Milk Bar
ActiveThe computed 12-month bankruptcy probability of Milk Bar is 2.5% (moderate). The 2025 annual accounts show equity of €15k and a net result of €4k. Equity is growing by ~49.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 18024 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency23▼-3
Growth78=
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.41 in 2024), and 91.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.8%
Return on assets
2.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
308 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 39.8%
2024 · €11k
2023: €4k
2024: €11k
2023 → 2025
Total assets
€168k▲ 35.2%
2024 · €124k
2023: €79k
2024: €124k
2023 → 2025
Net result
€4k▼ 33.8%
2024 · €6k
2023: €4k
2024: €6k
2023 → 2025
Working capital
€34k▼ 4.2%
2024 · €35k
2023: €39k
2024: €35k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€11k▲ 150%€15k▲ 39.8%
Operating result€7k-€9k▲ 31.3%€6k▼ 35.1%
Net result€4k-€6k▲ 74.8%€4k▼ 33.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets
€10k▲ 150%
Current assets
€159k▲ 31.6%
Equity and liabilities €168k
Equity
€15k▲ 39.8%
Debt
€153k▲ 34.8%
The debt ratio falls from 91.4% to 91.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€7k▼
2024 · €9k
Cash flow
€6k▼
2024 · €7k
Solvency
8.8%▲
2024 · 8.6%
Current ratio
1.27▼
2024 · 1.41
Quick ratio
0.33▲
2024 · 0.32
Debt / equity
10.30▼
2024 · 10.69
ROE
28.4%▼
2024 · 60.0%
ROA
2.5%▼
2024 · 5.1%
Interest coverage
12.82▼
2024 · 21.01
Debt
€153k▲
2024 · €114k
Debt ≤ 1 year
€125k▲
2024 · €85k
Debt > 1 year
€28k=
2024 · €28k
Income taxes
€1k▼
2024 · €2k
Staff costs
€28k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€124k€168k▲
Fixed assets21/28€4k€10k▲
Intangible fixed assets21-€6k
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€826€1k▲
Current assets29/58€121k€159k▲
Stocks and contracts in progress3€93k€117k▲
Stocks30/36€93k€117k▲
Amounts receivable within one year40/41-€117
Trade receivables40-€0
Other amounts receivable41-€117
Cash at bank and in hand54/58€28k€37k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€124k€168k▲
Equity10/15€11k€15k▲
Contributions10/11€600€600=
Reserves13€10k€14k▲
Distributable reserves133€10k€14k▲
Amounts payable17/49€114k€153k▲
Amounts payable after more than one year17€28k€28k=
Financial debts170/4€28k€28k=
Amounts payable within one year42/48€85k€125k▲
Current portion of amounts payable after more than one year42€4k-
Trade debts44€30k€49k▲
Suppliers440/4€30k€49k▲
Advances received on contracts in progress46-€27k
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€11k€1k▼
Remuneration and social security454/9€1k€8k▲
Other amounts payable47/48€39k€39k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1k€28k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€612€1k▲
Other operating charges640/8€236€240▲
Gross operating margin9900€11k€35k▲
Operating profit (loss)9901€9k€6k▼
Financial income75/76B€93€493▲
Recurring financial income75€93€493▲
Financial charges65/66B€446€543▲
Recurring financial charges65€446€543▲
Profit (loss) for the period before taxes9903€8k€6k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€6k€4k▼
Profit (loss) for the period to be appropriated9905€6k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€4k▼
Profit (loss) brought forward from the previous period14P€4k-
Transfer to equity691/2€10k€4k▼
To other reserves6921€10k€4k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 308 days late
2024
31-12
Financial
Highest result since 2023net €6k ▲74.8%
Operating result €9k, net result €6k, both a record.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wateringstraat 782400 MolGround area
3,082 m²
Building footprint
430 m²
Volume, LiDAR
2,182 m³
2 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Milk Bar
since 20222.328.529.639
Sluis 67, 2400 Mol
since 20262.387.491.880
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13025G1055/00Z061 | Flanders | 1,882 m² | 1 · 201 m² | 7.2 m · 2 fl. |
| 13432B0601/00D000 | Flanders | 1,200 m² | 1 · 228 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 839 EUR awarded · 839 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 839 EUR | 839 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteMol2.387.491.880
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Of 280 companies in sector 47554 we hold annual accounts for 90. 56 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2022
Fiscal year end31-12
Activities, NACEBEL
47554Retail trade
47713Retail trade
47553Retail trade
47593Retail trade
47715Retail trade
47722Retail trade
47783Retail trade
47784Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.