Summary
STUDIO BIC has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2018 annual accounts show equity of €25,516 and a net result of €4,711. The computed 12-month bankruptcy probability is 1.5% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 07-11-2016 Normal situation
- Activity
- Demolition NACE 43110and 3 others
- Establishment unit
- 2.258.175.242 8510 Kortrijk, since 07-11-2016
- Financial year end
- 30 September
- Peppol
- Reachable since 31-10-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.5%
2018 figures too old to score
Annual accounts to 30-09-2018
- Gross margin
- €15,971
- ▼ 27.1%
- Turnover
- ≈ €160,000
- estimated
- Profit
- €4,711
- ▼ 61.7%
- Equity
- €25,516
- ▲ 22.6%
- Total assets
- €38,629
- ▼ 7.0%
- 2019 accounts not filed, 2380 days past the deadline
Signalsraises riskFigures for financial year 2018 (filed on 01-04-2019)Size: total assets €38,629lowers riskLiquidity: current ratio 2.86, cash €12,053Legal form: general partnershipneutralNo filing for yearsLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Figures too old
The latest figures are for FY 2018. They are too old for a current score.
Filing: Five or more annual filings are missing. This points to a standstill, not an imminent failure.
Financial strength, FY 2018 · tick: 2017
Strong
Solvency
91+16
equity 66.1% of total assets
Liquidity
79+14
short-term debt 26.6% · cash 31.2%
Profitability
68-32
return on assets 12.2%
Bankruptcy probability within 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%highest value
01-2025: 1.4%▼ -0.1 percentage points vs 12-2024
02-2025: 1.4%● unchanged vs 01-2025
03-2025: 1.4%● unchanged vs 02-2025
04-2025: 1.3%▼ -0.1 percentage points vs 03-2025
05-2025: 1.3%● unchanged vs 04-2025
06-2025: 1.3%● unchanged vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 1.3%● unchanged vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.3%● unchanged vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.3%● unchanged vs 06-2026
08-2026: 1.3%● unchanged vs 07-2026lowest value
09-2026: 1.3%● unchanged vs 08-2026lowest value
10-2026: 1.5%▲ +0.2 percentage points vs 09-2026
11-2026: 1.5%● unchanged vs 10-2026
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Signals
Six signals.
lowers riskraises riskneutral
neutral · No filing for years
The last filed financial year closed on 30-09-2018. Since then, 7 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 2 filingsPosition against the passed deadline
30-09-2019 year end30-04-2020 deadline05-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2018 was due by 30-04-2019 and was filed on 25-03-2019, 36 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2018, micro format
2019 annual accounts not yet filed, deadline passed on 30 April 2020 The financial year closed on 30 September 2019. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). 7 financial years without a filing since the last one filed. Source: NBB filings, as of 5 November 2026.
Annual accounts 2018 filed on 25-03-2019 PDF all 2 filings
Turnover
≈ €160,000
Estimated: probably between €71,000 and €270,000
Total assets
€38,629▼ 7.0%
2017 · €41,556
Net result
€4,711▼ 61.7%
2017 · €12,305
Working capital
€19,069▲ 28.2%
2017 · €14,879
Multi-year overview
2017 to 2018, 2 financial yearsOperating result
€9,315
▼ 46.4%
2018
20172018
Net result
€4,711
▼ 61.7%
2018
20172018
Equity
€25,516
▲ 22.6%
2018
20172018
Total assets
€38,629
▼ 7.0%
2018
20172018
Debt
€13,113
▼ 36.8%
2018
20172018
Working capital
€19,069
▲ 28.2%
2018
20172018
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20172018
Operating result€17,384-€9,315▼ 46.4%
Net result€12,305-€4,711▼ 61.7%
Equity€20,805-€25,516▲ 22.6%
Total assets€41,556-€38,629▼ 7.0%
Debt€20,750-€13,113▼ 36.8%
Working capital€14,879-€19,069▲ 28.2%
The operating result for 2018 is 46% lower than in 2017.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2018 in colour, 2017 as the grey bar beneath
Assets €38,629
Fixed assets
€9,290 ▼ 16.7%
Current assets
€29,340 ▼ 3.5%
Equity and liabilities €38,629
Equity
€25,516 ▲ 22.6%
Debt
€13,113 ▼ 36.8%
