Summary
STUDIO BIC has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2018 annual accounts show equity of €25,516 and a net result of €4,711. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
No current score
Figures too old
The available figures for FY 2018 are too old to assess current financial health.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Axes, FY 2018
Profitability68
Solvency91
Growth-
Track record85
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2018Solvency, return and age of the figures
Solvency
66.1%
Return on assets
12.2%
Age of the figures
96 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · No filing for years
The last filed financial year closed on 30-09-2018. Since then, 7 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 2 filingsPosition against the passed deadline
30-09-2019 close30-04-2020 deadline26-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2018 was due by 30-04-2019 and was filed on 25-03-2019, 36 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2018, micro schema
Equity
€25,516
Total assets
€38,629
Net result
€4,711
Working capital
€19,069
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €38,629
Fixed assets
€9,290
Current assets
€29,340
Equity and liabilities €38,629
Equity
€25,516
Debt
€13,113
Debt finances 33.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€13,232
Cash flow
€8,628
Current ratio
2.86
Debt to equity
0.11
ROE
18.5%
ROA
12.2%
Debt ≤ 1 year
€10,271
Debt > 1 year
€2,842
Income taxes
€4,391
Annual accounts
| Line | 2018 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,918 |
| Gross operating margin9900 | €15,971 |
| Operating profit (loss)9901 | €9,315 |
| Recurring financial income75 | €22 |
| Recurring financial charges65 | €236 |
| Profit (loss) for the period before taxes9903 | €9,102 |
| Income taxes67/77 | €4,391 |
| Profit (loss) for the period9904 | €4,711 |
| Profit (loss) for the period to be appropriated9905 | €4,711 |
| Line | 2018 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €38,629 | |
| Fixed assets21/28 | €9,290 | |
| Tangible fixed assets22/27 | €9,290 | |
| Current assets29/58 | €29,340 | |
| Amounts receivable within one year40/41 | €17,286 | |
| Cash at bank and in hand54/58 | €12,053 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €38,629 | |
| Equity10/15 | €25,516 | |
| Contributions10/11 | €8,500 | |
| Reserves13 | €850 | |
| Profit (loss) carried forward14 | €16,166 | |
| Amounts payable17/49 | €13,113 | |
| Amounts payable after more than one year17 | €2,842 | |
| Amounts payable within one year42/48 | €10,271 | |
| Trade debts44 | €3,379 | |
| Line | 2018 |
|---|---|
| Profit (loss) for the period9904 | €4,711 |
| + Depreciation and write-downs630 | €3,918 |
| Operating cash flow (approximation) | €8,628 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2019
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2016
Ground area
887 m²
Building footprint
150 m²
Volume, LiDAR
704 m³
Parcel 34033C0509/00Y009, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Creatiefonline
since 20162.258.175.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34033C0509/00Y009 | Flanders | 887 m² | 1 · 150 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Calterre
BE 0769.953.237
Villers-le-Bouillet · Eq €25,505
PLEISTERWERKEN DEPREZ
BE 0664.956.576
Brugge · Eq €25,598
H. CONSTRUCT COMPANY
BE 0786.630.408
Beersel · Eq €25,682
Bouwservice Mere
BE 0783.229.369
Erpe-Mere · Eq €25,750
GESI
BE 0810.423.716
Aalst · Eq €25,088
Of 1,366 companies in sector 43110 we hold annual accounts for 635. 413 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formGeneral partnership
Founded07-11-2016
Fiscal year end30-09
Activities, NACEBEL 2025
43110Demolition
18120Other printing
62200Computer consultancy and computer facilities management
73110Advertising agencies
Scores and ratios are computed by Checked and are not a credit decision.