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STUDIO BOURGOIS

Active Private limited companyfounded 2022active for 4 yearsProefbosstraat 57, 3730 Bilzen-HoeseltKBO/BCE: BE 0790.743.505

Lifetime

4 annual accounts with figures on one time axis
peak €16,867 (2025)
€16,867▲ 166%
peak €10,680 (2025)
€10,680▲ 313%
peak €22,482 (2025)
€22,482▲ 90.5%
€10,862▲ 6.9%
Board1 name since 2022
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €6,338 to €16,867Result from €2,585 to €10,680Equity from €11,802 to €22,482Investments €15,000Cash from €5,831 to €10,585

Key points

from the 2025 annual accounts

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Investments

€15,000 9.4 × depreciation
202220242025

Green is investment, beige is depreciation. Machinery stands 1418.9% higher than in 2024.

Filings

4 annual accounts 4 late
AprilJune31 JulyOctober2022202320242025

The 2025 accounts came latest: 31 days after the end of the period.

Checked score

97
Excellent
Financially stronger than 78% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

92+13equity 67.4% of total assets
78+15short-term debt 28.1% · cash 31.7%
100+17return on assets 32.0%

Score breakdown

raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.63, cash €10,585
Figures for financial year 2025 (filed on 02-09-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 66% of them on solvency, 67% on liquidity, 88% on profitability and 90% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as STUDIO BOURGOIS has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of STUDIO BOURGOIS itself is lower: 0.1% within 12 months. It rests on far more data about STUDIO BOURGOIS than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for STUDIO BOURGOIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.63 (1.89 in 2024), above the usual 1.5. Short-term debt is 28.1% and cash 31.7% of total assets. 32.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Liquidity: current ratio 1.63, cash €10,585
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Figures for financial year 2025 (filed on 02-09-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
31 days late
2024
27 days late
2023
13 days late
2022
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 23 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

BE
Director, since 08-09-2022
  • BOURGOIS Elien Daniëlle Christine 100 sharesdeed of 15-09-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0790743505
Incorporation Founding capital of €2,500, 100 shares · Founder: BOURGOIS Elien Daniëlle Christine · Appointment: BOURGOIS Elien Daniëlle Christine (director) · published on 15-09-2022 · Gazette deed
First establishment Proefbosstraat 57, Bilzen-Hoeselt
All 8 events

Comparable companies

same main activity, similar in size and age
Company
STUDIO BOURGOIS Bilzen-Hoeselt €33,344 €16,867 67.4% -
Studio Adato Pelt €33,527 €16,917 42.2% -
Vernacular Opwijk €32,726 €15,173 62.6% -
Hause Kapellen €35,287 €18,659 44.8% -
B.A.A. Chaumont-Gistoux €36,652 €14,790 11.5% -
Luck Kobs Watermael-Boitsfort €34,427 €15,183 -172.7% -
MIGOM architecten Ghent €29,007 €14,978 -37.3% -

These companies have the same main activity as STUDIO BOURGOIS: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €29,000 and €36,700, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 13-09-2022Normal situation
Activity
Activities of building architectsNACE 71111and 2 others
Establishment unit
2.336.513.2343730 Bilzen-Hoeselt, since 13-09-2022
Financial year end
31 December
Peppol
Reachable since 21-09-2025
Company details

Annual accounts 2025

€33,344▲ 51.8%
Filing
Filed on 31-08-2026
Financials

Insights on STUDIO BOURGOIS

STUDIO BOURGOIS files the micro format. That format states no turnover. The gross margin rose from €3,860 in 2022 to €16,867 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STUDIO BOURGOIS

What is the company number of STUDIO BOURGOIS?
The company number of STUDIO BOURGOIS is 0790.743.505. The VAT number is the same number with BE in front: BE 0790.743.505.
Where is STUDIO BOURGOIS based?
The registered office is at Proefbosstraat 57, 3730 Bilzen-Hoeselt.Company details
What does STUDIO BOURGOIS do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of STUDIO BOURGOIS?
STUDIO BOURGOIS is a private limited company (BV).
When was STUDIO BOURGOIS founded?
STUDIO BOURGOIS was founded on 13-09-2022.
Is STUDIO BOURGOIS still active?
Yes, STUDIO BOURGOIS is an active enterprise in the KBO register.
What is the turnover of STUDIO BOURGOIS?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €16,867 and 48 comparable companies (NACE 71111). It probably lies between €56,000 and €200,000. It is a rough estimate.Financials
Is STUDIO BOURGOIS profitable?
In financial year 2025, STUDIO BOURGOIS made a profit of €10,680.
Where can I find the annual accounts of STUDIO BOURGOIS?
STUDIO BOURGOIS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STUDIO BOURGOIS due?
STUDIO BOURGOIS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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