Debt's share of the balance-sheet total falls from 49.9% to 33.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13,232▼
2017 · €20,441
Cash flow
€8,628▼
2017 · €15,362
Current ratio
2.86▲
2017 · 1.96
Debt to equity
0.11▼
2017 · 0.25
ROE
18.5%▼
2017 · 59.1%
ROA
12.2%▼
2017 · 29.6%
Debt ≤ 1 year
€10,271▼
2017 · €15,518
Debt > 1 year
€2,842▼
2017 · €5,232
Income taxes
€4,391▼
2017 · €4,816
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2017 | 2018 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,056 | €3,918 | ▲ 28.2% |
| Gross operating margin9900 | €21,914 | €15,971 | ▼ 27.1% |
| Operating profit (loss)9901 | €17,384 | €9,315 | ▼ 46.4% |
| Recurring financial income75 | €75 | €22 | ▼ 69.9% |
| Recurring financial charges65 | €338 | €236 | ▼ 30.3% |
| Profit (loss) for the period before taxes9903 | €17,121 | €9,102 | ▼ 46.8% |
| Income taxes67/77 | €4,816 | €4,391 | ▼ 8.8% |
| Profit (loss) for the period9904 | €12,305 | €4,711 | ▼ 61.7% |
| Profit (loss) for the period to be appropriated9905 | €12,305 | €4,711 | ▼ 61.7% |
| Line | 2017 | 2018 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €41,556 | €38,629 | ▼ 7.0% |
| Fixed assets21/28 | €11,158 | €9,290 | ▼ 16.7% |
| Tangible fixed assets22/27 | €11,158 | €9,290 | ▼ 16.7% |
| Current assets29/58 | €30,398 | €29,340 | ▼ 3.5% |
| Amounts receivable within one year40/41 | €19,787 | €17,286 | ▼ 12.6% |
| Cash at bank and in hand54/58 | €10,611 | €12,053 | ▲ 13.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €41,556 | €38,629 | ▼ 7.0% |
| Equity10/15 | €20,805 | €25,516 | ▲ 22.6% |
| Contributions10/11 | €8,500 | €8,500 | = |
| Reserves13 | €850 | €850 | = |
| Profit (loss) carried forward14 | €11,455 | €16,166 | ▲ 41.1% |
| Amounts payable17/49 | €20,750 | €13,113 | ▼ 36.8% |
| Amounts payable after more than one year17 | €5,232 | €2,842 | ▼ 45.7% |
| Amounts payable within one year42/48 | €15,518 | €10,271 | ▼ 33.8% |
| Trade debts44 | €2,827 | €3,379 | ▲ 19.5% |
| Line | 2017 | 2018 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €12,305 | €4,711 | ▼ 61.7% |
| + Depreciation and write-downs630 | €3,056 | €3,918 | ▲ 28.2% |
| Operating cash flow (approximation) | €15,362 | €8,628 | ▼ 43.8% |
| Investment in fixed assets (approximation) | - | -€2,049 | - |
| Change in cash | - | €1,442 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Directors
2 directors, last change in 2023
Muylle Virginie
Current
Manager · appointed by deed of 18-12-2023
Couckuit Randy
Current
Manager · appointed by deed of 18-12-2023
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each manager alone
deed of 18-12-2023Owners and capital
Capital transactions
Capital over time
- 18-12-2023 Capital stated in the deed · €8,500 · 100 shares
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| Muylle Virginie |
|
| Couckuit Randy |
|
Articles of association
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Algemene vergadering, drie vierden uitgebrachte stemmen”
Articles of association, deed of 18-12-2023 (in Dutch)
Network & group
STUDIO BIC shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of STUDIO BIC. Every other company they run is a node.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Deeds, filings and financial milestones
2023
18-12
Gazette deed
Company renamed from Creatiefonline to STUDIO BICAppointments: Muylle Virginie (manager) and Couckuit Randy (manager) · Legal-form conversion: from limited partnership to general partnership9 points ▸
Gazette deed
Company renamed from Creatiefonline to STUDIO BIC
Appointments: Muylle Virginie (manager) and Couckuit Randy (manager) · Legal-form conversion: from limited partnership to general partnership9 points ▸
- General meeting, 10-11-2023
- Legal-form conversion, from limited partnership to general partnership
- Director appointment, Muylle Virginie (manager), mentioned twice in the deed
- Name change, STUDIO BIC
- Capital, euro 8.500, 100 shares
- Registered office clause, Beekweg 5 te 8510 Kortrijk
- Director appointment, Couckuit Randy (manager)
- Board composition, Muylle Virginie (manager)
- Board composition, Couckuit Randy (manager)
- The deed holds 2 more points.
