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B.A.A.

Active
Private limited companyfounded 20224 yrs activeRue des Papeteries 42, 1325 Chaumont-Gistoux, BelgiumKBO/BCE: BE 0789.792.113
Summary

B.A.A. has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2,245 and a net result of €763. Its solvency ranks better than 11% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability71▲+53
Solvency30▼-6
Growth78
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
4.7%
Return on assets
1.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 11615 sector peers (2024).
NBB · sector comparison
Position among 11615 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
8 d early
2023
8 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average on the deadline day; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

B.A.A. was incorporated on 19 August 2022 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€2,245▲ 51.5%
2023 · €1,482
Total assets
€47,747▲ 267%
2023 · €12,997
Net result
€763
2023 · -€1,018
Working capital
-€8,261
2023 · €1,482
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€124-€3,186
Net result-€1,018-€763
Equity€1,482-€2,245▲ 51.5%
Total assets€12,997-€47,747▲ 267%
Debt€11,514-€45,502▲ 295%
Working capital€1,482--€8,261
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000€0€2,000€4,000Operating result 2023: -€124-€124Net result 2023: -€1,018-€1,018Operating result 2024: €3,186€3,186Net result 2024: €763€76320232024-€2,000€0€2,000€4,000Operating result 2023: -€124-€124Net result 2023: -€1,018-€1,020Operating result 2024: €3,186€3,190Net result 2024: €763€76320232024
The operating result returns to profit in 2024: €3,186 after a loss of €124 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €47,747
Fixed assets €35,372
Current assets €12,375
Equity and liabilities €47,747
Equity €2,245 ▲ 51.5%
Debt €45,502 ▲ 295%
Debt's share of the balance-sheet total rises from 88.6% to 95.3%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€5,302
Cash flow
€2,879
Current ratio
0.60▼
2023 · 1.13
Debt to equity
20.27▲
2023 · 7.77
ROE
34.0%▲
2023 · -68.7%
ROA
1.6%▲
2023 · -7.8%
Interest coverage
7.48
Debt ≤ 1 year
€20,637▲
2023 · €11,514
Debt > 1 year
€24,465
Income taxes
€1,714▲
2023 · €751
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,136 companies that looked in July 2024 the way this one looks now, 4.9% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
4.9% went bankrupt
2.1% stopped otherwise
92% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,136 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet Code20232024
Assets
Total assets20/58€12,997€47,747▲
Fixed assets21/28-€35,372
Tangible fixed assets22/27-€35,372
Furniture and vehicles24-€35,372
Current assets29/58€12,997€12,375▼
Amounts receivable within one year40/41€2,761€1,745▼
Trade receivables40€1,016-
Other amounts receivable41€1,745€1,745=
Cash at bank and in hand54/58€10,116€4,585▼
Deferred charges and accrued income490/1€120€6,046▲
Equity and liabilities
Total equity and liabilities10/49€12,997€47,747▲
Equity10/15€1,482€2,245▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14-€1,018-€255▲
Amounts payable17/49€11,514€45,502▲
Amounts payable after more than one year17-€24,465
Financial debts170/4-€24,465
Amounts payable within one year42/48€11,514€20,637▲
Financial debts43-€5,859
Credit institutions430/8-€5,859
Trade debts44-€5,834
Suppliers440/4-€5,834
Taxes, remuneration and social security45€7,074€2,901▼
Taxes450/3€5,574€2,901▼
Remuneration and social security454/9€1,500-
Other amounts payable47/48€4,441€6,042▲
Accrued charges and deferred income492/3-€400
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2,116
Other operating charges640/8€1,387€1,203▼
Gross operating margin9900€1,262€6,505▲
Operating profit (loss)9901-€124€3,186▲
Financial income75/76B€472-
Recurring financial income75€472-
Financial charges65/66B€614€709▲
Recurring financial charges65€614€709▲
Profit (loss) for the period before taxes9903-€267€2,477▲
Income taxes67/77€751€1,714▲
Profit (loss) for the period9904-€1,018€763▲
Profit (loss) for the period to be appropriated9905-€1,018€763▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1,018-€255▲
Profit (loss) brought forward from the previous period14P--€1,018

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2,116-
Other operating charges640/8€1,387€1,203▼ 13.3%
Gross operating margin9900€1,262€6,505▲ 415%
Operating profit (loss)9901-€124€3,186▲ 2,660%
Financial income75/76B€472--
Recurring financial income75€472--
Financial charges65/66B€614€709▲ 15.5%
Recurring financial charges65€614€709▲ 15.5%
Profit (loss) for the period before taxes9903-€267€2,477▲ 1,029%
Income taxes67/77€751€1,714▲ 128%
Profit (loss) for the period9904-€1,018€763▲ 175%
Profit (loss) for the period to be appropriated9905-€1,018€763▲ 175%
Line20232024Change
Assets
Total assets20/58€12,997€47,747▲ 267%
Fixed assets21/28-€35,372-
Tangible fixed assets22/27-€35,372-
Furniture and vehicles24-€35,372-
Current assets29/58€12,997€12,375▼ 4.8%
Amounts receivable within one year40/41€2,761€1,745▼ 36.8%
Trade receivables40€1,016--
Other amounts receivable41€1,745€1,745=
Cash at bank and in hand54/58€10,116€4,585▼ 54.7%
Deferred charges and accrued income490/1€120€6,046▲ 4,939%
Equity and liabilities
Total equity and liabilities10/49€12,997€47,747▲ 267%
Equity10/15€1,482€2,245▲ 51.5%
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14-€1,018-€255▲ 74.9%
Amounts payable17/49€11,514€45,502▲ 295%
Amounts payable after more than one year17-€24,465-
Financial debts170/4-€24,465-
Amounts payable within one year42/48€11,514€20,637▲ 79.2%
Financial debts43-€5,859-
Credit institutions430/8-€5,859-
Trade debts44-€5,834-
Suppliers440/4-€5,834-
Taxes, remuneration and social security45€7,074€2,901▼ 59.0%
Taxes450/3€5,574€2,901▼ 47.9%
Remuneration and social security454/9€1,500--
Other amounts payable47/48€4,441€6,042▲ 36.1%
Accrued charges and deferred income492/3-€400-
Line20232024Change
Profit (loss) for the period9904-€1,018€763▲ 175%
+ Depreciation and write-downs630-€2,116-
Operating cash flow (approximation)-€1,018€2,879▲ 383%
Change in cash--€5,531-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
23-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €763
Net result €763 after one loss-making year.
08-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
2,090 m²
Building footprint
141 m²
Volume, LiDAR
787 m³
Parcel 25018B0176/00A000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Papeteries 42, 1325 Chaumont-Gistoux
Activities of building architects
since 20222.337.706.037
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25018B0176/00A000 Wallonia 2,090 m² 1 · 141 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,252 companies in sector 71111 we hold annual accounts for 6,320. 1,215 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Contact
E-mail gregoirebozon@gmail.comChaumont-Gistoux
Phone 0494705418Chaumont-Gistoux
E-invoicing
Reachable via Peppol
Peppol ID 0208:0789792113
Also 9925:BE0789792113
Registered 07-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.