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STUDIO BEBE

Active
Private limited companyfounded 20224 yrs activeSchrijberg 257, 9111 Sint-Niklaas, BelgiumKBO/BCE: BE 0786.943.380
Summary

The computed 12-month bankruptcy probability of STUDIO BEBE is 3.6% (moderate). The 2025 annual accounts show negative equity (-€19,661) and a net result of -€1,090. Equity is shrinking by ~57.4% per year across the filed fiscal years. Its solvency ranks better than 17% of 22078 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
STUDIO BEBEActiveChecked score 48/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47713Retail trade NACE 47554NACE 47788
2 sites
Size
€114,642total assets 2025
Equity
-€19,661
Loss
-€1,090
Turnover not published (abridged schema)
Financial health
48 Fair Checked score 2025
Bankruptcy chance 12 m
3.6%
Structure
Accounts filed 61 d late0 of 2 deeds read
Why 48- Latest accounts 61 days late; 2 of the last 3 late- Founded in 2022- Sector Retail trade (NACE 47)- 2 establishment unitsShow the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 23% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 8+4
equity -17.1% of total assets
Liquidity 23-17
short-term debt 65.1% · cash 5.7%
Profitability 36+36
return on assets -1.0%
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 4.3% 12-2024: 4.3%▲ +0.3% vs 11-2024 01-2025: 4.3%▼ -1.9% vs 12-2024 02-2025: 4.2%▼ -1.3% vs 01-2025 03-2025: 4.2%▲ +0.4% vs 02-2025 04-2025: 4.3%▲ +2.6% vs 03-2025 05-2025: 4.3%▲ +0.2% vs 04-2025 06-2025: 4.3%▲ +0.2% vs 05-2025 07-2025: 4.4%▲ +1.4% vs 06-2025 08-2025: 5.1%▲ +15.8% vs 07-2025highest value 09-2025: 4.2%▼ -18.3% vs 08-2025 10-2025: 4.2%● 0.0% vs 09-2025 11-2025: 4.2%● 0.0% vs 10-2025 12-2025: 4.2%● 0.0% vs 11-2025 01-2026: 4.1%▼ -1.4% vs 12-2025 02-2026: 3.7%▼ -10.5% vs 01-2026 03-2026: 3.6%▼ -1.9% vs 02-2026lowest value 04-2026: 3.6%▲ +1.0% vs 03-2026 05-2026: 3.8%▲ +3.4% vs 04-2026 06-2026: 3.7%▼ -0.9% vs 05-2026 07-2026: 3.8%▲ +0.9% vs 06-2026 08-2026: 4.6%▲ +23.3% vs 07-2026 09-2026: 4.8%▲ +4.4% vs 08-2026 10-2026: 3.6%▼ -24.9% vs 09-2026
  • Latest accounts 61 days late; 2 of the last 3 late raises the probability
  • Founded in 2022 raises the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • 2 establishment units raises the probability
No credit on open account
Liquidity tight (current ratio 1.16 against 1.37 in 2024; short-term debt: 65.1% and cash: 5.7% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 14%, liquidity 20%, profitability 27%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Latest accounts 61 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · 2 establishment units
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€19,661
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
61 d late
2024
22 d late
2023
56 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 46 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 September (3 of the last 3 filed years within 35 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€20,216

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€19,661 View
  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€1,090 View
  • Caution: Among the weakest 14% on equitysector median €41,504 · 22,118 companies -€19,661 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 d View

By topic

Financials

Fiscal year
2025
Total assets
€114,642
Loss
-€1,090
Solvency
-17.1%
Total assets▲ 29.7%
Net result
20232025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 30-09-2026Annual accounts filed
  2. 22-08-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail tradeNACE 47713
Founded
09-06-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

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