2019
25-03
micro format · 36 days before the deadline
2018
23-03
micro format · 38 days before the deadline
2016
09-11
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
STUDIO BIC in Dutch
Former name
Creatiefonline until 10-11-2023 · deed of 18-12-2023
Enterprise number
0665.769.693
Legal form
General partnership
Status
Active, normal situation
Founded
07-11-2016
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 18-12-2023 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 18-12-2023 (in Dutch)Registered office and establishments
Registered office
Beekweg 5, 8510 Kortrijk, Belgium
Establishment unit
Creatiefonline, Beekweg 5, 8510 Kortrijk since 07-11-2016 · unit number 2.258.175.242 18120 Other printing
Activities
NACEBEL 202543110
Demolition main activity
18120
Other printing
62200
Computer consultancy and computer facilities management
73110
Advertising agencies
Codes under NACEBEL 2008
43110
Demolition main activity
18120
Printing and reproduction of recorded media
62020
IT consultancy
73110
Advertising, market research and public relations activities
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 18-12-2023 (in Dutch)
“Prepress- en premediadiensten; Overige drukkerijen; Handelsbemiddeling gespecialiseerd in (andere) goederen (algemeen assortiment)…”
20 activities
- Prepress- en premediadiensten;
- Overige drukkerijen;
- Handelsbemiddeling gespecialiseerd in (andere) goederen (algemeen assortiment);
- Ontwerpen en programmeren van computerprogramma's;
- Computercnosultancy-activiteiten;
- Beheer van computerfaciliteiten;
- Overige diensten op het gebied van informatietechnologie en computer;
- Gegevensverwerking, webhosting en aanverwante activiteiten;
- Adviesbureaus op het gebied van public relations en communicatie;
- Reclamebureaus;
- Markt- en opinieonderzoekbureaus;
- Activiteiten van grafische designers:
- Overige zakelijke dienstverlening, n.e.g.;
- Het verrichten van alle handelingen welke rechtstreeks of onrechtstreeks in verband staan met haar voorwerp.
- Het verlenen van alle dienstprestaties van economische aarde zowel voor eigen rekening als voor rekening van derden. Daartoe behoren onder meer het stellen van borgstelling voor rekening van derden, financieel, administratief, commercieel, technisch en sociaal beheer en advies.
- Het patrimonium van de vennootschap te behouden, in de ruimste zin van het woord te beheren, en oordeelkundig uit te breiden, alle beschikbare middelen te beleggen of weder te beleggen, zowel in roerende als in onroerende goederen. Binnen het kader van haar voorwerp zal de vennootschap mogen overgaan tot het aankopen, opschikken, uitrusten, valoriseren, bouwen, verhuren of in huur nemen van onroerende goederen, al dan niet gemeubeld.
- Het besturen van vennootschappen, welk voorwerp deze vennootschappen ook mochten hebben.
- Het ter beschikking stellen van eigen personeel tegen vergoeding aan private en rechtspersonen.
- De vennootschap kan in het algemeen alle commerciële, industriële, financiële, roerende of onroerende handelingen verrichten in rechtstreeks of onrechtstreeks verband met haar voorwerp of welke van aard zouden zijn de verwezenlijking ervan te vergemakkelijken.
- De vennootschap mag daarenboven belangen nemen, hetzij door deelneming, inbreng of elke andere wijze in alle vennootschappen, ondernemingen, beroepsverenigingen of groeperingen, bestaande of op te richten, zowel in België als in het buitenland, die een gelijkluidend, aanvullend of soortgelijk voorwerp nastreven, of die van aard zijn de ontwikkeling van haar onderneming te bevorderen.
Invoicing and payment
VAT number
BE 0665.769.693
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0665.769.693
Financial year and general meeting
Accounts at the NBBFinancial year end
30-09
Financial yearThe company draws up its annual accounts over this twelve-month period.
“5. Boekjaar, jaarrekening, resultaat Artikel 22 Het boekjaar loopt van 1 oktober tot 31 september van het daaropvolgend jaar. Op elk jaar…”
deed of 18-12-2023 (in Dutch)Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Saturday of March at 14:00
deed of 18-12-2023 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
887 m²
Building footprint
150 m²
Building volume
704 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34033C0509/00Y009 | Flanders | 887 m² | 1 · 150 m² | 9.9 m · 2 |