €508k ▲16.4%
5 profitable years in a row build equity to €508k.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 5 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 35 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiensesteenweg 168H3800 Sint-TruidenGround area
3,453 m²
Building footprint
2,606 m²
Volume, LiDAR
59,554 m³
Parcel 71353F0065/00V003, Flanders · tallest building 29.2 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
E.S.A.
since 19932.229.954.180
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353F0065/00V003 | Flanders | 3,453 m² | 1 · 2,606 m² | 29.2 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 119 EUR awarded · 613 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 494 EUR |
| 2022 | 1 | 119 EUR | 119 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
967600GKZRB5JZS4QE20
Similar companies · same sector, comparable size
Eco SITE Architectes
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BURO 5 - architectes & associés
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Rubria
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Studio Samon
BE 0835.340.046
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STUDIEBUREAU DE PAUW
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 4,517 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-08-1993
Fiscal year end31-12
Abbreviation NL
E.S.A.
Activities, NACEBEL
71111Activities of building architects
71121Engineering and related technical consultancy, excluding land surveyors
74201Photography, excluding press photography
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.